Chase annual fee and 3bm question

[Walk On the Ocean]

Hey everyone,
I searched but did not find a thread answering this question so I am starting a new topic...

So I was planning on doing a chase 3bm with SP IP and UA. I currently have freedom, ink bold, and sapphire. I changed my sapphire to a MC but it takes 45 days for product change (or so they claim) and now both are showing on my chase online profile so I pushed off my churn. The problem is that I just got charged $95 annual fees on my SP and IB.
Origionally I was going to use these cards as bargaining chips to push through the approvals of the other cards, but with the annual fees I don't know if that's possible.
I think that if I cancel a card within 30 days of being charged the annual fee I can have if refunded, right?


Anyone have any experience with this? or advice?

Thanks 

[MEIR613]

Hey everyone,
I searched but did not find a thread answering this question so I am starting a new topic...

So I was planning on doing a chase 3bm with SP IP and UA. I currently have freedom, ink bold, and sapphire. I changed my sapphire to a MC but it takes 45 days for product change (or so they claim) and now both are showing on my chase online profile so I pushed off my churn. The problem is that I just got charged $95 annual fees on my SP and IB.
Origionally I was going to use these cards as bargaining chips to push through the approvals of the other cards, but with the annual fees I don't know if that's possible
Anyone have any experience with this? or advice?

Thanks 

Of course, you have 30/60 from when you got charged the AF to close your account and get refunded.

So you could use these cards, transfer the credit over (close the cards down) and get approved for some new cards.

FYI, you can first call and get some retention and then close and get refunded

[Dan]

You can also try switching those card types, which will trigger a annual fee refund.

[Walk On the Ocean]

Thanks guys, so i will try to get a retention bonus and then if I can't get one i'll downgrade to a fee free card

I'mm do my aor/chase 3bm next week

[Mocha]

Hey everyone,
I searched but did not find a thread answering this question so I am starting a new topic...

So I was planning on doing a chase 3bm with SP IP and UA. I currently have freedom, ink bold, and sapphire. I changed my sapphire to a MC but it takes 45 days for product change (or so they claim) and now both are showing on my chase online profile so I pushed off my churn. The problem is that I just got charged $95 annual fees on my SP and IB.
Origionally I was going to use these cards as bargaining chips to push through the approvals of the other cards, but with the annual fees I don't know if that's possible.
I think that if I cancel a card within 30 days of being charged the annual fee I can have if refunded, right?


Anyone have any experience with this? or advice?

Thanks 

i don't understand why everyone changes to a MC when you could just apply for the MC

[MEIR613]

i don't understand why everyone changes to a MC when you could just apply for the MC

Support DDF

[Smokey Joe Robinson]

You can also try switching those card types, which will trigger a annual fee refund.

Can you convert back after and keep the card annual fee free or does the system detect it?

[Dan]

Can you convert back after and keep the card annual fee free

I would say probably.