Author Topic: Shows how much people know...  (Read 4589 times)

Offline zale

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Offline Centurion

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Re: Shows how much people know...
« Reply #1 on: January 20, 2013, 01:04:59 PM »
she says -   saphire number 1 "2 points per dollar"
you can only make a first impression ONCE

Offline mmermss

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Re: Shows how much people know...
« Reply #2 on: January 20, 2013, 01:16:45 PM »
Maybe we just got it all wrong and shes right  ;D
It's not about the quantity of your posts.  It's about the quality.

Offline Dan

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Offline Centurion

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Re: Shows how much people know...
« Reply #4 on: January 20, 2013, 01:50:36 PM »
she says -   saphire number 1 "2 points per dollar"
is she right for the best one(s)?
you can only make a first impression ONCE

Offline meshugener

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Offline mmermss

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Re: Shows how much people know...
« Reply #6 on: January 20, 2013, 02:01:41 PM »
is she right for the best one(s)?

Without a mention of the SPG?   ???
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Offline Dan

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Re: Shows how much people know...
« Reply #7 on: January 20, 2013, 02:06:14 PM »
Without a mention of the SPG?   ???
SPG has lost much of its luster compared to Chase home runs like Freedom+Sapphire+Ink+United Club, etc.

Still great for warranty/dispute/return protection items, and it is good to have a diversified point portfolio, but it's not the be all end all like it used to be just 2 years ago.  And the C&P downgrades don't help.
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Offline mmermss

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Re: Shows how much people know...
« Reply #8 on: January 20, 2013, 02:09:10 PM »
SPG has lost much of its luster compared to Chase home runs like Freedom+Sapphire+Ink+United Club, etc.

Still great for warranty/dispute/return protection items, and it is good to have a diversified point portfolio, but it's not the be all end all like it used to be just 2 years ago.  And the C&P downgrades don't help.

Ok. That still doesn't justify her second two choices..does it?
It's not about the quantity of your posts.  It's about the quality.

Offline Dan

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Re: Shows how much people know...
« Reply #9 on: January 20, 2013, 02:11:13 PM »
Ok. That still doesn't justify her second two choices..does it?
Wasn't really a top 3 so much as a card for consumers, businesses, and students.

I don't agree with her, but like I said it could've been worse.
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Offline mmermss

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Re: Shows how much people know...
« Reply #10 on: January 20, 2013, 02:19:18 PM »
I don't agree with her, but like I said it could've been worse.

Yup.  She didnt mention this card in the top three worst.  ;)
It's not about the quantity of your posts.  It's about the quality.

Offline Name Changed

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Re: Shows how much people know...
« Reply #11 on: January 20, 2013, 02:20:09 PM »
I actually think Freedom is the best all around card - with the 10 points exclusives.

Next I would put SPG


Offline mmermss

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Re: Shows how much people know...
« Reply #12 on: January 20, 2013, 02:20:50 PM »
I actually think Freedom is the best all around card - with the 10 points exclusives.


And Categories...
It's not about the quantity of your posts.  It's about the quality.

Offline Dan

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Re: Shows how much people know...
« Reply #13 on: January 20, 2013, 02:21:20 PM »
I actually think Freedom is the best all around card - with the 10 points exclusives.

Next I would put SPG
But Freedom 10x10 is dead.
SPG probably does still beat CSP, but it's close.
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Offline Name Changed

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Re: Shows how much people know...
« Reply #14 on: January 20, 2013, 02:25:57 PM »
But Freedom 10x10 is dead.
SPG probably does still beat CSP, but it's close.
At least I got the Freedom in my wallet :)

SP is only more valuable over the freedom cuz of 2x on Dining and travel, and that it lets transfer to partners.

I would reach to a PRG on airline - 3x on Airfare, so you would have to Spend at lest $2500 on food and other travel for it to even be worth they yearly $95 fee. (I know you could get it waived... But just trying to bring out a point)

So all in all, I dont find SP too valuable (And I still have one)


Offline Dan

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Re: Shows how much people know...
« Reply #15 on: January 20, 2013, 02:32:25 PM »
+No forex.
+Churnable.
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Offline mmermss

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Re: Shows how much people know...
« Reply #16 on: January 20, 2013, 02:34:13 PM »
But Freedom 10x10 is dead.

Even for those grandfathered?

It's not about the quantity of your posts.  It's about the quality.

Offline Dan

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Re: Shows how much people know...
« Reply #17 on: January 20, 2013, 02:36:33 PM »
Even for those grandfathered?
No, but we're talking about telling people what to apply for though.
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Re: Shows how much people know...
« Reply #18 on: January 20, 2013, 02:37:54 PM »
+No forex.
+Churnable.
The discussion isn't churn-able, obviously thats a plus

Just for the all around spending card ... I am saying its benifits dont catch me

Offline Centurion

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Re: Shows how much people know...
« Reply #19 on: January 20, 2013, 02:39:09 PM »
so its freedom not sapphire- correct?
im still using united (to get 1.5)
you can only make a first impression ONCE