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Grocery -Amex BCP, EDP, OBC, BCE
Gas -(in order)(Freedom or Discover at thier quarters) Citi Costco (4% CB), Citi Premier (3x TU), Ink(2x UR), Amex gold (2x MR), Amex blue (2% CB)
Clothing - Freedom during dept store quarters (5x UR), buy GC where you earn more than 1x pts (example: Saks GC at Staples using Ink for 5x pts)
Tuition - VGC purchased at Staples with Ink
Office Supplies - Ink!
Restaurant - Freedom (2016 Q3), Sapphire Preferred (especially on first Friday of month! Buy gift cards from restaurants you frequent.)
Airlines, Travel - (in order)"Amex platinum if booked directly with the airline or through amextravel.com (5x MR) Amex PRG (3x MR), Chase Sapphire Reserve (3x UR), Prestige or Premier (3x TU), Sapphire Pref (2x UR)
Hotel - Ink or Sap p (2x UR), Prestige or Premier (3x TU)
Rental Car / CWD - CSP
Anything needing warranty - Amex SPG
International purchases - Any card that doesn't charge forex fee (some data on Visa vs MC vs AMEX)
Penny purchases - Chase Freedom ONLY if your grandfathered to the OLD Freedom, otherwise makes no difference.
Entertainment (Movies, Broadway shows, Concerts etc)- Citi Prestige or Premier or Forward (2x TU)
Phone,cellphone,internet - Ink (5x)
« Last edited by yandmk on January 04, 2018, 07:41:28 AM »

Author Topic: Which is the best card to use? *Master Thread*  (Read 81998 times)

Offline SearchGuy

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Re: Which is the best card to use? *Master Thread*
« Reply #75 on: August 19, 2013, 04:07:32 PM »
On an international United flight which is the best to use?

UMPE
SPG
SP
International meaning FOREX?
SP vs. UMPE is for sure SP better as you can transfer to UA
SPG doesn't give X2.
Why not PRG? (X3 rewards)

Offline lfas25

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Re: Which is the best card to use? *Master Thread*
« Reply #76 on: August 19, 2013, 04:15:43 PM »
International meaning FOREX?
SP vs. UMPE is for sure SP better as you can transfer to UA
SPG doesn't give X2.
Why not PRG? (X3 rewards)

International = flight from EWR to FRA

PRG - is not an option as I don't have one!
Does UMPE give more (free) luggage?
I only paid 15% by switching to dansdeals

Offline SearchGuy

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Re: Which is the best card to use? *Master Thread*
« Reply #77 on: August 19, 2013, 04:24:52 PM »
International = flight from EWR to FRA

PRG - is not an option as I don't have one!
Does UMPE give more (free) luggage?
1st luggage is anyways free on intl.

Offline lfas25

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Re: Which is the best card to use? *Master Thread*
« Reply #78 on: August 19, 2013, 04:35:42 PM »
1st luggage is anyways free on intl.

I guess SP it is then.
Thx
I only paid 15% by switching to dansdeals

Offline DovtheBear

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Re: Which is the best card to use? *Master Thread*
« Reply #79 on: August 28, 2013, 09:35:10 PM »
Can anyone give me a rundown of cards that have 0% interest for first 12/16/18 months and offer a large CL?
"להסתובב זה לא אומר להיות חופשי"

Offline george

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Re: Which is the best card to use? *Master Thread*
« Reply #80 on: August 28, 2013, 10:52:58 PM »
Chase Freedom, Barclaycard Arrival, Discover It, Chase Slate

Offline DovtheBear

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Re: Which is the best card to use? *Master Thread*
« Reply #81 on: August 28, 2013, 11:20:52 PM »
Chase Freedom, Barclaycard Arrival, Discover It, Chase Slate
Can you give some more details so I don't have to go digging around?
Thanks
"להסתובב זה לא אומר להיות חופשי"

Offline george

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Re: Which is the best card to use? *Master Thread*
« Reply #82 on: August 28, 2013, 11:23:52 PM »
Can you give some more details so I don't have to go digging around?
Thanks
Not sure what info you want. Click on Dan's links for each app and you'll see the offers.

Offline DovtheBear

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Re: Which is the best card to use? *Master Thread*
« Reply #83 on: September 01, 2013, 02:52:53 PM »
If I can't get the AF waived for the United Club card, what would be the next choice to pay (large) tuition with?
"להסתובב זה לא אומר להיות חופשי"

Offline Yeki89

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Re: Which is the best card to use? *Master Thread*
« Reply #84 on: September 01, 2013, 02:57:21 PM »
Can anyone give me a rundown of cards that have 0% interest for first 12/16/18 months and offer a large CL?
Slate
Transfer from other chase cards

Offline DovtheBear

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Re: Which is the best card to use? *Master Thread*
« Reply #85 on: September 01, 2013, 02:59:25 PM »
Slate
Transfer from other chase cards
Thanks.
I need like 9 more.  :)
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Offline DovtheBear

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Re: Which is the best card to use? *Master Thread*
« Reply #86 on: September 11, 2013, 12:33:35 AM »
I want to get a card to spend about $30,000 a year on.
These will be my primary points.
Suggestions?
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Offline ayman

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Re: Which is the best card to use? *Master Thread*
« Reply #87 on: September 11, 2013, 01:29:19 AM »
Is the SP better for restaurants than the Citi Forward? (5 ppd)

Offline george

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Re: Which is the best card to use? *Master Thread*
« Reply #88 on: September 11, 2013, 01:44:46 AM »
I want to get a card to spend about $30,000 a year on.
These will be my primary points.
Suggestions?
It really depends on what categories the $30,000 of spending are in.
And, of course, it depends on whether you plan to use points to redeem for travel or to sell, and if to redeem for travel, what kind of travel, etc.
So this is not one size fits all.
Also, if you plan on churning throughout the year, you will probably put most of your spending on whatever card you recently applied for and need to meet spend on. That's what most folks around here end up doing, so you're question never becomes nogeyah  :)
If you want to sell your points, and your spending is not in any category that gives extra ppd on Ink, Freedom, PRG, etc., then I would say put your spending on SPG - the points are the most valuable. But it may very well be the wrong choice based on spending categories...

Offline ckmk47

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Re: Which is the best card to use? *Master Thread*
« Reply #89 on: September 11, 2013, 02:13:14 AM »
I want to get a card to spend about $30,000 a year on.
These will be my primary points.
Suggestions?
The united card gives a 10K bonus for spending 25K in one year.  So if all your tuition can be paid in one calendar year, you get 35K point for spending 25K