Author Topic: Refund to different Credit Card  (Read 4820 times)

Offline karen

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Sep 2010
  • Posts: 1080
  • Total likes: 7
  • DansDeals.com Hat Tips 0
    • View Profile
Refund to different Credit Card
« on: December 13, 2012, 01:54:47 PM »
I returned $500 to a different credit card B, will $500 reduce the total spending on the credit card B? I have spending requirement on credit card B, so I am wondering whether I need to spend $500 more on credit card B.  Thanks!

Offline YankyDoodle

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Mar 2011
  • Posts: 959
  • Total likes: 53
  • DansDeals.com Hat Tips 6
    • View Profile
Re: Refund to different Credit Card
« Reply #1 on: December 13, 2012, 02:09:45 PM »
Yes, I believe it will count against your spending threshold

Offline karen

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Sep 2010
  • Posts: 1080
  • Total likes: 7
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Refund to different Credit Card
« Reply #2 on: December 13, 2012, 02:21:13 PM »
Yes, I believe it will count against your spending threshold
Thanks!  :(

Offline Ergel

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Jun 2010
  • Posts: 13070
  • Total likes: 905
  • DansDeals.com Hat Tips 3
    • View Profile
Re: Refund to different Credit Card
« Reply #3 on: December 13, 2012, 02:35:59 PM »
Yes, I believe it will count against your spending threshold
-1 in think you misunderstood the question
Life isn't about checking the boxes. Nobody cares.

Offline HelpMe

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2011
  • Posts: 3468
  • Total likes: 40
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Refund to different Credit Card
« Reply #4 on: December 13, 2012, 03:16:03 PM »
-1 in think you misunderstood the question
Then what is the question?
"Elvis Has Left The Building"

Offline Redbull3

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Dec 2011
  • Posts: 3495
  • Total likes: 418
  • DansDeals.com Hat Tips 1
    • View Profile
  • Programs: Blocked By @NeriaKraus
Re: Refund to different Credit Card
« Reply #5 on: December 13, 2012, 03:23:37 PM »
I returned $500 to a different credit card B, will $500 reduce the total spending on the credit card B? I have spending requirement on credit card B, so I am wondering whether I need to spend $500 more on credit card B.  Thanks!

I'm also unclear so CMIIW?
So card B has spend requirement X for sign up bonus Y. You return a $500 item purchased with a different card and had the credit go to card B. You are asking if your spend requirement has shifted from X to X+$500 in order to receive the sign up bonus Y.

It's a good question but I would guess your spend requirement remains the same. I don't know definitively (not sure anyone does).

Offline RT

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Nov 2012
  • Posts: 435
  • Total likes: 1
  • DansDeals.com Hat Tips 0
  • Gender: Female
    • View Profile
Re: Refund to different Credit Card
« Reply #6 on: December 13, 2012, 03:24:58 PM »
I wouldn't think it changes, but don't know for sure..

Offline Emkay

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2012
  • Posts: 14412
  • Total likes: 377
  • DansDeals.com Hat Tips 35
    • View Profile
  • Location: Where I ought to be
Re: Refund to different Credit Card
« Reply #7 on: December 13, 2012, 04:48:05 PM »
i have done it and it has not subtracted from what i spent on either card

Offline YankyDoodle

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Mar 2011
  • Posts: 959
  • Total likes: 53
  • DansDeals.com Hat Tips 6
    • View Profile
Re: Refund to different Credit Card
« Reply #8 on: December 13, 2012, 06:51:54 PM »
i have done it and it has not subtracted from what i spent on either card

-1 in think you misunderstood the question

I stand corrected, my apologies

Online Moishebatchy

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2011
  • Posts: 7280
  • Total likes: 151
  • DansDeals.com Hat Tips 23
    • View Profile
  • Location: Jerusalem
  • Programs: Arzei Makolet Platinum, Yossi's Makolet Silver, Yesh! Gold, Rav Kav Dirt
Re: Refund to different Credit Card
« Reply #9 on: December 13, 2012, 09:07:33 PM »
Either way, in the future, return it on your debit card. Like this the money goes straight into your bank account. :)

Offline karen

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Sep 2010
  • Posts: 1080
  • Total likes: 7
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Refund to different Credit Card
« Reply #10 on: December 14, 2012, 11:17:43 AM »
Either way, in the future, return it on your debit card. Like this the money goes straight into your bank account. :)
I didn't know that you can return to bank account.  That is very good idea. Thanks!

Offline karen

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Sep 2010
  • Posts: 1080
  • Total likes: 7
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Refund to different Credit Card
« Reply #11 on: December 14, 2012, 11:18:08 AM »
i have done it and it has not subtracted from what i spent on either card
Thanks for the info.

Offline karen

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Sep 2010
  • Posts: 1080
  • Total likes: 7
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Refund to different Credit Card
« Reply #12 on: December 14, 2012, 11:19:17 AM »
I'm also unclear so CMIIW?
So card B has spend requirement X for sign up bonus Y. You return a $500 item purchased with a different card and had the credit go to card B. You are asking if your spend requirement has shifted from X to X+$500 in order to receive the sign up bonus Y.

It's a good question but I would guess your spend requirement remains the same. I don't know definitively (not sure anyone does).

Correct, that is what I am asking . :)

Offline 18seagate

  • Dansdeals Gold Elite
  • ***
  • Join Date: May 2011
  • Posts: 239
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
    • brand name shoes for less
  • Location: brooklyn ny
Re: Refund to different Credit Card
« Reply #13 on: January 17, 2013, 08:24:17 PM »
Will this work to reach a spending requirement?

Offline Fan of Dan

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2011
  • Posts: 3029
  • Total likes: 8
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Refund to different Credit Card
« Reply #14 on: January 17, 2013, 08:30:28 PM »
Will this work to reach a spending requirement?
Buying on one and returning on another? Is that your ?

Offline Barryg

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Nov 2012
  • Posts: 1684
  • Total likes: 63
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Ohio
Re: Refund to different Credit Card
« Reply #15 on: January 17, 2013, 08:43:56 PM »
Either way, in the future, return it on your debit card. Like this the money goes straight into your bank account. :)
Good idea! Recently, I paid off cc then returned to that card... They then send a check, but straight is way faster (if the store lets)... I'll try your way next time.

Offline sky121

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: May 2011
  • Posts: 11724
  • Total likes: 168
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Refund to different Credit Card
« Reply #16 on: January 17, 2013, 09:17:36 PM »
Good idea! Recently, I paid off cc then returned to that card... They then send a check, but straight is way faster (if the store lets)... I'll try your way next time.

Plus if you actually swipe and press Debit (and enter your pin) the money will go into your bank account INSTANTLY.
"Not all who wander are lost"

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25499
  • Total likes: 723
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: Refund to different Credit Card
« Reply #17 on: January 17, 2013, 09:55:16 PM »
Plus if you actually swipe and press Debit (and enter your pin) the money will go into your bank account INSTANTLY.

This is something I didn't know. Cool.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline karen

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Sep 2010
  • Posts: 1080
  • Total likes: 7
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Refund to different Credit Card
« Reply #18 on: January 17, 2013, 10:01:42 PM »
Plus if you actually swipe and press Debit (and enter your pin) the money will go into your bank account INSTANTLY.
Nice to know.

Offline Kn9ght

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Dec 2012
  • Posts: 280
  • Total likes: 5
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Refund to different Credit Card
« Reply #19 on: January 17, 2013, 10:01:55 PM »
If you dont't mind, can I ask what store besides JAB still accept returning payment to a debit card?