So I got a letter in the mail in January stating that when I spend on my Gap card (OUTSIDE OF GAP INC. BRANDS i.e. gas etc.) I will earn 3x the amount of rewards on purchases. I was thinking that if I spend on VR's on my gap card I could get some major bonuses going. Basically for every 1k you spend in VR's you will be getting $30 to Gap. I think this is a little bit worth it if you want to do some spending at these brands. If you are get 1.4cpp on MR or 1.8cpp on UR (I do not know how much points are going for this is just a guess) then this is still more lucrative. Albeit, the points are not as versatile; however, you can earn more money if you are going to spend here anyway.