Author Topic: Someone reversed into me  (Read 19685 times)

Offline bingit

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Re: Someone reversed into me
« Reply #120 on: February 25, 2014, 01:02:43 AM »
If your insurance pays for it,  chances are it'll count against you and your rates may  go up. 

Why would it not go up just bec it isn't your fault?
I'm just wondering if I should mention anything to Geico about it at all and let them go to the other insurance or once they find out about it then it's not good for me and they can raise my rate?
« Last Edit: February 25, 2014, 01:41:35 AM by bingit »

Offline bluiemonster1

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Re: Someone reversed into me
« Reply #121 on: February 25, 2014, 01:23:12 AM »
It get's better! When they sent me the agreement to sign, I decided I want them to pay my court fees as well so I changed the $1,100 to $1,148 and they agreed!
+100!!

Offline bingit

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Re: Someone reversed into me
« Reply #122 on: February 25, 2014, 01:45:19 AM »
And within a day or two I will hopefully have a police report proving that it was not my fault at all, will geico still try to raise my rate? And is there any reason to notify them about the accident?

Offline 12HRS

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Re: Someone reversed into me
« Reply #123 on: February 25, 2014, 09:34:21 AM »
And within a day or two I will hopefully have a police report proving that it was not my fault at all, will geico still try to raise my rate? And is there any reason to notify them about the accident?

I don't understand. AFAIK if you are completely not at fault your rates will not be raised. I once was deemed not at fault by my company and at fault by the arbitrator between the two companies and my rate did not go up.

Also if you contact Geico they will be able to get you your money much faster I would imagine.

Offline bingit

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Re: Someone reversed into me
« Reply #124 on: February 25, 2014, 09:48:56 AM »
I don't understand. AFAIK if you are completely not at fault your rates will not be raised. I once was deemed not at fault by my company and at fault by the arbitrator between the two companies and my rate did not go up.

Also if you contact Geico they will be able to get you your money much faster I would imagine.
I heard once I don't know if it's true that by Geico that by every accident they raise your rate even if you are not at fault at all  can anyone confirm??

Offline Saver2000

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Re: Someone reversed into me
« Reply #125 on: February 25, 2014, 09:55:31 AM »
I don't understand. AFAIK if you are completely not at fault your rates will not be raised. I once was deemed not at fault by my company and at fault by the arbitrator between the two companies and my rate did not go up.

Also if you contact Geico they will be able to get you your money much faster I would imagine.
Who paid put the claim? Youruinsurance company,  or the other party's insurance company?

Offline 12HRS

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Re: Someone reversed into me
« Reply #126 on: February 25, 2014, 10:22:38 AM »
Who paid put the claim? Youruinsurance company,  or the other party's insurance company?

My insurance company paid me including the deductible because they deemed me not at fault. Then after arbitration when I was deemed at fault my insurance company never asked me for any money or raised my rates. I assume they paid the other company.

Offline myb821

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Re: Someone reversed into me
« Reply #127 on: February 25, 2014, 10:30:42 AM »
I'm just wondering if I should mention anything to Geico about it at all and let them go to the other insurance or once they find out about it then it's not good for me and they can raise my rate?
if u want them to pay for the damage then u need to contact them. I dont understand.

Offline myb821

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Re: Someone reversed into me
« Reply #128 on: February 25, 2014, 10:31:22 AM »
And on another note its a crime for the driver to takeoff and he could end up in much bigger trouble now

Offline bingit

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Re: Someone reversed into me
« Reply #129 on: February 25, 2014, 11:56:12 AM »
if u want them to pay for the damage then u need to contact them. I dont understand.
I want to get paid but not from them  I want to go thru the truck drivers insurance . my question is do I have to let my insurance know that anything happened to my car? and does it harm me if I let them know?

Offline myb821

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Re: Someone reversed into me
« Reply #130 on: February 25, 2014, 11:58:14 AM »
I want to get paid but not from them  I want to go thru the truck drivers insurance . my question is do I have to let my insurance know that anything happened to my car? and does it harm me if I let them know?
i think you do have to tell them