Author Topic: Someone reversed into me  (Read 12464 times)

Offline MarkS

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Re: Someone reversed into me
« Reply #60 on: January 23, 2013, 09:08:15 PM »
Don't mean to hijack the thread, but I was rear ended by a truck in a hit and run in NY. I drove behind/alongside him honking and motioning to pull over but he refused. I called 911 but they refused to get into a wild goose chase and insisted they will only come if I call off the chase and pull over to the side of the highway. I waited a while for them but they were not coming and with shabbos approaching I had to leave.

I got his license plate but as I later learned, the license plate on the rear of the trailer isn't as important as the front license plate on the cab :(. I called the truck company who wasn't cooperating and wouldn't give me the name of their insurance company. I did some sleuthing and found out who they use for insurance. They mentioned the possibility of settling but when I told them I want $1,300 (per estimate) they said no way and denied that the accident ever happened.

I filed a claim with their insurance but it got denied because they are denying that it occurred.
I filled out a police report form that I had to mail to Albany and now I'm waiting for it to be registered in their system. I asked their insurance to write up a summary explaining the claim and my story vs theirs but so far they haven't sent it to me. My insurance said if I pay a $500 deductible they will cover the claim with no adverse affects to me and then they will go sue the other insurance but won't return my deductible even if they recover everything :(.

What do I do now? I figure I can file a lawsuit against them? Anyone have experience doing such a thing? Will it boil down to my word against theirs and I'll get nothing for it or do I have a shot?
Should I post their number here so we can get a chain of people to call them and harass or is that counterproductive?
« Last Edit: January 23, 2013, 09:11:22 PM by MarkS »

Offline Saver2000

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Re: Someone reversed into me
« Reply #61 on: January 23, 2013, 09:45:26 PM »
@MrakS
I don't have much experience with this BH, but since you have no witness and no real proof, your chances of getting them to admit it/pay are pretty slim.

Regarding your insurance -
A) you should get it in writing that it wont adversely affect you in the long run.
B) what makes you think your insurance company reimbursed the full amount?  No reason to be upset that they not reimbursing you for the original $500 - I doubt they'll get anything from the other insurance company.

Eta: who do you plan on sueing,  the company,  or their insurance company?

Offline est

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Re: Someone reversed into me
« Reply #62 on: January 23, 2013, 09:54:49 PM »
i backed into someone causing one single deep scratch
my insurance told me that if the claim is under $1000 everything included then it doesnt get reported as a claim

however somehow the scratch costed $900 plus $250 rental car

i have experience with a few companies otherwise.

Offline MarkS

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Re: Someone reversed into me
« Reply #63 on: January 23, 2013, 10:15:48 PM »
@MrakS
I don't have much experience with this BH, but since you have no witness and no real proof, your chances of getting them to admit it/pay are pretty slim.

Regarding your insurance -
A) you should get it in writing that it wont adversely affect you in the long run.
B) what makes you think your insurance company reimbursed the full amount?  No reason to be upset that they not reimbursing you for the original $500 - I doubt they'll get anything from the other insurance company.

Eta: who do you plan on sueing,  the company,  or their insurance company?
I would sue the company. When I called the police they said as long as you got their license plate you're fine. The no one was able to pull up anything by the license plate bec. it's just from the trailer.  I could file a lawsuit against them and hope that that scares them into settling but I want to hear what others would/could have done in such a situation.

Offline aryeh1

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Re: Someone reversed into me
« Reply #64 on: January 25, 2013, 11:54:52 AM »
The collision shop wants the adjuster to come to his shop, even though I'm not making the repair now.
I asked him if he could just give me an estimate in writing, he didn't want to and said I should just have the adjuster come down to his shop.

My question is what's he gaining by having the adjuster come to him if at the end of the day the insurance pay out is to me and I'll decide where to get it fixed or not fixed? Last time he said I don't need to fix it.
« Last Edit: January 25, 2013, 12:17:07 PM by aryeh1 »

Offline Chachem Balaileh

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Re: Someone reversed into me
« Reply #65 on: January 26, 2013, 12:27:55 PM »
The collision shop wants the adjuster to come to his shop, even though I'm not making the repair now.
I asked him if he could just give me an estimate in writing, he didn't want to and said I should just have the adjuster come down to his shop.

My question is what's he gaining by having the adjuster come to him if at the end of the day the insurance pay out is to me and I'll decide where to get it fixed or not fixed? Last time he said I don't need to fix it.

He will probably take a percentage for his services and gett a higher estimate
:) Smile & G-d will give u a reason to smile

Offline aryeh1

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Re: Someone reversed into me
« Reply #66 on: January 26, 2013, 10:50:37 PM »
Did anyone ever deal with dependable on 39th St?

Offline aryeh1

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Re: Someone reversed into me
« Reply #67 on: January 31, 2013, 11:59:27 AM »
I just came back from collision shop. I felt there was some monkey business going on ,the adjuster was talking to the collision shop guy for a while before checking out the car. The adjuster said that hel send the estimate to the shop 6pm. I feel something  was a little fishy. Don't they give estimate right away? He said ill get the check though.

Offline bhphotoman

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Re: Someone reversed into me
« Reply #68 on: January 31, 2013, 12:03:30 PM »
You can always go to a second shop by law you have the right to chose your shop

Offline aryeh1

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Re: Someone reversed into me
« Reply #69 on: January 31, 2013, 12:08:41 PM »
You can always go to a second shop by law you have the right to chose your shop
But I already chose this shop, I suspect for sure monkey business as the check is going to me so whats his gain. He must be taking a cut from inspector.  Does anyone know what the payout ball park should be about for a bumper and dent on hood.

Offline bhphotoman

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Re: Someone reversed into me
« Reply #70 on: January 31, 2013, 12:20:55 PM »
U can always say I don't like that shop any more you can go to 10 shops by law

What shop is this

Offline aryeh1

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Re: Someone reversed into me
« Reply #71 on: January 31, 2013, 12:22:48 PM »
U can always say I don't like that shop any more you can go to 10 shops by law

What shop is this
I called state farm, they don't send another adjuster, price is final.  She also said adjuster is supposed to give estimate on spot unless his printer was broken. I don't get it.
« Last Edit: January 31, 2013, 12:49:43 PM by aryeh1 »

Offline bhphotoman

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Re: Someone reversed into me
« Reply #72 on: January 31, 2013, 03:01:42 PM »
I called state farm, they don't send another adjuster, price is final.  She also said adjuster is supposed to give estimate on spot unless his printer was broken. I don't get it.

There is no such thing as final until your satisfied

I went to 5 shops and the adjuster went to all 5 till I was happy

The law is clear on this they are legally required to fix and repair to your satisfaction

Offline Name Changed

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Re: Someone reversed into me
« Reply #73 on: January 31, 2013, 03:38:06 PM »
But I already chose this shop, I suspect for sure monkey business as the check is going to me so whats his gain. He must be taking a cut from inspector.  Does anyone know what the payout ball park should be about for a bumper and dent on hood.
If its just the actual bumper hood them I would say $800 or so.

The shop could easily make the adjustment to $1000 or so, and charge storage fee for the days the car is in the shop.

There could be more damage than what is actually seen on the inside, the impact bar could be bent, also the cars radiator is right by the bumper, could be damaged, possibly the condenser. Also even small bangs could shift parts of the car that need to be adjusted...

I am just saying possibilities

Offline aryeh1

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Re: Someone reversed into me
« Reply #74 on: January 31, 2013, 09:42:10 PM »
I got underpaid especially since they deducted $500 , as they said there was scratches on the bumper before which is ridiculous I think. They said if I don't want to accept it, I can go through my insurance