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DO THEY COUNT AS PURCHASES?
It is confirmed that Citi will consider these as a Cash Advance. They will hit you with a fee AND won't count them toward spending.

HOW TO CASH OUT?
Blue Bird: Amex gift cards cannot be used to load bluebird.
Money Orders: Many locations require a debit card with a PIN; Amex GC don't have a PIN.
Try Amazon Payments, Target Amex or MC/VS GC's from many places.
« Last edited by Cowboysuk on May 07, 2015, 02:02:47 AM »

Author Topic: Amex Free Gift Card Code (Works Great For US Mint Purchases!)  (Read 240370 times)

Offline Freddie

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Re: Amex Free Gift Card Code (Works Great For US Mint Purchases!)
« Reply #660 on: February 24, 2014, 11:36:06 AM »
Click the (+) sign next to the temp charge and tell me what it says for Merchant Categorey. I hope you know most of the time I charge for this info.  ;)

Merchant Category:   MORTGAGE COMPANIES-FINANCIAL INSTITUTION

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Re: Amex Free Gift Card Code (Works Great For US Mint Purchases!)
« Reply #661 on: February 24, 2014, 11:40:44 AM »
Merchant Category:   MORTGAGE COMPANIES-FINANCIAL INSTITUTION
In the past this has meant CA and no miles.
Only on DDF does 24/6 mean 24/5/half/half

Offline Centro

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Re: Amex Free Gift Card Code (Works Great For US Mint Purchases!)
« Reply #662 on: February 24, 2014, 11:41:40 AM »
:'(, was relying on it.

Offline Freddie

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Re: Amex Free Gift Card Code (Works Great For US Mint Purchases!)
« Reply #663 on: February 24, 2014, 11:43:34 AM »
In the past this has meant CA and no miles.

Darn it. What about the CA fee? Am I gonna get pounded here? Is there anything to do?

Offline CS1

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Re: Amex Free Gift Card Code (Works Great For US Mint Purchases!)
« Reply #664 on: February 24, 2014, 11:45:25 AM »
Darn it. What about the CA fee? Am I gonna get pounded here? Is there anything to do?
wouldn't there be some fine print somewhere on the Amex GC site when there is a purchase and then an additional CA fee?
California Gourmet Belgian Nut-Free Chocolate Chips https://bit.ly/CaliforniaGourmetDirect

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Re: Amex Free Gift Card Code (Works Great For US Mint Purchases!)
« Reply #665 on: February 24, 2014, 11:46:49 AM »
Darn it. What about the CA fee? Am I gonna get pounded here? Is there anything to do?
The fee will be 3-5% and the some crazy interest. You want to pay it off ASAP!
Only on DDF does 24/6 mean 24/5/half/half

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Re: Amex Free Gift Card Code (Works Great For US Mint Purchases!)
« Reply #666 on: February 24, 2014, 11:47:37 AM »
wouldn't there be some fine print somewhere on the Amex GC site when there is a purchase and then an additional CA fee?
Amex does not control that.
Only on DDF does 24/6 mean 24/5/half/half

Offline Freddie

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Re: Amex Free Gift Card Code (Works Great For US Mint Purchases!)
« Reply #667 on: February 24, 2014, 11:55:09 AM »
The fee will be 3-5% and the some crazy interest. You want to pay it off ASAP!

OY. Not good. Can I cancel the charge? Can I call Citi?

Offline churnbabychurn

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Re: Amex Free Gift Card Code (Works Great For US Mint Purchases!)
« Reply #668 on: February 24, 2014, 12:39:14 PM »
OY. Not good. Can I cancel the charge? Can I call Citi?
Do all of the above.

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Re: Amex Free Gift Card Code (Works Great For US Mint Purchases!)
« Reply #669 on: February 24, 2014, 12:51:08 PM »
Do all of the above.
Worth a try. I would try Amex first.
Only on DDF does 24/6 mean 24/5/half/half

Offline daylight365

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Re: Amex Free Gift Card Code (Works Great For US Mint Purchases!)
« Reply #670 on: February 24, 2014, 01:52:06 PM »
Freddie - did you order PERSONALIZED cards with your name? If yes, these take a few days to produce, and hopefully, you can get a half competent person at Amex GC to cancel the order - warning: Their reps are idiots.


Offline Freddie

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Re: Amex Free Gift Card Code (Works Great For US Mint Purchases!)
« Reply #671 on: February 24, 2014, 01:54:01 PM »
Freddie - did you order PERSONALIZED cards with your name? If yes, these take a few days to produce, and hopefully, you can get a half competent person at Amex GC to cancel the order - warning: Their reps are idiots.

No, not personalized. I am on the phone with the rep now. They can't cancel the purchase. They have to go in and refund each card separately plus the transaction fee.

It will take several days for that to go through.

I am wondering what my game plan is with Citi now. Do I call them and explain now, or wait until all the charges are refunded and TRY explaining that I never got the "cash advance."

Advice?

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Re: Amex Free Gift Card Code (Works Great For US Mint Purchases!)
« Reply #672 on: February 24, 2014, 01:56:11 PM »
It does not hurt to call now and have them put a note on the account.
Only on DDF does 24/6 mean 24/5/half/half

Offline Freddie

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Re: Amex Free Gift Card Code (Works Great For US Mint Purchases!)
« Reply #673 on: February 24, 2014, 03:07:52 PM »
It does not hurt to call now and have them put a note on the account.

Rep was very helpful and nice! What a mechaye to speak to South Dakota and not Punjab.

Offline sruli1234

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No purchase fee for american express prepaid gift card
« Reply #674 on: April 02, 2014, 03:37:51 PM »
american express is now offering gift cards with no purchase fee!  use code FPADMIN



http://www.americanexpress.com/us/content/gift-cards-acquisition.html

Offline BarryLincoln

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Re: No purchase fee for american express prepaid gift card
« Reply #675 on: April 02, 2014, 03:38:51 PM »
american express is now offering gift cards with no purchase fee!  use code FPADMIN



http://www.americanexpress.com/us/content/gift-cards-acquisition.html

Repost I believe.  And they will likely count as a CA and not real spend...

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Re: No purchase fee for american express prepaid gift card
« Reply #676 on: April 02, 2014, 03:44:29 PM »
And they will likely count as a CA and not real spend...
???
Only on DDF does 24/6 mean 24/5/half/half

Offline Freddie

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Re: No purchase fee for american express prepaid gift card
« Reply #677 on: April 02, 2014, 03:49:11 PM »
???

Confirmed that Citi counted them as CA and charged me fees and interest and did NOT count toward spend.

Other banks may be different.

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Re: No purchase fee for american express prepaid gift card
« Reply #678 on: April 02, 2014, 03:54:49 PM »
Other banks may be are different.
FTFY
Only on DDF does 24/6 mean 24/5/half/half

Offline Freddie

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Re: No purchase fee for american express prepaid gift card
« Reply #679 on: April 02, 2014, 03:57:48 PM »
FTFY

All others?

Plus, I wonder how Amex themselves treat it.