Author Topic: MD bill from debt collector  (Read 5182 times)

Offline joeberg

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Re: MD bill from debt collector
« Reply #20 on: January 03, 2016, 01:59:24 AM »
I had my credit pulled by a debt collection agency who just had an AKA (not my legal name) and address.

Offline Chapshnell

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Re: MD bill from debt collector
« Reply #21 on: January 03, 2016, 02:23:02 AM »
I had my credit pulled by a debt collection agency who just had an AKA (not my legal name) and address.

They must had your social though, no?

Offline joeberg

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Re: MD bill from debt collector
« Reply #22 on: January 03, 2016, 02:37:08 AM »
They must had your social though, no?
No. I never gave my social, that's why I just ignored it until the pull showed up on my report.

Offline Chapshnell

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Re: MD bill from debt collector
« Reply #23 on: January 03, 2016, 02:48:39 AM »
No. I never gave my social, that's why I just ignored it until the pull showed up on my report.

Interesting, thats illegal.

Offline Emkay

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Re: MD bill from debt collector
« Reply #24 on: January 03, 2016, 03:05:36 AM »
always remember one rule about this, if they dont have your ssn they will eventually stop bothering you.
Incorrect
Interesting, thats illegal.
So is speeding

Offline Chapshnell

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Re: MD bill from debt collector
« Reply #25 on: January 03, 2016, 03:17:44 AM »
IncorrectSo is speeding

IME they let it go after a while. Maybe its YMMV

Offline Joe4007

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Re: MD bill from debt collector
« Reply #26 on: January 03, 2016, 09:54:33 AM »
I had my credit pulled by a debt collection agency who just had an AKA (not my legal name) and address.
Thanks for that.

Do you mean an inquiry? Why would they do that?

Offline joeberg

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Re: MD bill from debt collector
« Reply #27 on: January 03, 2016, 10:04:16 AM »
Thanks for that.

Do you mean an inquiry? Why would they do that?
Yes. I don't know but I think it was to get the rest of my info like legal name and social. It didn't get further because I took care of it.

Offline Joe4007

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Re: MD bill from debt collector
« Reply #28 on: January 03, 2016, 10:06:40 AM »
Yes. I don't know but I think it was to get the rest of my info like legal name and social. It didn't get further because I took care of it.
Wow, interesting.

Offline Ryan the Yid

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Re: MD bill from debt collector
« Reply #29 on: February 03, 2016, 11:21:59 PM »
I recently had a sports injury, I called the Dr's office in advance to find out if they were an in network provider with my insurance company. They confirmed that they were. I went for a visit and x'rays and just received a $300 bill in the mail. Is there any way to dispute the charge? If it comes down to it I will just pay the fee because I do not want it to negatively affect my credit. I would appreciate any information anyone may have. TIA

Offline Meno

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Re: MD bill from debt collector
« Reply #30 on: February 04, 2016, 08:36:03 AM »
I recently had a sports injury, I called the Dr's office in advance to find out if they were an in network provider with my insurance company. They confirmed that they were. I went for a visit and x'rays and just received a $300 bill in the mail. Is there any way to dispute the charge? If it comes down to it I will just pay the fee because I do not want it to negatively affect my credit. I would appreciate any information anyone may have. TIA

I would call the insurance company and/or the doctor and ask them to explain your bill before trying to dispute anything.

Even when something is covered by insurance, that doesn't mean you don't have to pay anything

Offline Ryan the Yid

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Re: MD bill from debt collector
« Reply #31 on: February 04, 2016, 12:08:14 PM »
I would call the insurance company and/or the doctor and ask them to explain your bill before trying to dispute anything.

Even when something is covered by insurance, that doesn't mean you don't have to pay anything

The insurance did cover some, but very little. I asked the DR's office specifically if they are in my specific network, which would mean I would only be charged  a copay (which they did charge me) and they confirmed they were.  I was  then charged a balance over the copay and what my insurance covered . I called the insurance company they said they are not in my  specific network. Oh man, I guess you live and learn.

Offline ckmk47

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Re: MD bill from debt collector
« Reply #32 on: February 04, 2016, 12:25:26 PM »
The insurance did cover some, but very little. I asked the DR's office specifically if they are in my specific network, which would mean I would only be charged  a copay (which they did charge me) and they confirmed they were.  I was  then charged a balance over the copay and what my insurance covered . I called the insurance company they said they are not in my  specific network. Oh man, I guess you live and learn.
Call the dr office and try to make a deal.  Be nice, not belligerent. 'So sorry for the confusion when I asked about you being in my insurance network. But I wasn't expecting these charges. Is there something that can be done about it?/ Can I have a discount on it?'
My favorite cause: cssy.org

Offline tzifanya54

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Re: MD bill from debt collector
« Reply #33 on: February 04, 2016, 01:29:34 PM »
Call the dr office and try to make a deal.  Be nice, not belligerent. 'So sorry for the confusion when I asked about you being in my insurance network. But I wasn't expecting these charges. Is there something that can be done about it?/ Can I have a discount on it?'
+1 most doctors would be open to some negotiation in your scenario

Offline sguitarist18

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Re: MD bill from debt collector
« Reply #34 on: February 04, 2016, 02:00:45 PM »
Interesting, thats illegal.

Don't know if this is relevant, but Some credit card company (maybe Discover?) was calling my mother's house repeatedly, because someone with a similar name to mine had an account with them, and owed money.

Don't know if it would have ended up on a credit report, though.

Online gozalim

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Re: MD bill from debt collector
« Reply #35 on: February 04, 2016, 02:10:47 PM »
Don't know if this is relevant, but Some credit card company (maybe Discover?) was calling my mother's house repeatedly, because someone with a similar name to mine had an account with them, and owed money.

Don't know if it would have ended up on a credit report, though.
it can. you'd have to/are able to fight it.

Offline Ryan the Yid

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Re: MD bill from debt collector
« Reply #36 on: February 04, 2016, 02:42:38 PM »
Call the dr office and try to make a deal.  Be nice, not belligerent. 'So sorry for the confusion when I asked about you being in my insurance network. But I wasn't expecting these charges. Is there something that can be done about it?/ Can I have a discount on it?'

Is there any  bureau that governs these type of matters that I would be able to call ? Or Dr's don't need to answer to anyone?

Offline sguitarist18

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Re: MD bill from debt collector
« Reply #37 on: February 04, 2016, 02:47:12 PM »
You can call the DOH, and there's generally a local ombudsman. Most practices aren't interested in the hassle, and if they're wrong, and investigation will show it.

Offline Ryan the Yid

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Re: MD bill from debt collector
« Reply #38 on: February 04, 2016, 03:25:00 PM »
You can call the DOH, and there's generally a local ombudsman. Most practices aren't interested in the hassle, and if they're wrong, and investigation will show it.

Thats a good idea, Thanks