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Author Topic: First Credit Card and Credit Health  (Read 634 times)

Offline habian

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First Credit Card and Credit Health
« on: April 18, 2021, 07:41:36 PM »
Forgive me if this has been asked before.

I'm new to the credit card and points world, and having never had a credit card before don't have any credit history.

1. What is the bets way to build up credit?
2. Are there any credit cards for which I will get approved with a credit score of 650?
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Offline JACKBLUE

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Re: First Credit Card and Credit Health
« Reply #1 on: April 19, 2021, 11:49:04 PM »
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Offline Flavored Seltzer

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Re: First Credit Card and Credit Health
« Reply #2 on: April 20, 2021, 03:00:54 AM »
Quote from: habian on April 18, 2021, 07:41:36 PM
Forgive me if this has been asked before.

I'm new to the credit card and points world, and having never had a credit card before don't have any credit history.

1. What is the bets way to build up credit?
2. Are there any credit cards for which I will get approved with a credit score of 650?

First of all you should be able to get a secured credit card like opensky (https://www.openskycc.com/), they approved me and other people I know for our first credit card.
Second of all and what's probably a better & more effective option is to be added as an authorized user of a current cardholder.
Good luck.
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