Author Topic: spg 30000 point bonus  (Read 46672 times)

Offline yossik

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Re: spg 30000 point bonus
« Reply #15 on: June 30, 2010, 07:40:54 PM »
How in the world could you get the deal if you get denied?
I'm sorry I wasn't so clear.  I have a near perfect credit, yet sometimes they don't accept an application for one reason or another.  I would like to know, is there anyway to argue their decision, and than be able to receive this offer?

Offline Avid Reader

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Re: spg 30000 point bonus
« Reply #16 on: June 30, 2010, 07:48:54 PM »
I would think so. What reason did they give for the denial?

Offline Yordai Dooma

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Re: spg 30000 point bonus
« Reply #17 on: June 30, 2010, 10:15:28 PM »
I plan to open the personal and business cards again for the wife.

Would it be advisable to cancel her current spg card which is an additional card on my account? Any thoughts?

Would being an additional cardholder on an account be considered an "existing Starwood Preferred Guest (Business) Credit Cardmember"?

Offline ChAiM'l

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Re: spg 30000 point bonus
« Reply #18 on: June 30, 2010, 10:42:49 PM »
just applied for biz and was told ill receive answer within 14 days. is this normal? (that i didnt receive intant approval)

Could I apply for both personal and business??

Offline yossik

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Re: spg 30000 point bonus
« Reply #19 on: July 01, 2010, 04:03:36 AM »
I would think so. What reason did they give for the denial?
they said i was too big of a risk for amex.  yet i have the premier card and have had many amex cards in the past.

Offline Avid Reader

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Re: spg 30000 point bonus
« Reply #20 on: July 01, 2010, 08:43:38 AM »
I had a situation with Chase were they closed down all my cards and the letters stated many varied (and bogus) reasons. When I called chase and argued each reason with them, they finally admitted that it was none of those reasons and their real concern was my overabundance of credit all together. They said if I close down a nice amount they will reopen my accounts (which of course I did not do).

Point is when you speak to them you may find out whats really bothering them. People do get results sometimes with calling and being persistent. No guaranty it would work, but it's worth a try.

Personally, after my F/R which I passed, I don't play much with my AMEX cards because their too good to lose.

Offline yudel

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Re: spg 30000 point bonus
« Reply #21 on: July 01, 2010, 11:11:22 AM »
can I apply for the business and personal for 60k?

Offline Yordai Dooma

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Re: spg 30000 point bonus
« Reply #22 on: July 01, 2010, 11:20:09 AM »
can I apply for the business and personal for 60k?
I would think so

Online flyingace

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Re: spg 30000 point bonus
« Reply #23 on: July 01, 2010, 01:27:58 PM »
I just spoke to CS at OPEN, I have a platinum business card. They said as long as you do not currently have a card and do a new
application you are eligible for the bonus.

Offline Avid Reader

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Re: spg 30000 point bonus
« Reply #24 on: July 01, 2010, 01:48:04 PM »
I just spoke to CS at OPEN, I have a platinum business card. They said as long as you do not currently have a card and do a new
application you are eligible for the bonus.

When you say a card you mean any AMEX card or just *wood?

Offline Yordai Dooma

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Re: spg 30000 point bonus
« Reply #25 on: July 01, 2010, 02:05:46 PM »
Does anyone know if being an additional cardholder on an account make you an "existing Starwood Preferred Guest (Business) Credit Cardmember"?

Online Mikeoracle

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Re: spg 30000 point bonus
« Reply #26 on: July 01, 2010, 02:20:45 PM »
Does anyone know if being an additional cardholder on an account make you an "existing Starwood Preferred Guest (Business) Credit Cardmember"?
I am 99% sure that additional cardholder is not a problem and not considered an existing cardholder.

Offline ChAiM'l

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Re: spg 30000 point bonus
« Reply #27 on: July 01, 2010, 02:31:55 PM »
So I applied yesterday for the personal card and was approved. Does it make sense to apply for the business one now?

Online flyingace

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Re: spg 30000 point bonus
« Reply #28 on: July 01, 2010, 02:38:07 PM »
When you say a card you mean any AMEX card or just *wood?
Obviously, Starwood, I wrote that I do have a platinum card....

Offline gozalim

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Re: spg 30000 point bonus
« Reply #29 on: July 01, 2010, 08:33:13 PM »
Personal vs. Business:
which is more likely to be churnable?
which is more likely to trigger a Financial Review?