Buying Vanilla Reload and/or Visa Vanilla Reload with a CC in the NY area

[ADanFan]

So your only losing 2/10 of a percent by using the Vanilla Visa gift cards rather than the reloads.

Many office supply stores have Visa GC that are limited to $200.
There is a $3 -$4 fee.
Therefore the out of pocket costs may be closer to 2 or 3%.

[yitzf]

Many office supply stores have Visa GC that are limited to $200.
There is a $3 -$4 fee.
Therefore the out of pocket costs may be closer to 2 or 3%.

True, but the post I was referring to mentioned OD which most of them (but by no means all) have the $500 variety.
Im not sure were you are getting the $200 ones for $3-$4 because Staples charges 6.95 , maybe Office Max?

[noturbizniss]

Nope. Except that there is a ~1% fee.

By purchasing $200 card with a $6.95 fee You are get 1,030 points at a cost of $5.95.  You have to subtract 200  points since you would get those by using you ink card at any old store, so you get 830 points for $6.95 which translates to paying .84 cents per point (.83735 without rounding).
You have to decide if it is worth it to be buying the points at that rate instead of just earning them for free essentially by normal spending.

[Dan]

By purchasing $200 card with a $5.95 fee You are get 1,030 points at a cost of $5.95.  You have to subtract 200  points since you would get those by using you ink card at any old store, so you get 830 points for $5.95 which translates to paying 1.4 cents per point (1.39458 without rounding).
As long as you value your points at more than 1.4 cents per point then it is worth it.

Your math is off.
Getting 830 points for $5.95 is 0.7 cents per point.

[yitzf]

Your math is off.
Getting 830 points for $5.95 is 0.7 cents per point.

+1 you divided 830 by 595 instead of 595 by 830

[noturbizniss]

+1 you divided 830 by 595 instead of 595 by 830

+1 for flu head:-)  corrected my post...

[ygift]

Nope. Except that there is a ~1% fee.

but if I purchase in office depot then its only 1/5th of 1 percent as I'm getting 5x the points

[yitzf]

but if I purchase in office depot then its only 1/5th of 1 percent as I'm getting 5x the points

Let me clarify, it's 1/5 of 1 percent more than the Vanilla Reloads.

[ygift]

why? do they cost more then vr?

[yitzf]

why? do they cost more then vr?

Yes, 4.95 for Vanilla Visa $20-$500 and 3.95 for VR

[mas]

Ok I've gone on another CVS run and was very successful. You can use the self check out... usually the one looking over that section is a lot easier as they are juggling few customers at once... it's a process more annoying.

CVS on court st, and CVS on Sheepshead Bay Road

[cozmohoot]

Ok I've gone on another CVS run and was very successful. You can use the self check out... usually the one looking over that section is a lot easier as they are juggling few customers at once... it's a process more annoying.

CVS on court st, and CVS on Sheepshead Bay Road

yeh i used self checkout but the clerk had to swipe his manager card twice to approve the order

[ckmk47]

vanilla reload
cvs on 67st and Ft Hamilton Pkwy.
self check out, but need manager's card beeped.
Chase stopped me from getting a second pair of $500 each.  (When I got home they called to verify it was me not fraud.)

[Wolf]

What's wrong with buying a PayPal card at riteaid and transferring it to your bank account via PayPal? They have $500.
Is that possible?

[noturbizniss]

Search for paypal.

http://forums.dansdeals.com/index.php?topic=21024.msg389660#msg389660

They're crazy strict and will shut you down.

[ckmk47]

vanilla reload
cvs on 67st and Ft Hamilton Pkwy.
self check out, but need manager's card beeped.
Chase stopped me from getting a second pair of $500 each.  (When I got home they called to verify it was me not fraud.)

Out of cards.  They might get a new shipment on Mon.

[Menachem613]

Ok I've gone on another CVS run and was very successful. You can use the self check out... usually the one looking over that section is a lot easier as they are juggling few customers at once... it's a process more annoying.

CVS on court st, and CVS on Sheepshead Bay Road

Sold out

[noturbizniss]

CVS on Central Park Avenue in both scasdale and hartsdale have tons - looked to be 30+ in each, both took credt card no issue, and in scarsdale i went up with 4 cards and the lady said i probly cant do them in one transaction so lets just do it in two, and i said no problem i have 2 cards i want to use anyway. So, SPG and BA are 1K closer and MB Platinum hit 1K threshold :-).

[rots5]

CVS on Central Park Avenue in both scasdale and hartsdale have tons - looked to be 30+ in each, both took credt card no issue, and in scarsdale i went up with 4 cards and the lady said i probly cant do them in one transaction so lets just do it in two, and i said no problem i have 2 cards i want to use anyway. So, SPG and BA are 1K closer and MB Platinum hit 1K threshold :-).

what about the ones in new rochelle? or harrison? did u look therE?

[noturbizniss]

what about the ones in new rochelle? or harrison? did u look therE?

im not gonna do all the work for you...