Author Topic: Which is the best card to use? Master Thread (Read 183190 times)

theyankel · « **Reply #440 on:** February 25, 2018, 10:23:43 PM »

what is best card to use for $11.20 taxes on 2 aa award tickets (flight delays, etc... no luggage)?
i have
sapphire (not preferred or reserve - no annual fee downgrade )
all aa co branded
spg
barclay arrival
bank america travel rewards...
TY premeir and preferred

monsey yid · « **Reply #441 on:** May 07, 2018, 01:48:35 PM »

I have a $15,000 insurance bill to pay which credit card will be the best to use?

Z56 · « **Reply #442 on:** May 07, 2018, 02:14:06 PM »

Quote from: monsey yid on May 07, 2018, 01:48:35 PM

I have a $15,000 insurance bill to pay which credit card will be the best to use?

what cards do you have?

monsey yid · « **Reply #443 on:** May 07, 2018, 02:18:49 PM »

Quote from: Z56 on May 07, 2018, 02:14:06 PM

what cards do you have?

I Have all major cc my question is not which card is getting the most cash back/points/miles Im asking if there is a card who is giving more points on INSURANCE on this specific category
thanks

Z56 · « **Reply #444 on:** May 07, 2018, 02:24:26 PM »

Quote from: monsey yid on May 07, 2018, 02:18:49 PM

I Have all major cc my question is not which card is getting the most cash back/points/miles Im asking if there is a card who is giving more points on INSURANCE on this specific category
thanks

no card that gives more for insurance.

so whats your questions?

monsey yid · « **Reply #445 on:** May 07, 2018, 02:27:09 PM »

Quote from: Z56 on May 07, 2018, 02:24:26 PM

no card that that gives more for insurance.

so whats your questions?

then you answer my question (i tried my luck im not so familiar)

farmbochur · « **Reply #446 on:** May 11, 2018, 09:40:56 AM »

Best card to use for dining in Canada and Israel?
Does CSR give 3x UR outside USA?

ETA confirmed that it does earn 3x via chat

as2 · « **Reply #447 on:** May 11, 2018, 05:26:52 PM »

Quote from: farmbochur on May 11, 2018, 09:40:56 AM

Best card to use for dining in Canada and Israel?
Does CSR give 3x UR outside USA?

ETA confirmed that it does earn 3x via chat

Can confirm that I got 3x in Israel. FYI not all restaurants coded as such.

lindnuck · « **Reply #448 on:** June 12, 2018, 06:44:49 PM »

Please help me figure out how to pay for (and maximize the return on) the following expense?

I’ve agreed to be the team manager for my recreational sports team. Upcoming team dues are going to be close to $8,000.

Cards I’m considering using include: Ink Plus, Ink Business Preferred, FU, SPG Biz Amex. I also have the CSR and Amex Platinum.

I’m currently about $4,500 short of the minimum spend for the IBP.

Option 1: $4.5k on the IBP to max out the spend. 12 $300 Visa gift cards on IP through the portal for 7x points. Would receive: 30,452 UR (not including the 80k sign up bonus) and net cost of $107.40 ($0.04/UR).

Option 2: 27 $300 Visa gift cards on IP through the portal for 7x points. Would receive: 57,692 UR and a net cost of $241.65 ($0.04/UR).

Option 3: $4.5k on the IBP to max out the spend. $3.5k on the FU. 9.75k UR (not including the 80k sign up bonus) and no net cost.

Option 4: $4.5k on the IBP to max out the spend. $3.5k on the SPG. 4.5k UR (not including the 80k sign up bonus) and 7k SPG for no net cost.

Option 5: $5k on the AP and $3k on the IBP. Would receive: 7.5k MR and 3k UR but would get me most of the way there on my minimum spend for the IBP.

Option 2 is obviously the biggest amount of points but I’m worried about Chase flagging me and it causing problems with my account. I would space out the card purchases (Staples only allows $2k per day), but still. Option 1 is a little less risky and gets me my signup bonus immediately. The other options don’t seem as attractive but I wanted to make sure I wasn’t missing something.

Thoughts?

dovil · « **Reply #449 on:** June 12, 2018, 06:49:57 PM »

you got some good options im just learning but @as2 should be able to give some good advice

yitzyul · « **Reply #450 on:** June 12, 2018, 06:57:26 PM »

Spg B4 devaluation or Amex Business plus for regular purchases?

davidrotts63 · « **Reply #451 on:** June 12, 2018, 07:01:34 PM »

If you max out 50k for August, then use SPG till then

lindnuck · « **Reply #452 on:** June 18, 2018, 04:41:29 PM »

Please forgive the bump, I'm not sure anyone saw this as an unrelated reply took the thread quickly to a new page.

Quote from: lindnuck on June 12, 2018, 06:44:49 PM

Please help me figure out how to pay for (and maximize the return on) the following expense?

I’ve agreed to be the team manager for my recreational sports team. Upcoming team dues are going to be close to $8,000.

Cards I’m considering using include: Ink Plus, Ink Business Preferred, FU, SPG Biz Amex. I also have the CSR and Amex Platinum.

I’m currently about $4,500 short of the minimum spend for the IBP.

Option 1: $4.5k on the IBP to max out the spend. 12 $300 Visa gift cards on IP through the portal for 7x points. Would receive: 30,452 UR (not including the 80k sign up bonus) and net cost of $107.40 ($0.04/UR).

Option 2: 27 $300 Visa gift cards on IP through the portal for 7x points. Would receive: 57,692 UR and a net cost of $241.65 ($0.04/UR).

Option 3: $4.5k on the IBP to max out the spend. $3.5k on the FU. 9.75k UR (not including the 80k sign up bonus) and no net cost.

Option 4: $4.5k on the IBP to max out the spend. $3.5k on the SPG. 4.5k UR (not including the 80k sign up bonus) and 7k SPG for no net cost.

Option 5: $5k on the AP and $3k on the IBP. Would receive: 7.5k MR and 3k UR but would get me most of the way there on my minimum spend for the IBP.

Option 2 is obviously the biggest amount of points but I’m worried about Chase flagging me and it causing problems with my account. I would space out the card purchases (Staples only allows $2k per day), but still. Option 1 is a little less risky and gets me my signup bonus immediately. The other options don’t seem as attractive but I wanted to make sure I wasn’t missing something.

Thoughts?

BCL · « **Reply #453 on:** July 01, 2018, 09:13:55 PM »

Spend 250k on travel annually, plus hotels and restaurants. Travel is booked directly through airline. Status with AA.
What is the best card to get?

davidrotts63 · « **Reply #454 on:** July 01, 2018, 09:16:33 PM »

Quote from: BCL on July 01, 2018, 09:13:55 PM

Spend 250k on travel annually, plus hotels and restaurants. Travel is booked directly through airline. Status with AA.
What is the best card to get?

Personal Platinum for 5x on airfare booked directly with the airline.

as2 · « **Reply #455 on:** July 01, 2018, 09:50:12 PM »

Quote from: BCL on July 01, 2018, 09:13:55 PM

Spend 250k on travel annually, plus hotels and restaurants. Travel is booked directly through airline. Status with AA.
What is the best card to get?

Quote from: davidrotts63 on July 01, 2018, 09:16:33 PM

Personal Platinum for 5x on airfare booked directly with the airline.

Depending on how the travel/restaurants/hotels are broken down, and what you do with your points, I'd consider the CSR for 3x in all 3 of those categories.

yitzyul · « **Reply #456 on:** July 02, 2018, 12:12:09 PM »

Helping osmose applying for credit cards (has established good credit).
What should I do first and which 2 BM's?
Im assuming to do chase first? and should it be chase business or personal first?
Was going to do chase ink? and which others?

TY

TimT · « **Reply #457 on:** July 02, 2018, 12:20:23 PM »

What’s his cc profile (& how recent) look like ?

yitzyul · « **Reply #458 on:** July 02, 2018, 12:24:18 PM »

Quote from: TimT on July 02, 2018, 12:20:23 PM

What’s his cc profile (& how recent) look like ?

Long time credit, has maybe a chase freedom and SPG reg. Has maybe 1 application in the last 2 years. Hasn't really been in the points game.
Thank You

TimT · « **Reply #459 on:** July 02, 2018, 12:34:17 PM »

So hit the chase cards first.

Topic Wiki

Author Topic: Which is the best card to use? *Master Thread* (Read 183190 times)

Author Topic: Which is the best card to use? Master Thread (Read 183190 times)