Author Topic: Barclays Arrival Plus World Elite MC Master Thread (Read 391533 times)

JunkYardUnz · « **Reply #1580 on:** July 06, 2020, 06:30:47 PM »

Quote from: pointer on July 02, 2020, 03:56:29 PM

Same here.
I'm not sure what they are hoping to gain by refusing to downgrade.
Do they really think anyone will pay the annual fee on this useless card rather than close it?

Useless??? It’s the only card I actually pay the annual fee year over year. Please explain how you can do better than 2% cash back? Albeit having 12 cards in your wallet.

pointer · « **Reply #1581 on:** July 06, 2020, 06:36:26 PM »

Quote from: JunkYardUnz on July 06, 2020, 06:30:47 PM

Useless??? It’s the only card I actually pay the annual fee year over year. Please explain how you can do better than 2% cash back? Albeit having 12 cards in your wallet.

A 2% cash back card with a $0 AF, and hassle free redemption?

pointer · « **Reply #1582 on:** July 06, 2020, 06:38:27 PM »

Quote from: a good yeshiva bachur on July 06, 2020, 06:06:20 PM

its not as useless as you think

I'm assuming you are alluding to some secret method, so PM open

simplicity · « **Reply #1583 on:** July 13, 2020, 09:13:16 PM »

What qualifies as travel for statement credit?

mimb · « **Reply #1584 on:** July 14, 2020, 10:55:01 AM »

Quote from: pointer on July 06, 2020, 06:38:27 PM

I'm assuming you are alluding to some secret method, so PM open

Is there something we're all overlooking?

Mo2 · « **Reply #1585 on:** July 14, 2020, 12:23:56 PM »

Quote from: simplicity on July 13, 2020, 09:13:16 PM

What qualifies as travel for statement credit?

The annual fee and pretty much any travel

simplicity · « **Reply #1586 on:** July 14, 2020, 01:24:25 PM »

Quote from: Mo2 on July 14, 2020, 12:23:56 PM

The annual fee and pretty much any travel

i put thru a ezpass charge and its not giving me the option!

pointer · « **Reply #1587 on:** July 14, 2020, 01:26:17 PM »

Quote from: mimb on July 14, 2020, 10:55:01 AM

Is there something we're all overlooking?

I'm not sure, the PM never arrived.
Maybe @a good yeshiva bachur, can be a real good yeshiva bachur and tell us what we're missing.

Mo2 · « **Reply #1588 on:** July 14, 2020, 01:30:34 PM »

Quote from: simplicity on July 14, 2020, 01:24:25 PM

i put thru a ezpass charge and its not giving me the option!

Haven't redeemed in a while. does the statement maybe first need to close before redeeming?

Muhammad · « **Reply #1589 on:** July 14, 2020, 01:35:38 PM »

The AF is only 8900 points - .11% that you get back
How many other cards give you 2.11% back with no foreign transaction fees?

Muhammad · « **Reply #1590 on:** July 14, 2020, 01:36:02 PM »

Quote from: Mo2 on July 14, 2020, 01:30:34 PM

Haven't redeemed in a while. does the statement maybe first need to close before redeeming?

you might need to call in

Muhammad · « **Reply #1591 on:** July 14, 2020, 01:37:56 PM »

Quote from: pointer on July 06, 2020, 06:36:26 PM

A 2.11% cash back card with a $0 AF, And no foreign transaction fees , and hassle free redemption?

FTFY you perfectly described this card
Why all the excitement?

pointer · « **Reply #1592 on:** July 14, 2020, 01:56:35 PM »

Quote from: Muhammad on July 14, 2020, 01:35:38 PM

The AF is only 8900 points - .11% that you get back
How many other cards give you 2.11% back with no foreign transaction fees?

About the FX fee your right, i did not take that into account so if someone does needs that, this card is great.

about the 5% rebate, you have to spend around 90k to break even, Meh. (And if you are just a tiny bit savvy, the citi bifecta puts this 2.11% cash back CC to shame with just 2 cards in your wallet.)

And the minimum redemption is 10k points (besides for redeeming towards your AF) only good for travel, that is not a hassle free redemption program.

But your are absolutely right, for certain people in certain situations this card can make sense .

simplicity · « **Reply #1593 on:** July 14, 2020, 02:26:34 PM »

Quote from: Muhammad on July 14, 2020, 01:36:02 PM

you might need to call in

and say what?

Muhammad · « **Reply #1594 on:** July 14, 2020, 04:34:33 PM »

Quote from: pointer on July 14, 2020, 01:56:35 PM

And the minimum redemption is 10k points (besides for redeeming towards your AF) only good for travel, that is not a hassle free redemption program.

Under $100 you need to call to redeem
There is plenty of ways to have travel without actually traveling

Quote from: metziah on October 06, 2013, 06:09:12 PM

Like they say on DDF "We Don't Spoonfeed"!!

Muhammad · « **Reply #1595 on:** July 14, 2020, 04:38:53 PM »

Quote from: simplicity on July 14, 2020, 02:26:34 PM

and say what?

did it code as travel? If yes then you can redeem, the only thing is that under $100 you’ll have to call in to redeem

pointer · « **Reply #1596 on:** July 14, 2020, 06:47:58 PM »

Quote from: Muhammad on July 14, 2020, 04:34:33 PM

Under $100 you need to call to redeem
There is plenty of ways to have travel without actually traveling

"you perfectly described this rewards program"

Not hassle free.

Boruch Parnes · « **Reply #1597 on:** July 14, 2020, 08:08:36 PM »

Quote from: Muhammad on July 14, 2020, 01:35:38 PM

The AF is only 8900 points - .11% that you get back
How many other cards give you 2.11% back with no foreign transaction fees?

how is it 2.11 think its 2.05 but I agree amazing card

pointer · « **Reply #1598 on:** July 14, 2020, 08:48:23 PM »

Quote from: Boruch Parnes on July 14, 2020, 08:08:36 PM

how is it 2.11 think its 2.05

To be exact I think it's 2.105%.

You spend $10,000
You receive 20,000 points.
You redeem 20,000 points for a $200 statement credit.
You get back 1,000 points.
You redeem for a $10 Statement credit you get back 0.50

So you spent $10,000 and gotten back $210.50 = 2.105 return

moe8555 · « **Reply #1599 on:** July 23, 2020, 04:45:28 PM »

Quote from: Muhammad on July 14, 2020, 01:35:38 PM

The AF is only 8900 points - .11% that you get back
How many other cards give you 2.11% back with no foreign transaction fees?

AOC Federal Credit Union - 3% no FX, no AF, no minimum redemption. Not geolocked, but not a "simple" app.

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Author Topic: Barclays Arrival Plus World Elite MC Master Thread (Read 391533 times)