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When signing up for auto insurance, make sure you know what coverage you're getting, and what your deductibles are.

Which Insurance Broker would you recommend:

5MinuteInsure.com
Moshe Fishman
Online Comparison and Purchasing Platform for Auto, Home or Bundle Insurance
Recommended by - Reb Moshe


Nationwide- Yehuda Spero
443-845-9552
speroy@nationwide.com



Insurance Depot
718-921-2300
Info@insdepot.com
Recommend by -Z56


Trumper Insurance
845-356-1899

Recommend by -Yammer

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Poll

How much liability insurance do you think is prudent?

Statutory minimum
41 (16.1%)
100k
61 (23.9%)
200k
17 (6.7%)
300k
72 (28.2%)
500k
37 (14.5%)
750k
2 (0.8%)
1m
16 (6.3%)
more than 1m
9 (3.5%)

Total Members Voted: 255

Author Topic: Car Insurance Master Thread  (Read 318721 times)

Offline WonderingYid

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Re: Car Insurance Master Thread
« Reply #1520 on: March 14, 2024, 02:15:54 PM »
I guess I’d feel better if my sale price was close to what insurance valued the car, that would be validating.
I realized my friend is actually a member here ;D if you ever read this, I love you, I have no taynos against you I’m human so it’s a little annoying for me to handle
I had a car that I got about 3-5K over street value.
They usually pay over street value. 

Offline Dovdovmoneytree

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Re: Car Insurance Master Thread
« Reply #1521 on: March 14, 2024, 04:24:38 PM »
Hope someone can help here!

Had insurance with AAA and moved to NY. I had to switch the policy to the Northeast form as the policy was written in another region but wasn't getting to it. Meanwhile it was on autopay on a CC and a payment returned. I did not realize and never updated the CC info. Looking back, it seems like something may have come in the mail and was mistakenly overlooked. I just noticed a few days ago that they cancelled the policy retroactive to Feb 9th. Should I call AAA and explain that I moved, wasn't getting my mail on time.....and hopefully they'll reinstate the original policy whereby I will then have them rewrite the policy for NY coverage? I am concerned that there should not be a lapse. Afaik I never had a lapse in 20-25 driving history years. How common is it for them to reinstate a policy, and does it make a difference if I will be continuing to insure with them (I think AAA is the same company across the country)? TIA!

Can anyone help with this?

Offline TzviR

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Re: Car Insurance Master Thread
« Reply #1522 on: March 14, 2024, 04:32:41 PM »
Can anyone help with this?
Why don't you PUTPAC

My  prizes from CV :)

Offline Dovdovmoneytree

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Re: Car Insurance Master Thread
« Reply #1523 on: March 14, 2024, 05:24:39 PM »
Why don't you PUTPAC

Trying to get info here before I do. One insurance broker told me a carrier will only reinstate a policy if it is 100% their fault. That is not what I've read online. So I'm trying to get more clarity and knowledge before calling.

Offline yochai

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Re: Car Insurance Master Thread
« Reply #1524 on: Yesterday at 05:51:42 PM »
I just got into an accident that would cost me a few thousand dollars to fix. Is there anyway to know approximately how much my premiums would go up if I use my insurance?

Offline Abey

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Re: Car Insurance Master Thread
« Reply #1525 on: Yesterday at 07:34:45 PM »
I just got into an accident that would cost me a few thousand dollars to fix. Is there anyway to know approximately how much my premiums would go up if I use my insurance?
soft rule for me is if it’s under 5 k don’t bother with insurance