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Grocery -Amex BCP, EDP, OBC, BCE
Gas -(in order)(Freedom or Discover at thier quarters) Citi Costco (4% CB), Citi Premier (3x TU), Amex BCP (3%), Ink(2x UR), Amex blue (2% CB)
Clothing - Freedom during dept store quarters (5x UR), buy GC where you earn more than 1x pts (example: Saks GC at Staples using Ink for 5x pts)
Tuition - VGC purchased at Staples with Ink
Office Supplies - Ink!
Restaurant - Freedom (2016 Q3), Sapphire Preferred (especially on first Friday of month! Buy gift cards from restaurants you frequent.)
Airlines, Travel - (in order)"Amex platinum if booked directly with the airline or through amextravel.com (5x MR) Amex PRG (3x MR), Chase Sapphire Reserve (3x UR), Prestige or Premier (3x TU), Sapphire Pref (2x UR)
Hotel - Ink or Sap p (2x UR), Prestige (5× TY) or Premier (3x TY)
Rental Car / CWD - CSP
Anything needing warranty - Amex SPG
International purchases - Any card that doesn't charge forex fee (some data on Visa vs MC vs AMEX)
Penny purchases - citi rewards+
Entertainment (Movies, Broadway shows, Concerts etc)- Citi Prestige or Premier or Forward (2x TU)
Phone,cellphone,internet - Ink (5x)
« Last edited by qooldude on June 24, 2022, 12:31:18 PM »

Author Topic: Which is the best card to use? *Master Thread*  (Read 183849 times)

Offline Mordeyj

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Re: Which is the best card to use? *Master Thread*
« Reply #320 on: August 17, 2016, 05:00:30 PM »
Anybody know the best card for charging electric/garbage removal bills (waste management Houston) it's about 15-20k a month. Thanks.  (Would ink give 5x?)

Offline yitzyul

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Re: Which is the best card to use? *Master Thread*
« Reply #321 on: August 17, 2016, 05:49:34 PM »
Going to buy a refrigerator online (Ajmadison)

I will probably buy some sort of 5 yr. warranty

Hoping the price will go down over Labor Day weekend sales.

Should I still go with Amex for 2nd year warranty or use Discover for price protection (does price protection work on appliances?
Not sure if you live in NYC tristate area, but if you do try Town (in Lakewood) before you purchase. Have found them to be allot cheaper then AJ every time.

Offline bubkiz

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Re: Which is the best card to use? *Master Thread*
« Reply #322 on: August 17, 2016, 05:50:47 PM »
Towne was $5 cheaper but would not ship to Ohio.


Offline yitzyul

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Re: Which is the best card to use? *Master Thread*
« Reply #323 on: August 17, 2016, 05:53:56 PM »
Towne was $5 cheaper but would not ship to Ohio.

Gotchya!

Offline rileywiles23

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Re: Which is the best card to use? *Master Thread*
« Reply #324 on: October 31, 2016, 09:41:31 AM »
Buying Hilton points. If I don't have a Hilton cc, what's the best cc to use ?
Life is as good as you make it...

Offline mochjas

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Re: Which is the best card to use? *Master Thread*
« Reply #325 on: October 31, 2016, 09:42:46 AM »
What's the best to use for a ticketmaster purchase?

Offline Aerial Dag

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Re: Which is the best card to use? *Master Thread*
« Reply #326 on: October 31, 2016, 09:45:18 AM »
What's the best to use for a ticketmaster purchase?

Citi prestige or premier gives 2x TY

Offline username

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Re: Which is the best card to use? *Master Thread*
« Reply #327 on: October 31, 2016, 09:55:58 AM »
Towne was $5 cheaper but would not ship to Ohio.


They did for me, a washer. Probably depends on the appliance/supplier. Saved alot on the taxes.
^^^

Offline Luvtotravel

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Re: Which is the best card to use? *Master Thread*
« Reply #328 on: November 22, 2016, 12:32:33 PM »
which card would be best to use for a cruise?
Don't wait for the perfect moment; take the moment and make it perfect.

Offline mochjas

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Re: Which is the best card to use? *Master Thread*
« Reply #329 on: November 22, 2016, 12:49:56 PM »
which card would be best to use for a cruise?
sapphire reserve

Offline Luvtotravel

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Re: Which is the best card to use? *Master Thread*
« Reply #330 on: November 22, 2016, 05:48:27 PM »
sapphire reserve
thought so but then I saw the plat has cruise benefits and gives 2x. not sure which to go with
Don't wait for the perfect moment; take the moment and make it perfect.

Offline srap

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Re: Which is the best card to use? *Master Thread*
« Reply #331 on: November 24, 2016, 01:10:12 PM »
Which is best for Amazon purchases this quarter?

1.  DiscoverIt 5%
2.  ?

and Target purchases? 

1.  Some Amex cards have an offer of 2x points for Target.
2.  ?
« Last Edit: November 24, 2016, 03:41:39 PM by srap »

Offline rileywiles23

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Re: Which is the best card to use? *Master Thread*
« Reply #332 on: November 26, 2016, 10:40:05 PM »
Which is best for Amazon purchases this quarter?

1.  DiscoverIt 5%
2.  ?

and Target purchases? 

1.  Some Amex cards have an offer of 2x points for Target.
2.  ?
Amex has 3X per dollar at Amazon.
Life is as good as you make it...

Offline David R

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Re: Which is the best card to use? *Master Thread*
« Reply #333 on: December 04, 2016, 04:25:03 PM »
Which is best for Amazon purchases this quarter?

1.  DiscoverIt 5%
2.  ?

and Target purchases? 

1.  Some Amex cards have an offer of 2x points for Target.
2.  ?
For Amazon, 5x points if you buy gift cards at office supply store with Ink, or you can get 20% or more back if you buy gift cards at a store with an Amex offer.

Sorry I have not said which card is best when purchasing directly with credit card.

For Target, use REDcard for 5% off.

Offline srap

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Re: Which is the best card to use? *Master Thread*
« Reply #334 on: December 04, 2016, 08:46:10 PM »
For Amazon, 5x points if you buy gift cards at office supply store with Ink, or you can get 20% or more back if you buy gift cards at a store with an Amex offer.

Sorry I have not said which card is best when purchasing directly with credit card.

For Target, use REDcard for 5% off.
I didn't see the forest through the trees.  Of course!!

Offline srap

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Re: Which is the best card to use? *Master Thread*
« Reply #335 on: December 04, 2016, 08:47:45 PM »
Amex has 3X per dollar at Amazon.
Is that automatic or I need to link them?

For Amazon, 5x points if you buy gift cards at office supply store with Ink, or you can get 20% or more back if you buy gift cards at a store with an Amex offer.

Sorry I have not said which card is best when purchasing directly with credit card.

For Target, use REDcard for 5% off.
I didn't see the forest through the trees.  Of course!!
 

Offline rileywiles23

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Re: Which is the best card to use? *Master Thread*
« Reply #336 on: December 05, 2016, 01:12:20 AM »


Is that automatic or I need to link them?
 I didn't see the forest through the trees.  Of course!!
Check the Amex offers and save it to a card.
Life is as good as you make it...

Offline David R

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Re: Which is the best card to use? *Master Thread*
« Reply #337 on: December 05, 2016, 01:43:29 AM »
and Target purchases? 
And of course there is this, for a little more than another hour from now.

Offline Galitzyaner

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Re: Which is the best card to use? *Master Thread*
« Reply #338 on: December 11, 2016, 04:42:36 PM »
I want to buy a laptop and debating which CC to use.
I'd love to enjoy an extended warranty like Amex offers on many of their cards, however all my high end Amex cards that offer this benefit all have annual fees .
and therefore won't be in my wallet in a year from now (at least the same account ;) ).  Same goes for any Chase cards that offer this benefit and have an AF like the SR.
(I don't pay AFs, unless there's a worthy signup bonus, never had luck with retentions..)

So considering the above, what are my options?
 -Any suggested cards to use still?
 -Any other service I should use?
 -Any cards that if ever necessary I can potentially file a claim with even though the card was already canceled?

TIA!

Offline David R

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Re: Which is the best card to use? *Master Thread*
« Reply #339 on: December 11, 2016, 11:08:37 PM »
I want to buy a laptop and debating which CC to use.
I'd love to enjoy an extended warranty like Amex offers on many of their cards, however all my high end Amex cards that offer this benefit all have annual fees .
and therefore won't be in my wallet in a year from now (at least the same account ;) ).  Same goes for any Chase cards that offer this benefit and have an AF like the SR.
(I don't pay AFs, unless there's a worthy signup bonus, never had luck with retentions..)

So considering the above, what are my options?
 -Any suggested cards to use still?
 -Any other service I should use?
 -Any cards that if ever necessary I can potentially file a claim with even though the card was already canceled?

TIA!
Most fee free cards also have extended warranty, but maybe not as good as Amex. Also, look into which of your Amex cards could be downgraded to a fee free option, so you could keep the same account open.