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Author Topic: TD BANK CREDIT CARD  (Read 2094 times)

Offline Rivky

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TD BANK CREDIT CARD
« on: May 29, 2010, 05:26:27 PM »
Hi,

Im looking to make a balance transfer and I need a low APR for as long as possible.  The only card that I see with 0% balance transfer fee is the TD credit card. As it says  "0% introductory APR on balance transfers for 6 months after account opening".

 Is there any hidden fees in this card and is there also no foreign exchange fee like the TD debit card?

Anyone have a TD credit card or know this info?

Thanks
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Offline Smirk

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Re: TD BANK CREDIT CARD
« Reply #1 on: May 29, 2010, 09:54:21 PM »
I opened up the TD cashback card and did a balance transfer and had no hidden fee's
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Offline Dan

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Re: TD BANK CREDIT CARD
« Reply #2 on: May 29, 2010, 11:31:32 PM »
Quote from: AS on May 29, 2010, 09:54:21 PM
I opened up the TD cashback card and did a balance transfer and had no hidden fee's
Don't they charge 3% for BT's?
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Offline Smirk

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Re: TD BANK CREDIT CARD
« Reply #3 on: May 30, 2010, 12:26:11 AM »
Yes, but they say that, its not hidden :)
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Offline Dan

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Re: TD BANK CREDIT CARD
« Reply #4 on: May 30, 2010, 12:46:04 AM »
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Offline Rivky

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Re: TD BANK CREDIT CARD
« Reply #5 on: May 30, 2010, 04:13:06 AM »
Thank you dan for your response but when I look at those chase cards at the pricing and terms there are fees for the BT's . Does that fee only apply after the 12 months are up? Theres no 3% or 5% charge for the BT? and which of those 2 cards would you reccomend for a large balance transfer and I wont be using it for purchases?
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Offline mancunian

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Re: TD BANK CREDIT CARD
« Reply #6 on: May 30, 2010, 04:56:48 AM »
there are 2 things in a bt - the fee, charged once at the time of the transfer, and the apr which is different from the purchase apr usually.

there used to be some cards with 0% FEES on BTs, in addition/instead of apr offers, nowadays i dont think those are around. theyll all charge 3% ish. the only thing to worry about or look for is the leignth of the promo apr.

i hope i understood all the back and forth in this discussion...
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Offline davidd75

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Re: TD BANK CREDIT CARD
« Reply #7 on: April 08, 2022, 02:58:03 PM »
pretty solid offer from TD 2% cashback and $400 bonus. Plus its a business card so I am assuming it will not count for 5/24(actually it looks like TD business cards may count). 

TD has not really in the past put out competitive offers so nice to see this decent offer.

https://www.td.com/us/en/personal-banking/credit-cards/business-solutions-credit-card/
« Last Edit: April 08, 2022, 03:07:45 PM by davidd75 »
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Offline davidd75

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Re: TD BANK CREDIT CARD
« Reply #8 on: April 13, 2022, 09:20:18 AM »
can anybody confirm if TD business credit cards approvals report to your personal credit ?
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