Topic Wiki

Use https://www.squaremouth.com/ to compare pricing and coverage option
« Last edited by KidOOO on February 15, 2015, 08:10:46 PM »

Author Topic: travel insurance  (Read 40348 times)

Offline rileywiles23

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 5288
  • Total likes: 59
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
travel insurance
« Reply #150 on: October 15, 2015, 06:26:01 PM »
I filed a claim with Allianz, for a broken suitcase.
They need documentation that the airline doesn't want to pay for it.
My problem is that UA doesn't reimburse damages to baggage, so there isn't even an option to file said claim. Anything else I can do to get reimbursed ?
Life is as good as you make it...

Offline yelped

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2015
  • Posts: 4626
  • Total likes: 266
  • DansDeals.com Hat Tips 12
    • View Profile
Re: travel insurance
« Reply #151 on: October 15, 2015, 06:41:11 PM »
I filed a claim with Allianz, for a broken suitcase.
They need documentation that the airline doesn't want to pay for it.
My problem is that UA doesn't reimburse damages to baggage, so there isn't even an option to file said claim. Anything else I can do to get reimbursed ?
I guess show them the web page where it says that. Or an email with customer service who says so..

Offline lindnuck

  • Dansdeals Gold Elite
  • ***
  • Join Date: Oct 2015
  • Posts: 193
  • Total likes: 9
  • DansDeals.com Hat Tips 0
    • View Profile
Re: travel insurance
« Reply #152 on: October 16, 2015, 03:34:39 PM »
I am using squaremouth to try to get a quote on travel insurance. Primarily looking for medical coverage and life coverage.

I can't seem to find any policies that DON'T exclude acts of war, hostilities, civil war, etc.

I.e. If when traveling to Israel anything happens due to Palestinian violence, it seems coverage would be excluded. Anyone have a policy or company they know of that will cover this?

Offline etech0

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2013
  • Posts: 9543
  • Total likes: 371
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: not lakewood
  • Programs: DDF
Re: travel insurance
« Reply #153 on: October 16, 2015, 04:00:53 PM »
I am using squaremouth to try to get a quote on travel insurance. Primarily looking for medical coverage and life coverage.

I can't seem to find any policies that DON'T exclude acts of war, hostilities, civil war, etc.

I.e. If when traveling to Israel anything happens due to Palestinian violence, it seems coverage would be excluded. Anyone have a policy or company they know of that will cover this?
Cancel for Any Reason might be your best bet
Workflowy. You won't know what you're missing until you try it.

Offline David Smith

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2015
  • Posts: 8286
  • Total likes: 202
  • DansDeals.com Hat Tips 13
    • View Profile
Re: travel insurance
« Reply #154 on: October 16, 2015, 04:05:12 PM »
Cancel for Any Reason might be your best bet
He's not asking for cancelation insurance he's asking for medical and life.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline lindnuck

  • Dansdeals Gold Elite
  • ***
  • Join Date: Oct 2015
  • Posts: 193
  • Total likes: 9
  • DansDeals.com Hat Tips 0
    • View Profile
Re: travel insurance
« Reply #155 on: October 16, 2015, 04:40:42 PM »
He's not asking for cancelation insurance he's asking for medical and life.

Correct, I don't care about trip cancellation. I know the odds are remote of being attacked in Israel, but it's at least more elevated than normal and that's the whole point of this coverage.  So just trying to play it safe and pay $20-60 or so for all contingencies.

Offline lindnuck

  • Dansdeals Gold Elite
  • ***
  • Join Date: Oct 2015
  • Posts: 193
  • Total likes: 9
  • DansDeals.com Hat Tips 0
    • View Profile
Re: travel insurance
« Reply #156 on: October 16, 2015, 04:42:58 PM »
Also I tried the chat support and they couldn't figure it out either, and suggested I call company by company to see if they have riders. Seems very labor intensive.

Offline lindnuck

  • Dansdeals Gold Elite
  • ***
  • Join Date: Oct 2015
  • Posts: 193
  • Total likes: 9
  • DansDeals.com Hat Tips 0
    • View Profile
Re: travel insurance
« Reply #157 on: October 16, 2015, 06:34:45 PM »
Correct, I don't care about trip cancellation. I know the odds are remote of being attacked in Israel, but it's at least more elevated than normal and that's the whole point of this coverage.  So just trying to play it safe and pay $20-60 or so for all contingencies.

I now recall I was able to get this kind of coverage for under $100 through insuremytrip.com in the past, but I went there today and they don't offer it anymore. It's a Global Underwriters Diplomat International plan with a War Rider, but I went to their site directly and was quoted over $250. Not worth it.

If anyone has any other ideas, please LMK.

Offline yg99

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Nov 2010
  • Posts: 390
  • Total likes: 4
  • DansDeals.com Hat Tips 0
    • View Profile
Re: travel insurance
« Reply #158 on: October 17, 2015, 11:17:38 PM »
Anyone have any recent experience with American Express Travel Insurance?  Specifically the medical coverage.

Prices are very decent.

Thanks

Offline Yehuda25

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2013
  • Posts: 5846
  • Total likes: 45
  • DansDeals.com Hat Tips 9
    • View Profile
Re: travel insurance
« Reply #159 on: October 25, 2015, 09:14:24 AM »
Do any of these cover if you just are not able to make the trip? But not for something serious... E.G. wedding work etc.
“To avoid criticism say nothing, do nothing, be nothing.”


― Aristotle

Offline yelped

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2015
  • Posts: 4626
  • Total likes: 266
  • DansDeals.com Hat Tips 12
    • View Profile
Re: travel insurance
« Reply #160 on: October 25, 2015, 08:30:39 PM »
Do any of these cover if you just are not able to make the trip? But not for something serious... E.G. wedding work etc.
I think that's why they sell cancel for any reason, cancel for work upgrades. I just had to cancel, let's see if I get anything from the travel insurance...

Offline hocker

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Oct 2009
  • Posts: 3390
  • Total likes: 36
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
Re: travel insurance
« Reply #161 on: November 02, 2015, 09:48:05 AM »
I am using squaremouth to try to get a quote on travel insurance. Primarily looking for medical coverage and life coverage.

I can't seem to find any policies that DON'T exclude acts of war, hostilities, civil war, etc.

I.e. If when traveling to Israel anything happens due to Palestinian violence, it seems coverage would be excluded. Anyone have a policy or company they know of that will cover this?
FYI foreign citizens injured in terror attacks in Israel are covered by the Israeli government national insurance Institute.

Usually the hospitals bill them directly.

http://www.btl.gov.il/benefits/Victims_of_Hostilities/Pages/default.aspx

Car Rentals in Israel - http://www.rechev.rentals/

Offline elimmm

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Apr 2015
  • Posts: 457
  • Total likes: 19
  • DansDeals.com Hat Tips 0
    • View Profile
Re: travel insurance
« Reply #162 on: November 02, 2015, 07:12:23 PM »
however, if you scroll down on the government siteyou will see the following quote
המוסד לביטוח לאומי אינו מחזיר הוצאות על טיפול רפואי פרטי.
namely, they wont pay for a private doctor
thats where war insurance comes in- no one would wanna rely on the ER for something serious G-d forbid

Offline hocker

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Oct 2009
  • Posts: 3390
  • Total likes: 36
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
Re: travel insurance
« Reply #163 on: November 02, 2015, 08:05:23 PM »
however, if you scroll down on the government siteyou will see the following quote
המוסד לביטוח לאומי אינו מחזיר הוצאות על טיפול רפואי פרטי.
namely, they wont pay for a private doctor
thats where war insurance comes in- no one would wanna rely on the ER for something serious G-d forbid

You seem confused.

Israel has a socialized medicine program and the vast majority of Dr's accept the coverage. Additionally there are some Dr's what don't accept the National insurance and they are k own as שרע"פ or פרטי. The coverage provided by the state of Israel covers the former not the latter.

Some of the biggest if not most of the biggest and greatest Dr's in Israel accept the National coverage. You threw in the word ER the place where every single patient lands after a terror attack and where the idea of private Dr's doesn't exist, I'm not sure what you meant.
Car Rentals in Israel - http://www.rechev.rentals/

Offline Mutty

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jun 2010
  • Posts: 1456
  • Total likes: 17
  • DansDeals.com Hat Tips 1
    • View Profile
  • Programs: AA Lifetime Gold; PC Platinum; AccurHotels Platinum; National Executive; Marriot Silver Elite; Hilton Gold; SPG Gold; Hertz #1 Club Gold 5 Star; SixT Platinum; Avis First
Re: travel insurance
« Reply #164 on: December 20, 2015, 10:17:40 PM »
I just bought tickets for mid winter from ny to Arizona. I declined the insurance. Question. What does that insurance actually include? If I decide to cancel for any reason? Is it worth it? Tickets were over 500, insurance over 40?
“You see things; you say, 'Why?' But I dream things that never were; and I say 'Why not?”