Ok, So I recently got approved for two citi cards and amex platinum.
Have some spending plans, wanted to check if any of them are risky.
1. my landlord is willing to take rent from me using paypal, can I send him $1400 through paypal using my Citi card? Will citi flag it? is it risky? will it give them reason to look into my finances? (how much percent do I lose?)
2. I want to order 2 unlocked iphones and ipad mini from apple. want to charge it to my new amex (I have other amexes with them for long time) total cost about $2000, is there any risk that it's high unusual spend that I have to worry about? FR? I would ship to different address but call amex in advance to add it as additional address.
Thansk and sorry if this is a repeat...
With PayPal don't forget about the 3% fee.
Don't think citi will flag it, but you want to make sure it won't post as a cash advance. Either
1) ask s/o who has used citi to send $ on pp (not a purchase but the send $ feature)
2) call citi and ask them to set you CA limit to 0
3) test with a small amount.
If it doesn't work you can try Williampaid.com for a ~3% fee too.
Regarding Amex 2k is not necessarily a flag but it really depends on you spending history and patterns.
