Author Topic: Someone reversed into me  (Read 16370 times)

Offline aryeh1

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Someone reversed into me
« on: January 22, 2013, 08:24:48 PM »
I was behind a car on a red light and this lady backed into me and made a crack on my bumper. I took her number, license plate, insurance card. A new bumper is about $450 , I called her she said she could either give me $200 or I should go through insurance. 

Should I go through insurance or take 200? Will it go up?

Offline bubbles

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Re: Someone backed into me
« Reply #1 on: January 22, 2013, 08:25:26 PM »
did you get a police report?

Offline Shmelly

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Re: Someone backed into me
« Reply #2 on: January 22, 2013, 08:25:57 PM »
did you get a police report?
A police report would put him at fault, as he was the car that was in the rear.
You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose. - Dr. Seuss

Offline aryeh1

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Re: Re: Someone backed into me
« Reply #3 on: January 22, 2013, 08:26:24 PM »
did you get a police report?
No I regret it, I was in a rush and she gave me her info and seemed honest so I didn't feel the need

Offline robi

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Re: Someone reversed into me
« Reply #4 on: January 22, 2013, 08:26:27 PM »
Certainly don't go thru insurance.
"I'd rather be hated for who I am, then loved for who I'm not"

Offline aryeh1

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Re: Someone reversed into me
« Reply #5 on: January 22, 2013, 08:27:41 PM »
I don't think she would lie to insurance company? She knows she backed into me.

She was jewish , serian in a range rover

Offline bubbles

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Re: Someone backed into me
« Reply #6 on: January 22, 2013, 08:28:06 PM »
A police report would put him at fault, as he was the car that was in the rear.

unless they wrote it up that she backed into him.

Certainly don't go thru insurance.

why you so sure about that? If it's her policy why would it affect you? and if it's your own collision, while I don't have personal experience (yet) according to two geico agents I spoke to today the underwriters only look at third party damages. I'm just not sure how willing they will be to pay w/o a report but it's been done before

Offline churnbabychurn

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Re: Someone reversed into me
« Reply #7 on: January 22, 2013, 08:29:18 PM »
I was behind a car on a red light and this lady backed into me and made a crack on my bumper. I took her number, license plate, insurance card. A new bumper is about $450 , I called her she said she could either give me $200 or I should go through insurance. 

Should I go through insurance or take 200? Will it go up?
I would think that you should get her to sign an affidavit that SHE is at fault, then go to insurance.

Offline churnbabychurn

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Re: Someone reversed into me
« Reply #8 on: January 22, 2013, 08:33:20 PM »
I don't think she would lie to insurance company? She knows she backed into me.

She was jewish , serian in a range rover
BTW ppl don't know that there is a very simple process to go/take someone to a beis din even for a small claim of a couple of hundred bucks. (They will send her a letter, often thats all it takes)
 (Alternatively you can agree to choose a mutually agreed upon Rabbi to decide.)

Offline aryeh1

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Re: Re: Someone reversed into me
« Reply #9 on: January 22, 2013, 08:34:57 PM »
I would think that you should get her to sign an affidavit that SHE is at fault, then go to insurance.
How do I do that ask her?

Offline aryeh1

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Re: Re: Someone reversed into me
« Reply #10 on: January 22, 2013, 08:37:38 PM »
BTW ppl don't know that there is a very simple process to go/take someone to a beis din even for a small claim of a couple of hundred bucks. (They will send her a letter, often thats all it takes)
 (Alternatively you can agree to choose a mutually agreed upon Rabbi to decide.)
I don't think she was frum , she wouldn't buy that

Offline aryeh1

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Re: Someone reversed into me
« Reply #11 on: January 22, 2013, 09:02:54 PM »
Is it a good idea texting her asking if she agrees backing into me?

Offline whacked1

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Re: Someone reversed into me
« Reply #12 on: January 22, 2013, 09:05:52 PM »
i think you should for sure take the 200, she could very quickly change her mind about supporting your claim that she backed into you once she'll realize that her insurance will go up. (or once her husband/boyfriend/son will find out about it)

Offline aryeh1

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Re: Re: Someone reversed into me
« Reply #13 on: January 22, 2013, 09:32:25 PM »
i think you should for sure take the 200, she could very quickly change her mind about supporting your claim that she backed into you once she'll realize that her insurance will go up. (or once her husband/boyfriend/son will find out about it)
Her husband knows as he said if its more than 200 then go through insurance

Offline elikay

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Re: Someone reversed into me
« Reply #14 on: January 22, 2013, 09:46:37 PM »
Her husband knows as he said if its more than 200 then go through insurance
Why not negotiate up a little?

Offline Mimi K.

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Re: Someone reversed into me
« Reply #15 on: January 22, 2013, 09:49:40 PM »
I don't think she would lie to insurance company? She knows she backed into me.
rofl
welcome to the real world.
take whatever you can get and run.
"Life, Liberty and the Pursuit of Free Stuff!" 8)

Offline aryeh1

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Re: Someone reversed into me
« Reply #16 on: January 22, 2013, 10:00:17 PM »
This happened btwn k & l and E 9th towards the corner.  Does anyone know if landaus ( shul) has a camera?

Offline churnbabychurn

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Re: Re: Someone reversed into me
« Reply #17 on: January 22, 2013, 10:48:44 PM »
I don't think she was frum , she wouldn't buy that
Oh thought frum. So your wondering about mesira with insurance/ police.. ask a LOR

Offline Dan

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Re: Someone reversed into me
« Reply #18 on: January 22, 2013, 10:49:36 PM »
Counter at $300 IMHO.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Mocha

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Re: Someone reversed into me
« Reply #19 on: January 22, 2013, 11:00:37 PM »
She was jewish , serian in a range rover
FYI Spelled Syrian, and if you think thats a reason for someone to not try and swindle you then you may have a life lesson coming your way.