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Grocery -Amex BCP, EDP, OBC, BCE
Gas -(in order)(Freedom or Discover at thier quarters) Citi Costco (4% CB), Citi Premier (3x TU), Amex BCP (3%), Ink(2x UR), Amex blue (2% CB)
Clothing - Freedom during dept store quarters (5x UR), buy GC where you earn more than 1x pts (example: Saks GC at Staples using Ink for 5x pts)
Tuition - VGC purchased at Staples with Ink
Office Supplies - Ink!
Restaurant - Freedom (2016 Q3), Sapphire Preferred (especially on first Friday of month! Buy gift cards from restaurants you frequent.)
Airlines, Travel - (in order)"Amex platinum if booked directly with the airline or through amextravel.com (5x MR) Amex PRG (3x MR), Chase Sapphire Reserve (3x UR), Prestige or Premier (3x TU), Sapphire Pref (2x UR)
Hotel - Ink or Sap p (2x UR), Prestige (5× TY) or Premier (3x TY)
Rental Car / CWD - CSP
Anything needing warranty - Amex SPG
International purchases - Any card that doesn't charge forex fee (some data on Visa vs MC vs AMEX)
Penny purchases - citi rewards+
Entertainment (Movies, Broadway shows, Concerts etc)- Citi Prestige or Premier or Forward (2x TU)
Phone,cellphone,internet - Ink (5x)
« Last edited by qooldude on June 24, 2022, 12:31:18 PM »

Author Topic: Which is the best card to use? *Master Thread*  (Read 183905 times)

Offline stbaum

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Re: Which is the best card to use? *Master Thread*
« Reply #280 on: October 09, 2015, 10:59:25 AM »
Wouldn't Sapphire be your best all around option?

not if i am trying to build points on my Amex. no? am i underestimating SP?
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Offline Marco Polo

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Re: Which is the best card to use? *Master Thread*
« Reply #281 on: October 09, 2015, 11:00:43 AM »
If staying at an SPG location, pay with that. Otherwise, i think you get the best overall value using Sapphire.
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Offline stbaum

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Re: Which is the best card to use? *Master Thread*
« Reply #282 on: October 09, 2015, 11:03:12 AM »
If staying at an SPG location, pay with that. Otherwise, i think you get the best overall value using Sapphire.

thank you very much. in that case, you think it pays to get a package? different thread? pm? :)
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Offline Marco Polo

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Re: Which is the best card to use? *Master Thread*
« Reply #283 on: October 09, 2015, 11:34:21 AM »
thank you very much. in that case, you think it pays to get a package? different thread? pm? :)
I don't necessarily think you need to do that. Price out your options and see which comes out cheaper.
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Offline stbaum

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Re: Which is the best card to use? *Master Thread*
« Reply #284 on: October 09, 2015, 11:34:53 AM »
I don't necessarily think you need to do that. Price out your options and see which comes out cheaper.

thank you
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Offline Boruch999

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Re: Which is the best card to use? *Master Thread*
« Reply #285 on: April 14, 2016, 07:52:46 AM »
I live in Israel and generally spend on the Arrival +.  When I fly, it's with 6 ppl in economy so I aim for cash revenue from my points.  I am going to be in the US for a bit and was wondering if my Amex Everyday is better for general spend when I'm there. 

Other than those two I have:

TY Premier
Amex PRG
Amex SPG
Freedom (no Saphire)
AA citi and barclays.

Offline eve

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Re: Which is the best card to use? *Master Thread*
« Reply #286 on: April 14, 2016, 11:12:15 AM »
Do all Amex cards give an additional year warranty on computer purchases or a specific one?

Offline Shauly101

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Re: Which is the best card to use? *Master Thread*
« Reply #287 on: April 14, 2016, 05:48:34 PM »
I live in Israel and generally spend on the Arrival +.  When I fly, it's with 6 ppl in economy so I aim for cash revenue from my points.  I am going to be in the US for a bit and was wondering if my Amex Everyday is better for general spend when I'm there. 

Other than those two I have:

TY Premier
Amex PRG
Amex SPG
Freedom (no Saphire)
AA citi and barclays.

other then the purchases you earn X2/3/5 use the Everyday if you pass 20 purchases in your cycle, if you wont have that maybe get yourself the Freedom Unlimited which is 1.5UR for each $1

Offline Luvtotravel

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Re: Which is the best card to use? *Master Thread*
« Reply #288 on: April 14, 2016, 09:29:37 PM »
for an aa cash flight, citi aa or prg?
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Offline Sammy82

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Re: Which is the best card to use? *Master Thread*
« Reply #289 on: May 01, 2016, 07:33:04 PM »
I spend about $20,000+ on tech from Costco annually. I always bought on my SPG AMEX cards for the benefits (specifically the buyer protection and third year warranty). Starting 6/21/16 Costco won't take AMEX anymore, only visa. I currently don't own a  Visa card. Any advice on which personal and business Visa cards I should get that will give me the comparable/best benefits? Tia

Offline noturbizniss

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Re: Which is the best card to use? *Master Thread*
« Reply #290 on: May 02, 2016, 01:14:04 AM »
I spend about $20,000+ on tech from Costco annually. I always bought on my SPG AMEX cards for the benefits (specifically the buyer protection and third year warranty). Starting 6/21/16 Costco won't take AMEX anymore, only visa. I currently don't own a  Visa card. Any advice on which personal and business Visa cards I should get that will give me the comparable/best benefits? Tia
I don't have any experience but I've heard poor talk about the non amex warranty and protections.
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Offline LoLo

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Re: Which is the best card to use? *Master Thread*
« Reply #291 on: May 02, 2016, 02:34:52 AM »
I don't have any experience but I've heard poor talk about the non amex warranty and protections.
Maybe the new citi protection benefits provider will turn out to be a worthy competitor.

Offline stbaum

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Re: Which is the best card to use? *Master Thread*
« Reply #292 on: May 09, 2016, 03:42:10 PM »
what card to use for Optimum (cablevision)? my options are CSP, Freedom, BA, SPG, or Delta. i'm leaning toward SPG simply because it's my default. any better options? (i'm not signing up now for any INKs)
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Offline mochjas

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Re: Which is the best card to use? *Master Thread*
« Reply #293 on: May 09, 2016, 03:47:08 PM »
Ezpass?

Offline noturbizniss

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Re: Which is the best card to use? *Master Thread*
« Reply #294 on: May 09, 2016, 04:51:43 PM »
what card to use for Optimum (cablevision)? my options are CSP, Freedom, BA, SPG, or Delta. i'm leaning toward SPG simply because it's my default. any better options? (i'm not signing up now for any INKs)
Use spg with the amex offer

Ezpass?
I don't think it's categorized as travel so it all depends what you value the most.
Another consideration is to use a card that yiu won't close. I used a chaining card, closed the card and missed the email from ezpass that my payment didn't process. Next time I went through a toll the mta cop confiscated my ezpass.
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Offline yitzyul

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Re: Which is the best card to use? *Master Thread*
« Reply #295 on: May 09, 2016, 04:57:20 PM »
I don't think it's categorized as travel so it all depends what you value the most.

-1
CSP does count it as travel and I get double points!

Offline noturbizniss

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Re: Which is the best card to use? *Master Thread*
« Reply #296 on: May 09, 2016, 04:59:19 PM »
-1
CSP does count it as travel and I get double points!
There ya go. I stand corrected!
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Offline mochjas

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Re: Which is the best card to use? *Master Thread*
« Reply #297 on: May 09, 2016, 05:01:07 PM »
There ya go. I stand corrected!
meant to write other than csp or thank you premier as I don't have either

Offline David R

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Re: Which is the best card to use? *Master Thread*
« Reply #298 on: May 29, 2016, 09:39:11 AM »
meant to write other than csp or thank you premier as I don't have either
If you post what you do have, you might get a more helpful answer.

Offline samtam

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Re: Which is the best card to use? *Master Thread*
« Reply #299 on: May 30, 2016, 07:36:47 PM »
is the wiki still accurate now that there is the amex everyday preferred?