Car Insurance Master Thread

[avromie7]

If one has no assets, any reason to have more than state minimum?

It's not worth declaring bankruptcy because the damage is a few $k over your insurance coverage. If it's $1m over, you don't really have a better option, but you wan to make sure you have coverage for reasonably likely scenarios.

[Yo ssi]

It's not worth declaring bankruptcy because the damage is a few $k over your insurance coverage. If it's $1m over, you don't really have a better option, but you wan to make sure you have coverage for reasonably likely scenarios.

I think they idea is the insurance won't pursue. Again IANAL

[renter]

my wife was in a no fault accident and the other insurance is fully liable and paying (there was a police report) I didn't tell my insurance about the accident rather went straight to the other insurance should i expect my rates to go up?

[herb]

my wife was in a no fault accident and the other insurance is fully liable and paying (there was a police report) I didn't tell my insurance about the accident rather went straight to the other insurance should i expect my rates to go up?

not because of the accident per say, but rates have been skyrocketing all over the country

[avromie7]

I think they idea is the insurance won't pursue. Again IANAL

They or the other driver may go to small claims.

[First Time CCer]

Can anyone confirm that 5Minute Insure is reliable?