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Grocery -Amex BCP, EDP, OBC, BCE
Gas -(in order)(Freedom or Discover at thier quarters) Citi Costco (4% CB), Citi Premier (3x TU), Ink(2x UR), Amex gold (2x MR), Amex blue (2% CB)
Clothing - Freedom during dept store quarters (5x UR), buy GC where you earn more than 1x pts (example: Saks GC at Staples using Ink for 5x pts)
Tuition - VGC purchased at Staples with Ink
Office Supplies - Ink!
Restaurant - Freedom (2016 Q3), Sapphire Preferred (especially on first Friday of month! Buy gift cards from restaurants you frequent.)
Airlines, Travel - (in order)"Amex platinum if booked directly with the airline or through amextravel.com (5x MR) Amex PRG (3x MR), Chase Sapphire Reserve (3x UR), Prestige or Premier (3x TU), Sapphire Pref (2x UR)
Hotel - Ink or Sap p (2x UR), Prestige or Premier (3x TU)
Rental Car / CWD - CSP
Anything needing warranty - Amex SPG
International purchases - Any card that doesn't charge forex fee (some data on Visa vs MC vs AMEX)
Penny purchases - Chase Freedom ONLY if your grandfathered to the OLD Freedom, otherwise makes no difference.
Entertainment (Movies, Broadway shows, Concerts etc)- Citi Prestige or Premier or Forward (2x TU)
Phone,cellphone,internet - Ink (5x)
« Last edited by yandmk on January 04, 2018, 07:41:28 AM »

Author Topic: Which is the best card to use? *Master Thread*  (Read 81993 times)

Offline cozmohoot

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Re: Which is the best card to use? *Master Thread*
« Reply #90 on: September 23, 2013, 12:42:57 PM »
amex spg over amex plat for a washing machine?

Offline ckmk47

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Re: Which is the best card to use? *Master Thread*
« Reply #91 on: September 23, 2013, 06:06:49 PM »
amex spg over amex plat for a washing machine?
starwoods are worth more than MR, so yea.
Both have the amex protections.

Offline cozmohoot

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Re: Which is the best card to use? *Master Thread*
« Reply #92 on: September 23, 2013, 09:23:56 PM »
starwoods are worth more than MR, so yea.
Both have the amex protections.
thanks. In this case it's the protection I want. Points are secondary.

Offline Ergel

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Re: Which is the best card to use? *Master Thread*
« Reply #93 on: September 23, 2013, 11:14:43 PM »
amex spg over amex plat for a washing machine?
I believe return protection is $500 on plat as opposed to $300 on spg, although I'm not certain
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Offline Dan

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Re: Which is the best card to use? *Master Thread*
« Reply #94 on: September 23, 2013, 11:22:10 PM »
-1
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline David1234

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Basic credit card mileage question
« Reply #95 on: October 06, 2013, 01:06:09 PM »
Hi. I'm new to the forums, but am always on this site for good deals.
I plan on doing home construction, approx $100,000 worth. Right now i have american express starwood and has visa. Which card would be best to put this $ on?  Where would i maximize the most miles?  Btw, i have good credit and am open to another card if thats best.

Thank you so much

Offline sky121

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Re: Basic credit card mileage question
« Reply #96 on: October 06, 2013, 01:08:48 PM »
Hi. I'm new to the forums, but am always on this site for good deals.
I plan on doing home construction, approx $100,000 worth. Right now i have american express starwood and has visa. Which card would be best to put this $ on?  Where would i maximize the most miles?  Btw, i have good credit and am open to another card if thats best.

Thank you so much

Between those 2 choices the Starwood card.
Actually you're best off never using the HAS cars again. Ever.

You should probably open a few cards as well though.  Where are most of these charges going to be from?
"Not all who wander are lost"

Offline David1234

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Re: Basic credit card mileage question
« Reply #97 on: October 06, 2013, 01:13:25 PM »
I'm doing home construction, kitchen...

Btw, we usually use starwood unless a store doesnt take it.
Which other card do you recommend?

Offline sky121

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Re: Basic credit card mileage question
« Reply #98 on: October 06, 2013, 01:18:24 PM »
I'm doing home construction, kitchen...

Btw, we usually use starwood unless a store doesnt take it.
Which other card do you recommend?

Well there are plenty you could open to get a sign up bonus with spend like that.


My personal top picks for spending :
Chase Sapphire Preferred
American Express Business Gold
Starwood


Others to consider opening to get the sign up bonus.

Chase Hyatt
Chase United
Chase BA
Starwood Business
Ink Bold


"Not all who wander are lost"

Offline David1234

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Re: Basic credit card mileage question
« Reply #99 on: October 06, 2013, 01:23:47 PM »
Thank you so much for responding.
I'm not that credit card savvy.
Which one would i get the most benefit w mileage to israel?

Offline sky121

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Re: Basic credit card mileage question
« Reply #100 on: October 06, 2013, 01:25:47 PM »
The Chase Sapphire points transfer to United. I'd open that and the United. One each for you and your wife. You can open more as well but if you don't want to I'd put the rest of the spend on the Sapphire or Starwood.


American Express points also transfer to United partners which will let you book tickets to Israel as well.


What's your credit history like?
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Offline David1234

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Re: Basic credit card mileage question
« Reply #101 on: October 06, 2013, 01:27:31 PM »
We both thank g-d have good credit

Offline yuneeq

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Re: Which is the best card to use? *Master Thread*
« Reply #102 on: October 06, 2013, 01:47:38 PM »
The Chase Sapphire points transfer to United. I'd open that and the United. One each for you and your wife. You can open more as well but if you don't want to I'd put the rest of the spend on the Sapphire or Starwood.


American Express points also transfer to United partners which will let you book tickets to Israel as well.


What's your credit history like?

Sapphire isn't the best for spending, though its great for the bonus. Sign up for up the Sapphire, and downgrade it to the Freedom for spending.
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Offline yoss6400

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Re: Basic credit card mileage question
« Reply #103 on: October 06, 2013, 08:33:18 PM »
Well there are plenty you could open to get a sign up bonus with spend like that.


My personal top picks for spending :
Chase Sapphire Preferred
American Express Business Gold
Starwood


Others to consider opening to get the sign up bonus.

Chase Hyatt
Chase United
Chase BA
Starwood Business
Ink Bold
why do consider the sapphire better then the spg
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Offline sky121

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Re: Which is the best card to use? *Master Thread*
« Reply #104 on: October 06, 2013, 08:40:37 PM »
why do consider the sapphire better then the spg

I don't. It wasn't in a specific order. Those were my top picks.
"Not all who wander are lost"