Author Topic: Allstate mispriced WL for Girls up to age 53 months (4 years 5 months)  (Read 8579 times)

Offline Marko Rubio

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Re: Allstate mispriced WL for Girls up to age 53 months (4 years 5 months)
« Reply #40 on: January 05, 2016, 02:16:04 PM »
צי זיי וועלן מאכן אן אינוועסטיגיישען צי ניט, איז ניט אפהענקיג אויף די איינצלהייטן פון איין פאליסי. דאס ווענדט זיך אויף די איידזשענסי ביי וועלכע מ'האט דאס געמאכט. אויב יענע איידזשענסי וועט האבן אן אינוועסטיגיישן, קען מען אריינקוקן אין אלע פאליסיס פון יענע איידזשענסי.

אויב זיי האבן א חשד אז דער טאטע אדער די מאמע וואס האבן אריינגעגעבן די אפלייקשן האט ניט געהאט גענוג אינשורענס, אן ס'איז טאקע ניט געווען, איז ידם על העליונה. ווייל לויט'ן געזעץ האבן זיי ניט געטארט געבן א פאליסי פאר די טאכטער!

If anyone needs translation services, I do that in my free time  ;)

can u or someone translate this for me? Im serious i dont have yiddish on my current phone i only see everything  in symbol's 
Do u have any different idea for a signature?

Offline rivkao

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Re: Allstate mispriced WL for Girls up to age 53 months (4 years 5 months)
« Reply #41 on: January 05, 2016, 02:18:25 PM »
can u or someone translate this for me? Im serious i dont have yiddish on my current phone i only see everything  in symbol's 


If anyone needs translation services, I do that in my free time  ;)

Offline ChasunaFund

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Re: Allstate mispriced WL for Girls up to age 53 months (4 years 5 months)
« Reply #42 on: January 05, 2016, 02:21:42 PM »
While not a word for word translation, this post on the other thread gives you the important info. http://forums.dansdeals.com/index.php?topic=58495.msg1373812#msg1373812

Offline Nickys2211

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Re: Allstate mispriced WL for Girls up to age 53 months (4 years 5 months)
« Reply #43 on: January 07, 2016, 08:12:55 AM »
How soon after getting the policy can the parents cancel their 1 million dollar policy?

Offline Lou Bob

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Re: Allstate mispriced WL for Girls up to age 53 months (4 years 5 months)
« Reply #44 on: January 07, 2016, 08:18:18 AM »
How soon after getting the policy can the parents cancel their 1 million dollar policy?
why would you cancel your policy???  ???
Always use an Amex, you'll thank me one day.

Offline Nickys2211

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Re: Allstate mispriced WL for Girls up to age 53 months (4 years 5 months)
« Reply #45 on: January 07, 2016, 08:26:41 AM »
 If they find a better deal or don't want a million coverage just 500k ect...
Also I'm hearing different reports how much is guaranteed after 20 years is it 15k or 20k?

Offline Hamavin

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Re: Allstate mispriced WL for Girls up to age 53 months (4 years 5 months)
« Reply #46 on: January 07, 2016, 09:37:51 AM »
Any updates on accounts signed before jan 1st?

Offline ChasunaFund

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Re: Allstate mispriced WL for Girls up to age 53 months (4 years 5 months)
« Reply #47 on: January 07, 2016, 12:15:26 PM »
If they find a better deal or don't want a million coverage just 500k ect...
Also I'm hearing different reports how much is guaranteed after 20 years is it 15k or 20k?
Why would anybody not be covered for at least a million in today's day and age?

If you want to see the exact GUARANTEED cash values at any given year check out the charts in the first two posts of this thread.

Offline Freddie

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Re: Allstate mispriced WL for Girls up to age 53 months (4 years 5 months)
« Reply #48 on: January 07, 2016, 12:54:24 PM »
This thread is too hard to read.

Please answer the following.

1. How much money I gotta spend?
2. How much money do I get if I cash out when the girl is 20?
3. What is OPs interest in this?
4. Is this a "glitch"?

Offline ChasunaFund

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Re: Allstate mispriced WL for Girls up to age 53 months (4 years 5 months)
« Reply #49 on: January 07, 2016, 01:04:56 PM »
This thread is too hard to read.

Please answer the following.

1. How much money I gotta spend?
2. How much money do I get if I cash out when the girl is 20?
3. What is OPs interest in this?
4. Is this a "glitch"?

1. You ain't gotta spend anything. But if you want to get this you need to pay one of the following amounts depending on girls age: $247.50 / $330.00 / $417.50 / $512.50
2. Go to http://www.chasunafund.com/chasuna-plan-sample-numbers.html and you can see exact numbers up to 25 years out for any age.
3. We set up the website ChasunaFund.com
4. What's the difference, the question is who you ask. Bottom line is that if you don't apply by January 24, 2016 - יד שבט ה'תשע"ו, you won't be able to get this anymore. The smart money out there is saying that you can't come close to these guaranteed returns in anything else safe that is commonly available.

Offline Freddie

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Re: Allstate mispriced WL for Girls up to age 53 months (4 years 5 months)
« Reply #50 on: January 07, 2016, 01:08:45 PM »
Thank you. Very clear.

Offline Toasted

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Re: Allstate mispriced WL for Girls up to age 53 months (4 years 5 months)
« Reply #51 on: January 07, 2016, 03:37:47 PM »
1. You ain't gotta spend anything. But if you want to get this you need to pay one of the following amounts depending on girls age: $247.50 / $330.00 / $417.50 / $512.50
Do these premiums have to be paid for the life of the policy?

Offline ChasunaFund

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Re: Allstate mispriced WL for Girls up to age 53 months (4 years 5 months)
« Reply #52 on: January 07, 2016, 03:40:11 PM »
Do these premiums have to be paid for the life of the policy?
As long as you want to keep the policy you keep on paying premiums and the cash value grows. If you pay to age 100, the cash value will equal $250,000 at that point, after that no premiums are due and it grows 3% per year.

So for a newborn the maximum you would pay to age 100 would be $24,750.00 and you would be Guaranteed a Death Benefit of $250,000 at any point, with cash values growing every year from age 5 to age 100 based on a pre determined schedule.

Offline Toasted

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Re: Allstate mispriced WL for Girls up to age 53 months (4 years 5 months)
« Reply #53 on: January 07, 2016, 03:48:02 PM »
As long as you want to keep the policy you keep on paying premiums and the cash value grows. If you pay to age 100, the cash value will equal $250,000 at that point, after that no premiums are due and it grows 3% per year.

So for a newborn the maximum you would pay to age 100 would be $24,750.00 and you would be Guaranteed a Death Benefit of $250,000 at any point, with cash values growing every year from age 5 to age 100 based on a pre determined schedule.
Thanks.

Correct me if I'm wrong. For a 3 yr old that's a 6.85% annualized return? "=RATE(20,-417.5,0,16840)"

Offline ChasunaFund

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Re: Allstate mispriced WL for Girls up to age 53 months (4 years 5 months)
« Reply #54 on: January 07, 2016, 03:57:34 PM »
Thanks.

Correct me if I'm wrong. For a 3 yr old that's a 6.85% annualized return? "=RATE(20,-417.5,0,16840)"
Almost.

=RATE(20,-417.50,0,16840,1)

Actually for that age group the IRR peaks at year 18. But it doesn't really matter, since this is a 100% guaranteed product, you know at any point what it will do going forward, so you just figure out if it makes sense to keep the money there, or to surrender and move to something else.

Now tell me where else can you get such guaranteed returns? There's a reason why the smart money is rushing into this.

Offline ChasunaFund

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Re: Allstate mispriced WL for Girls up to age 53 months (4 years 5 months)
« Reply #55 on: January 16, 2016, 06:14:18 PM »
This is dead after 11:59pm tonight

Offline ChasunaFund

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Re: Allstate mispriced WL for Girls up to age 53 months (4 years 5 months)
« Reply #56 on: January 16, 2016, 07:31:43 PM »
Allstate notified their agents right before Shabbos that they will not accept any application submitted after 12 midnight tonight January 16.

Anyone who has one million dollars of coverage on both parents and still wants to take advantage of this deal can send us the information via our website Chasunafund.com under the tab “enter your information”.

We are extremely busy finishing up with all our pending applications, so we cannot guarantee that we will get in your application on time. We will do our best. Please make sure to fill out the form completely as we cannot guarantee that we will have the time tonight to call back for missing information.

Offline Hamavin

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Re: Allstate mispriced WL for Girls up to age 53 months (4 years 5 months)
« Reply #57 on: January 16, 2016, 09:00:08 PM »
Anyone going for it tonight?? cant make up my mind...

Offline ChasunaFund

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Re: Allstate mispriced WL for Girls up to age 53 months (4 years 5 months)
« Reply #58 on: January 16, 2016, 09:01:28 PM »
Anyone going for it tonight?? cant make up my mind...
If you can't make up your mind. Don't bother.

Offline mendy613

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Re: Allstate mispriced WL for Girls up to age 53 months (4 years 5 months)
« Reply #59 on: January 16, 2016, 09:57:37 PM »
Just did it!  ;D