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Grocery -Amex BCP, EDP, OBC, BCE
Gas -(in order)(Freedom or Discover at thier quarters) Citi Costco (4% CB), Citi Premier (3x TU), Amex BCP (3%), Ink(2x UR), Amex blue (2% CB)
Clothing - Freedom during dept store quarters (5x UR), buy GC where you earn more than 1x pts (example: Saks GC at Staples using Ink for 5x pts)
Tuition - VGC purchased at Staples with Ink
Office Supplies - Ink!
Restaurant - Freedom (2016 Q3), Sapphire Preferred (especially on first Friday of month! Buy gift cards from restaurants you frequent.)
Airlines, Travel - (in order)"Amex platinum if booked directly with the airline or through amextravel.com (5x MR) Amex PRG (3x MR), Chase Sapphire Reserve (3x UR), Prestige or Premier (3x TU), Sapphire Pref (2x UR)
Hotel - Ink or Sap p (2x UR), Prestige (5× TY) or Premier (3x TY)
Rental Car / CWD - CSP
Anything needing warranty - Amex SPG
International purchases - Any card that doesn't charge forex fee (some data on Visa vs MC vs AMEX)
Penny purchases - citi rewards+
Entertainment (Movies, Broadway shows, Concerts etc)- Citi Prestige or Premier or Forward (2x TU)
Phone,cellphone,internet - Ink (5x)
« Last edited by qooldude on June 24, 2022, 12:31:18 PM »

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Author Topic: Which is the best card to use? *Master Thread*  (Read 183883 times)

Offline S209

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Re: Which is the best card to use? *Master Thread*
« Reply #620 on: September 15, 2023, 02:00:36 PM »
Quote from: stmark on September 14, 2023, 08:25:26 AM
I have a 20k business expense (on a 30+ year old business with an EIN) that the vendor will take credit card at no additional fee. I will be paying the balance in full when its due. is it worth opening a new business card if so which? I have the following:
3 inks- cash, unlimited, preferred
1- amex biz plat

I have to apply for a mortgage in the next year probably (assuming rates drop a little) so I dont want to ding my score.  is it worth doing 2 cards or 1 card or spend on my existing card.
TIA!
Rates probably aren’t dropping so go for a new card or three.
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Offline lcm

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Re: Which is the best card to use? *Master Thread*
« Reply #621 on: February 29, 2024, 09:22:38 PM »
Finally have an app for this:
https://collive.com/new-shopup-app-offers-savings-and-rewards-for-shopping/

Basically a map based app, where you add which cards you have, then based on the store, it will pull up how many points you'll earn on spending at that store etc.

You can also choose to follow sales from stores.

Direct link (from article) for @ExGingi:
iPhone: https://bit.ly/shopup-ios
Android: https://bit.ly/shopup-android

DM for referral code for whatever it's worth.
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Offline Euclid

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Re: Which is the best card to use? *Master Thread*
« Reply #622 on: March 01, 2024, 02:14:52 AM »
Quote from: lcm on February 29, 2024, 09:22:38 PM
Finally have an app for this:
https://collive.com/new-shopup-app-offers-savings-and-rewards-for-shopping/

Basically a map based app, where you add which cards you have, then based on the store, it will pull up how many points you'll earn on spending at that store etc.

You can also choose to follow sales from stores.

Direct link (from article) for @ExGingi:
iPhone: https://bit.ly/shopup-ios
Android: https://bit.ly/shopup-android

DM for referral code for whatever it's worth.
sounds like Cardpointers
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Offline shmoe joe

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Re: Which is the best card to use? *Master Thread*
« Reply #623 on: March 01, 2024, 08:15:28 AM »
I shop big money in bingo which card is good to use year round in there ? Not one that has changing categories
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Offline yochai

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Re: Which is the best card to use? *Master Thread*
« Reply #624 on: March 01, 2024, 10:34:16 AM »
Quote from: shmoe joe on March 01, 2024, 08:15:28 AM
I shop big money in bingo which card is good to use year round in there ? Not one that has changing categories
Probably Amex Blue Business plus. Assuming you don’t want to use Visa or MC GCs purchased from Staples on an Ink cash.
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Offline Euclid

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Re: Which is the best card to use? *Master Thread*
« Reply #625 on: March 01, 2024, 01:33:25 PM »
Quote from: yochai on March 01, 2024, 10:34:16 AM
Probably Amex Blue Business plus. Assuming you don’t want to use Visa or MC GCs purchased from Staples on an Ink cash.
Dunno what "big money" is, but BBP is 2x up to $50k
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Offline Spoon

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Re: Which is the best card to use? *Master Thread*
« Reply #626 on: March 01, 2024, 01:51:55 PM »
Quote from: shmoe joe on March 01, 2024, 08:15:28 AM
I shop big money in bingo which card is good to use year round in there ? Not one that has changing categories


Plenty of 2x/2% options or 2.625% with BOA preferred rewards
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