I did both the AA Amex and visa a year ago and now my annual fees are due. I called citi to consolidate and the only option the offered me was to close the Amex and move 5,600 of the 8000 CL to the visa and close the card losing the rest of the credit line. I should then be able to downgrade the visa to a fee free version of the visa AA.
How much will closing 2,400 of a CL hurt my rating?
HUCA?
Is there any experience around here to indicate a better approach?