So what are the benefits to spreading out credit card applications?
Spreading out minimum spend requirements
There are some amazing credit card offers out there right now with sizable minimum spend requirements, like the:
Citi Executive AAdvantage World Elite MasterCard – 100,000 AAdvantage miles after spending $10,000 within three months, plus $200 statement credit
Ink Plus® Business Credit Card – 60,000 Ultimate Rewards points after spending $5,000 within three months
Ink Bold® Business Charge Card — 60,000 Ultimate Rewards points after spending $5,000 within three months
And realistically, it’s a lot easier to tackle these cards one at a time in terms of reaching the minimum spend.