Don't mean to hijack the thread, but I was rear ended by a truck in a hit and run in NY. I drove behind/alongside him honking and motioning to pull over but he refused. I called 911 but they refused to get into a wild goose chase and insisted they will only come if I call off the chase and pull over to the side of the highway. I waited a while for them but they were not coming and with shabbos approaching I had to leave.
I got his license plate but as I later learned, the license plate on the rear of the trailer isn't as important as the front license plate on the cab
. I called the truck company who wasn't cooperating and wouldn't give me the name of their insurance company. I did some sleuthing and found out who they use for insurance. They mentioned the possibility of settling but when I told them I want $1,300 (per estimate) they said no way and denied that the accident ever happened.
I filed a claim with their insurance but it got denied because they are denying that it occurred.
I filled out a police report form that I had to mail to Albany and now I'm waiting for it to be registered in their system. I asked their insurance to write up a summary explaining the claim and my story vs theirs but so far they haven't sent it to me. My insurance said if I pay a $500 deductible they will cover the claim with no adverse affects to me and then they will go sue the other insurance but won't return my deductible even if they recover everything
.
What do I do now? I figure I can file a lawsuit against them? Anyone have experience doing such a thing? Will it boil down to my word against theirs and I'll get nothing for it or do I have a shot?
Should I post their number here so we can get a chain of people to call them and harass or is that counterproductive?