If you freeze experian do you have a better chance of instant approval?
I doubt it. My EQ was frozen. I thought I lifted the freeze but put the wrong year to lift it. When I applied in Dec for
the PC IHG account I was referred to wait 10 days. I waited until the 2nd day and called. They told me to give
them the pin from EQ, but it didn't work. I then found out while with the Credit Analyist about the wrong date given
to EQ. The CA reluctantly pulled my only open bureau (TU) and asked me some questions about my history.
Oddly, the inquiries never increased on my Credit Karma file. I have yet to check inq with TU.