is it worth filing an insurance claim for a $750 fender bender?

[churnbabychurn]

Should I just pay up or file a claim? will my rates go up big time?

[AJK]

Absofreakinglutely not.

[churnbabychurn]

OHKAY!

[AJK]

....IMHO

[hocker]

....IMNSHO

ftfy

[ganizzy]

my insurance told me that if a claim is under $1000 it doesnt get reported - doesnt effect the rates
but thats when i was the one that had to pay the other driver.

[bubbles]

my insurance told me that if a claim is under $1000 it doesnt get reported - doesnt effect the rates
but thats when i was the one that had to pay the other driver.

+1

heard that from geico. They also told me that collision claims won't have an impact on the rates at all

[moko]

i can confirm that i had a liability claim of $1500 and a collision of $4078 including car rental and deductible  (same incident) and my rates haven't changed i just got my new rate now and the incident was in the beg. of nov. (geico)

[smurf]

And with progressive you get small accident forgiveness if you are with them for a while

[moko]

i can confirm that i had a liability claim of $1500 and a collision of $4078 including car rental and deductible  (same incident) and my rates haven't changed i just got my new rate now and the incident was in the beg. of nov. (geico)

this was still within my 1st 6 mos.

[aryeh1]

How does it work with state farm?  Someone hit me & claim was 1100. Will her ins go up?

[daganster]

my insurance told me that if a claim is under $1000 it doesnt get reported - doesnt effect the rates
but thats when i was the one that had to pay the other driver.

+1

heard that from geico. They also told me that collision claims won't have an impact on the rates at all

Don't believe anything they tell you! Someone was driving my car, parked and opened the door then someone hit the door, and filed a claim that was under $1k. I got quotes from Geico 4 years after the incident and they "reminded" me of that accident. 

[real-brisker]

Depends what your deductible is.