I started a
thread a couple of days a go regarding signing up for some offers that came in the mail to build my credit - I got one negative response. For some reason I was told that if I pay on time, these cards are not for me (they don't want people to pay on time?):
-- My card choices are/were:
1. Discover IT,
2. American Business Gold, OR
3. CITI Diamond Preferred.
Do you know of or have experience, easy or not, to build a credit score? What steps did you take?
I'm not a big spender, but am willing to do more shopping (if that's what it takes) to prove I'll pay on time and build a good score!
I know it doesn't happen overnight and I'm sure there are tons of articles in this forum/on the web that you can point to. What's the best way to start this?
I apologize if this is the millionth time discussing this issue (probably is), but I only see credit card deals and not many tips or 'how-to' programs to start from scratch.
Thanks!