Author Topic: Too many bank inquiries (Read 12664 times)

smurf · « **Reply #20 on:** March 14, 2011, 04:30:24 PM »

Quote from: AsherO on March 14, 2011, 04:21:58 PM

Thanks Dan, this is a great list. Got anything like this for Citi and/or Cap1?

+1 +1

Yellow · « **Reply #21 on:** March 14, 2011, 05:16:37 PM »

Thanks for those numbers Dan!

Hudi · « **Reply #22 on:** March 14, 2011, 05:20:27 PM »

Hey,

I have CO Chase Plus card opened and I got a mail offer to open another one (the same card that I had already). Being that I'm doing well in their Mile-a-Thon, I decided to apply.

I get a letter today saying that they noticed that I already have a card open with Continental and that I should call them to clarify why I need another.

Has this ever happened to you? Should I have canceled the first one before I applied?

Dan · « **Reply #23 on:** March 14, 2011, 05:21:23 PM »

Citi: 866-606-2961

Or write a reconsideration letter and send to:
CitiBank Executive Review Department
P.O. Box 6000
Sioux Falls, SD 57117

Bp · « **Reply #24 on:** March 14, 2011, 05:34:56 PM »

Dan,
Do you have a number for amex?

AsherO · « **Reply #25 on:** March 14, 2011, 06:35:20 PM »

Quote from: Dan on March 14, 2011, 05:21:23 PM

Citi: 866-606-2961

Or write a reconsideration letter and send to:
CitiBank Executive Review Department
P.O. Box 6000
Sioux Falls, SD 57117

Any chance in h3ll that'll fly for the 75k offer churn denials?

Dan · « **Reply #26 on:** March 14, 2011, 06:43:51 PM »

Quote from: AsherO on March 14, 2011, 06:35:20 PM

Any chance in h3ll that'll fly for the 75k offer churn denials?

Worth a shot.

AsherO · « **Reply #27 on:** March 14, 2011, 07:04:03 PM »

Quote from: Dan on March 14, 2011, 06:43:51 PM

Worth a shot.

Call, write or both?

What should I argue?

Yellow · « **Reply #28 on:** March 14, 2011, 07:52:09 PM »

Quote from: kivabb on March 14, 2011, 04:14:43 PM

or better off waiting another month or 2 and applying again?

Is a month or 2 all you need to wait? I know that the inquiries stay on the report for two years (and obviously two years is a long time to wait before opening up a new card, but two months seems too soon to reapply?)
I'm just asking because im in the same boat and wanna know when i can start applying again... based on other peoples experiences

Yellow · « **Reply #29 on:** March 14, 2011, 07:53:06 PM »

Quote from: AsherO on March 14, 2011, 07:04:03 PM

Call, write or both?

What should I argue?

Just say that you love citi and would like to continue doing business with them

AsherO · « **Reply #30 on:** March 14, 2011, 07:53:43 PM »

Quote from: PC on March 14, 2011, 07:52:09 PM

Is a month or 2 all you need to wait? I know that the inquiries stay on the report for two years (and obviously two years is a long time to wait before opening up a new card, but two months seems too soon to reapply?)
I'm just asking because im in the same boat and wanna know when i can start applying again... based on other peoples experiences

I'd say give it at least six months. Inquiries stay on for two years, but they might look for recent ones in the past x months.

kivabb · « **Reply #31 on:** March 15, 2011, 09:23:16 AM »

Quote from: Dan on March 14, 2011, 04:20:09 PM

Sure, just make phone calls and they should be willing to close the CO card and approve the UA card.

Approved!!!! They didn't even make me close the CO card. They were wondering why in the world I had 4 Citibank and 4 Amex requests in last few months. I just told them they were great mileage offers BLAH BLAH BLAH and I make all my payments on time BLAH BLAH BLAH and I really love Chase BLAH BLAH BLAH........and she said she would put in recommendation for approval.

Thanks Dan once again.

Dan · « **Reply #32 on:** March 15, 2011, 10:45:09 AM »

Quote from: kivabb on March 15, 2011, 09:23:16 AM

Approved!!!! They didn't even make me close the CO card. They were wondering why in the world I had 4 Citibank and 4 Amex requests in last few months. I just told them they were great mileage offers BLAH BLAH BLAH and I make all my payments on time BLAH BLAH BLAH and I really love Chase BLAH BLAH BLAH........and she said she would put in recommendation for approval.

Thanks Dan once again.

Congrats!
Which number did you call?

kivabb · « **Reply #33 on:** March 15, 2011, 10:50:07 AM »

Chase: 888-270-2127 (Application reconsideration)

steve L · « **Reply #34 on:** March 16, 2011, 09:26:42 AM »

is there anything i can do here. i ahad a business card for like 6 months then closed it and then reapplied 93days later for the card. i got to step5 . so i tried calling yesterday and when i spoke to supervisor she wanted to know why i had the card fthe first time for so short . so i said business was bad then so didnt need but need it now and business is better . however, then got an email today that i got denied bec of previous cardholder.

sorry this is in refrence to the citi business card

elig770 · « **Reply #35 on:** April 12, 2011, 08:49:08 PM »

Quote from: AsherO on March 14, 2011, 04:21:58 PM

Thanks Dan, this is a great list. Got anything like this for Citi and/or Cap1?

Citi: 888-201-4523 (New App Approval Status)
Citi AA: 888-662-7759
Citi App Status: 800-645-7240, 800-288-4653, 800-750-7453
Citi: 800-444-2568 (Retention Dept.)
Citi: 800-763-9795 (Credit Dept.)
Citi Credit Bureau Dispute Fax: 866-713-5028

Cap1: 800-625-7866 (Account Specialist)
Cap1: 800-951-6951 (cust. relations)
Cap1: 800-548-4593 (application department; status)
Cap1: 800-889-9939 or 800-625-7866.(Account Specialist)
Cap1: 877-513-9959 (Account Retention?)
Cap1: 800-258-9319 (Debt Recovery)
Cap1 Secured Platinum: 800-219-7931 (deposit taker, can speak to credit analyst)
Cap1: 800-707-0489 (Senior Escalation Account Mgrs.)

AsherO · « **Reply #36 on:** April 12, 2011, 10:20:12 PM »

Quote from: elig770 on April 12, 2011, 08:49:08 PM

Citi: 888-201-4523 (New App Approval Status)
Citi AA: 888-662-7759
Citi App Status: 800-645-7240, 800-288-4653, 800-750-7453
Citi: 800-444-2568 (Retention Dept.)
Citi: 800-763-9795 (Credit Dept.)
Citi Credit Bureau Dispute Fax: 866-713-5028

Cap1: 800-625-7866 (Account Specialist)
Cap1: 800-951-6951 (cust. relations)
Cap1: 800-548-4593 (application department; status)
Cap1: 800-889-9939 or 800-625-7866.(Account Specialist)
Cap1: 877-513-9959 (Account Retention?)
Cap1: 800-258-9319 (Debt Recovery)
Cap1 Secured Platinum: 800-219-7931 (deposit taker, can speak to credit analyst)
Cap1: 800-707-0489 (Senior Escalation Account Mgrs.)

Beautiful job, Eli. If only we had a wiki I'd say we have a page with all issuers (I'm currently looking for Barclay's Biz reconsideration...)

myb821 · « **Reply #37 on:** April 12, 2011, 10:47:02 PM »

Quote from: elig770 on April 12, 2011, 08:49:08 PM

Citi App Status: 800-645-7240, 800-288-4653, 800-750-7453

i just tried those three numbers and they are all the business cards department
is there any number other then Citi: 888-201-4523 (New App Approval Status) for reg apps cause ive spoken to 3 ppl at that number and they wont do anything for me for my declined apps

elig770 · « **Reply #38 on:** April 12, 2011, 10:49:32 PM »

Quote from: myb821 on April 12, 2011, 10:47:02 PM

i just tried those three numbers and they are all the business cards department
is there any number other then Citi: 888-201-4523 (New App Approval Status) for reg apps cause ive spoken to 3 ppl at that number and they wont do anything for me for my declined apps

Sorry that's all I have...

myb821 · « **Reply #39 on:** April 12, 2011, 10:51:31 PM »

Quote from: elig770 on April 12, 2011, 10:49:32 PM

Sorry that's all I have...

thanks neways