Author Topic: MD bill from debt collector  (Read 3373 times)

Offline PillanSmye

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Aug 2015
  • Posts: 1101
  • Total likes: 68
  • DansDeals.com Hat Tips 1
    • View Profile
Re: MD bill from debt collector
« Reply #15 on: January 02, 2016, 10:08:24 PM »
ive been through this in the past, so IME No.
of course they can ding you without your SSN.  YOU can fight it through verification/validation, but it's always better to win a fight before it even starts.

Offline Chapshnell

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2013
  • Posts: 4776
  • Total likes: 249
  • DansDeals.com Hat Tips 10
  • Gender: Male
    • View Profile
  • Location: BP
  • Programs: Delta Skypesos, AA Shilling, AS Pounds.
Re: MD bill from debt collector
« Reply #16 on: January 02, 2016, 10:09:10 PM »
of course they can ding you without your SSN.  YOU can fight it through verification/validation, but it's always better to win a fight before it even starts.

have you personally ever had such a story & it hit your CR?

Offline Joe4007

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2013
  • Posts: 3873
  • Total likes: 62
  • DansDeals.com Hat Tips 11
    • View Profile
  • Location: NY
Re: MD bill from debt collector
« Reply #17 on: January 02, 2016, 10:13:01 PM »
of course they can ding you without your SSN.  YOU can fight it through verification/validation, but it's always better to win a fight before it even starts.
So on whose CR will it land? Baby Boy isn't really a name.

Offline PillanSmye

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Aug 2015
  • Posts: 1101
  • Total likes: 68
  • DansDeals.com Hat Tips 1
    • View Profile
Re: MD bill from debt collector
« Reply #18 on: January 02, 2016, 10:17:42 PM »
I spent a lot of time on Creditboards when I was first rebuilding.  I've never had to deal with collection agencies and junk debt buyers, but the horror stories are out there  Debt collectors are scumbags. Playing ostrich with debt collectors is just going to screw you.

Offline Chapshnell

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2013
  • Posts: 4776
  • Total likes: 249
  • DansDeals.com Hat Tips 10
  • Gender: Male
    • View Profile
  • Location: BP
  • Programs: Delta Skypesos, AA Shilling, AS Pounds.
Re: MD bill from debt collector
« Reply #19 on: January 02, 2016, 11:02:47 PM »
I spent a lot of time on Creditboards when I was first rebuilding.  I've never had to deal with collection agencies and junk debt buyers, but the horror stories are out there  Debt collectors are scumbags. Playing ostrich with debt collectors is just going to screw you.

I am curious though, do you have a link or something from someone whos ssn was NOT linked/they had it & got hurt?

Online joeberg

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: May 2013
  • Posts: 695
  • Total likes: 18
  • DansDeals.com Hat Tips 1
    • View Profile
Re: MD bill from debt collector
« Reply #20 on: January 03, 2016, 01:59:24 AM »
I had my credit pulled by a debt collection agency who just had an AKA (not my legal name) and address.

Offline Chapshnell

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2013
  • Posts: 4776
  • Total likes: 249
  • DansDeals.com Hat Tips 10
  • Gender: Male
    • View Profile
  • Location: BP
  • Programs: Delta Skypesos, AA Shilling, AS Pounds.
Re: MD bill from debt collector
« Reply #21 on: January 03, 2016, 02:23:02 AM »
I had my credit pulled by a debt collection agency who just had an AKA (not my legal name) and address.

They must had your social though, no?

Online joeberg

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: May 2013
  • Posts: 695
  • Total likes: 18
  • DansDeals.com Hat Tips 1
    • View Profile
Re: MD bill from debt collector
« Reply #22 on: January 03, 2016, 02:37:08 AM »
They must had your social though, no?
No. I never gave my social, that's why I just ignored it until the pull showed up on my report.

Offline Chapshnell

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2013
  • Posts: 4776
  • Total likes: 249
  • DansDeals.com Hat Tips 10
  • Gender: Male
    • View Profile
  • Location: BP
  • Programs: Delta Skypesos, AA Shilling, AS Pounds.
Re: MD bill from debt collector
« Reply #23 on: January 03, 2016, 02:48:39 AM »
No. I never gave my social, that's why I just ignored it until the pull showed up on my report.

Interesting, thats illegal.

Offline Emkay

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2012
  • Posts: 14386
  • Total likes: 363
  • DansDeals.com Hat Tips 35
    • View Profile
  • Location: Where I ought to be
Re: MD bill from debt collector
« Reply #24 on: January 03, 2016, 03:05:36 AM »
always remember one rule about this, if they dont have your ssn they will eventually stop bothering you.
Incorrect
Interesting, thats illegal.
So is speeding

Offline Chapshnell

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2013
  • Posts: 4776
  • Total likes: 249
  • DansDeals.com Hat Tips 10
  • Gender: Male
    • View Profile
  • Location: BP
  • Programs: Delta Skypesos, AA Shilling, AS Pounds.
Re: MD bill from debt collector
« Reply #25 on: January 03, 2016, 03:17:44 AM »
IncorrectSo is speeding

IME they let it go after a while. Maybe its YMMV

Offline Joe4007

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2013
  • Posts: 3873
  • Total likes: 62
  • DansDeals.com Hat Tips 11
    • View Profile
  • Location: NY
Re: MD bill from debt collector
« Reply #26 on: January 03, 2016, 09:54:33 AM »
I had my credit pulled by a debt collection agency who just had an AKA (not my legal name) and address.
Thanks for that.

Do you mean an inquiry? Why would they do that?

Online joeberg

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: May 2013
  • Posts: 695
  • Total likes: 18
  • DansDeals.com Hat Tips 1
    • View Profile
Re: MD bill from debt collector
« Reply #27 on: January 03, 2016, 10:04:16 AM »
Thanks for that.

Do you mean an inquiry? Why would they do that?
Yes. I don't know but I think it was to get the rest of my info like legal name and social. It didn't get further because I took care of it.

Offline Joe4007

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2013
  • Posts: 3873
  • Total likes: 62
  • DansDeals.com Hat Tips 11
    • View Profile
  • Location: NY
Re: MD bill from debt collector
« Reply #28 on: January 03, 2016, 10:06:40 AM »
Yes. I don't know but I think it was to get the rest of my info like legal name and social. It didn't get further because I took care of it.
Wow, interesting.

Offline Ryan the Yid

  • Dansdeals Gold Elite
  • ***
  • Join Date: Feb 2015
  • Posts: 181
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NJ
Re: MD bill from debt collector
« Reply #29 on: February 03, 2016, 11:21:59 PM »
I recently had a sports injury, I called the Dr's office in advance to find out if they were an in network provider with my insurance company. They confirmed that they were. I went for a visit and x'rays and just received a $300 bill in the mail. Is there any way to dispute the charge? If it comes down to it I will just pay the fee because I do not want it to negatively affect my credit. I would appreciate any information anyone may have. TIA