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« Last edited by KidOOO on February 15, 2015, 08:10:46 PM »

Author Topic: travel insurance  (Read 42058 times)

Offline etech0

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Re: travel insurance
« Reply #330 on: February 08, 2020, 10:37:39 PM »
when do you have to purchase travel insurance by?
most companies require you to purchase before the departure date. Some allow to purchase on the departure date IIRC. There may be restrictions on coverage based on when you purchase insurance vs when you pay for your travel expenses (eg: coverage for pre-existing conditions)
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Offline greatdeals

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Re: travel insurance
« Reply #331 on: February 08, 2020, 10:50:36 PM »
so I can purchase it anytime before I leave is there a benefit to buying it earlier?

Offline etech0

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Re: travel insurance
« Reply #332 on: February 08, 2020, 10:54:36 PM »
so I can purchase it anytime before I leave is there a benefit to buying it earlier?
You should probably check with the company you plan to purchase with, since
There may be restrictions on coverage based on when you purchase insurance vs when you pay for your travel expenses (eg: coverage for pre-existing conditions)
also - most "Cancel for Any Reason" or "Cancel Anytime" plans are only available for purchase within a certain # of days after you purchased your flight / your first travel expense.

Plus, if something comes up to cause you to cancel your trip (eg: medical or any other issue), you will probably need to prove that you purchased the insurance before the issue occurred.
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Offline Jellybelly

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Re: travel insurance
« Reply #333 on: March 05, 2020, 11:10:44 PM »
How much  does the “cancel for any reason” Insurance cost? I just booked a trip hoping that I’ll be able to find someone to watch my kids. I need to be able to back out of my trip if I can’t make arrangements for them. Anyone have experience with this?

Offline etech0

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Re: travel insurance
« Reply #334 on: March 05, 2020, 11:38:41 PM »
Depends on a lot of factors such as trip cost, age, and more. Also bear in mind that many companies are excluding Corona from their cancel for any reason plans (and some have even stopped selling it temporarily).

You'll want to keep an eye out for the deadline to purchase CFAR too.
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Offline Jellybelly

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Re: travel insurance
« Reply #335 on: March 06, 2020, 12:03:26 AM »
Depends on a lot of factors such as trip cost, age, and more. Also bear in mind that many companies are excluding Corona from their cancel for any reason plans (and some have even stopped selling it temporarily).

You'll want to keep an eye out for the deadline to purchase CFAR too.
What’s the deadline?

Offline etech0

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Re: travel insurance
« Reply #336 on: March 06, 2020, 12:25:58 AM »
Depends on the company, and will be based on either your first trip payment or last (I think). For example, some are within 15 days after your first trip payment (flight/hotel/whatever)
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