Author Topic: Someone reversed into me  (Read 19681 times)

Offline smurf

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Re: Re: Someone reversed into me
« Reply #20 on: January 22, 2013, 11:32:29 PM »
This happened btwn k & l and E 9th towards the corner.  Does anyone know if landaus ( shul) has a camera?
they do

Offline Chachem Balaileh

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Re: Someone reversed into me
« Reply #21 on: January 22, 2013, 11:36:32 PM »
You do not need a police report to file a claim with an insurance company
Police report is for your protection in case some one changes their story after they realized that they are at fault
As long u have some kind of commitment from the other party involved that she's at fault by backing in to u
U can claim her insurance for complete repair with out any cost to u
Just a note: Any amount the insurance co. agrees to pay u for your damage they must also cover other expenses that accrued thru this accident like CAR RENTAL for the period your vehicle is being repaired..
:) Smile & G-d will give u a reason to smile

Offline ganizzy

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Re: Someone reversed into me
« Reply #22 on: January 22, 2013, 11:45:03 PM »
i backed into someone causing one single deep scratch
my insurance told me that if the claim is under $1000 everything included then it doesnt get reported as a claim

however somehow the scratch costed $900 plus $250 rental car

Offline bubbles

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Re: Someone reversed into me
« Reply #23 on: January 22, 2013, 11:48:29 PM »
i backed into someone causing one single deep scratch
my insurance told me that if the claim is under $1000 everything included then it doesnt get reported as a claim

however somehow the scratch costed $900 plus $250 rental car

I hear the same thing about 1k with geico. Didn't have a chance to offer to pay for the rental yourself?  :(

Offline LeeW

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Re: Someone reversed into me
« Reply #24 on: January 22, 2013, 11:53:10 PM »
IMO, try to negotiate up abit, but take the money and run. I had the same exact thing happen to  me about two years ago, while I was living in Boston. A lady reversed into me while I was behind her at a light. She got and cried to me how sorry she was (crying women always get to me). She even told the cop how sorry she was. When I tell the cop to include this in his report, he says "reports are only to include what I see, not what I'm told." When I called the insurance company, I found out she had told them I rear ended her. It cost me $500 deductible to pay for my damage.

Offline aryeh1

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Re: Someone reversed into me
« Reply #25 on: January 23, 2013, 12:25:41 AM »
She has state farm btw if that helps

Offline aryeh1

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Re: Re: Re: Someone reversed into me
« Reply #26 on: January 23, 2013, 12:30:09 AM »

Offline yuneeq

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Re: Re: Someone backed into me
« Reply #27 on: January 23, 2013, 02:03:02 AM »
A police report would put him at fault, as he was the car that was in the rear.

I'm not so sure about that. Seems to be a pretty common way to scam
&feature=youtube_gdata_player

 
&feature=youtube_gdata_player
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Offline churnbabychurn

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Re: Re: Someone backed into me
« Reply #28 on: January 23, 2013, 08:12:58 AM »
I'm not so sure about that. Seems to be a pretty common way to scam
&feature=youtube_gdata_player

 
&feature=youtube_gdata_player
Unless you have a camera its assumed that the guy in the back is at fault.

Offline Chachem Balaileh

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Re: Someone reversed into me
« Reply #29 on: January 23, 2013, 08:53:24 AM »
Unless you have a camera its assumed that the guy in the back is at fault.
+1 if the person wants to get out of it free and clear,all they have to do is say u hit them & not vice versa
Their insurance co will side them since its their insured they are looking to protect
:) Smile & G-d will give u a reason to smile

Offline HelpMe

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Re: Someone reversed into me
« Reply #30 on: January 23, 2013, 09:39:44 AM »
Unless the police witnessed the accident a police report is pretty much useless. Call their insurance and report the accident. Make sure you mention the pain in your neck that you will forget about if they don't hassle you.  ;)
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Offline aryeh1

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Re: Someone reversed into me
« Reply #31 on: January 23, 2013, 10:02:26 AM »
She said shes waiting to call her insurance agent to find out. She has state farm.Do you think they'll tell her not to go through insurance?
Will her insurance go up?
« Last Edit: January 23, 2013, 10:09:53 AM by aryeh1 »

Offline whacked1

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Re: Re: Someone reversed into me
« Reply #32 on: January 23, 2013, 10:03:03 AM »
Make sure you mention the pain in your neck that you will forget about if they don't hassle you.  ;)
I like your style!

Offline HelpMe

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Re: Someone reversed into me
« Reply #33 on: January 23, 2013, 10:20:24 AM »
She said shes waiting to call her insurance agent to find out. She has state farm.Do you think they'll tell her not to go through insurance?
Will her insurance go up?
Call her insurance and don't wait. It is not your concern if her insurance goes up.
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Offline aryeh1

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Re: Re: Someone reversed into me
« Reply #34 on: January 23, 2013, 10:24:20 AM »
Call her insurance and don't wait. It is not your concern if her insurance goes up.
But then shes not paying out of pocket?

Offline Shmelly

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Re: Re: Someone backed into me
« Reply #35 on: January 23, 2013, 10:39:40 AM »
I'm not so sure about that. Seems to be a pretty common way to scam
&feature=youtube_gdata_player

 
&feature=youtube_gdata_player
Both of those videos would just add to my point, not argue with it. Unless I'm missing something.
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Offline aryeh1

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Re: Someone reversed into me
« Reply #36 on: January 23, 2013, 10:58:18 AM »
She said I should call her insurance,  do I need to get my insurance involved?

Offline HelpMe

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Re: Someone reversed into me
« Reply #37 on: January 23, 2013, 11:10:46 AM »
She said I should call her insurance,  do I need to get my insurance involved?
No need to involve your insurance.
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Offline aryeh1

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Re: Re: Someone reversed into me
« Reply #38 on: January 23, 2013, 11:17:01 AM »
No need to involve your insurance.

When I call statefarm they wont ask for my insurance?

If im not a listed driver on the insurance policy does that make a difference?

Offline AJK

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Re: Someone reversed into me
« Reply #39 on: January 23, 2013, 11:20:44 AM »
Not intimately familiar, but I believe no-fault may come into play here.

(NY is a no fault state.)
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