I had an excellent claim! The site said I have until 10pm the next day and I purchased my tickets at 12:05 AM. Thus I should have had 45 hours and 55 minutes to cancel. However, the site failed to mention that the purchase time gets calculated by central time even if I am in New York. Therefore I may have bought it on Wednesday but since in Central time it was still Tuesday the only gave me 22 hours instead of 46. In any event, if my bank said it was settled, my question is: Is it their responsibility to work it out with orbitz?
I think first you need to call your bank
I'm on the phone with the bank rep now. He's saying that the bank won the dispute but they can't do anything if orbitz want to come after me anyway. He said ignore the collection agency it won't affect my credit in any way.
He said ignore the collection agency it won't affect my credit in any way.
Bullocks, AFAIK.(Which is not to say you won't win in getting it OFF your CR.)
they dont have his social.
Not needed necessarily.