Topic Wiki

http://www.dansdeals.com/archives/50312
http://www.dansdeals.com/archives/50729
http://www.dansdeals.com/archives/59420
http://www.dansdeals.com/archives/102272

Feel Free to Add, or Edit


Grocery -Amex BCP, EDP, OBC, BCE
Gas -(in order)(Freedom or Discover at thier quarters) Citi Costco (4% CB), Citi Premier (3x TU), Amex BCP (3%), Ink(2x UR), Amex blue (2% CB)
Clothing - Freedom during dept store quarters (5x UR), buy GC where you earn more than 1x pts (example: Saks GC at Staples using Ink for 5x pts)
Tuition - VGC purchased at Staples with Ink
Office Supplies - Ink!
Restaurant - Freedom (2016 Q3), Sapphire Preferred (especially on first Friday of month! Buy gift cards from restaurants you frequent.)
Airlines, Travel - (in order)"Amex platinum if booked directly with the airline or through amextravel.com (5x MR) Amex PRG (3x MR), Chase Sapphire Reserve (3x UR), Prestige or Premier (3x TU), Sapphire Pref (2x UR)
Hotel - Ink or Sap p (2x UR), Prestige (5× TY) or Premier (3x TY)
Rental Car / CWD - CSP
Anything needing warranty - Amex SPG
International purchases - Any card that doesn't charge forex fee (some data on Visa vs MC vs AMEX)
Penny purchases - citi rewards+
Entertainment (Movies, Broadway shows, Concerts etc)- Citi Prestige or Premier or Forward (2x TU)
Phone,cellphone,internet - Ink (5x)
« Last edited by qooldude on June 24, 2022, 12:31:18 PM »

« previous next »
Pages: 1 ... 21 22 23 24 25 26 [27] 28 29 30 31 32   Go Down

Author Topic: Which is the best card to use? *Master Thread*  (Read 183033 times)

Offline farmbochur

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2011
  • Posts: 1808
  • Total likes: 237
  • DansDeals.com Hat Tips 19
    • View Profile
Re: Which is the best card to use? *Master Thread*
« Reply #520 on: October 26, 2021, 12:35:12 PM »
Logged
Risk is opportunity

Offline Spoon

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2019
  • Posts: 1057
  • Total likes: 219
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NY
Re: Which is the best card to use? *Master Thread*
« Reply #521 on: November 04, 2021, 10:44:11 PM »
Quote from: CountValentine on October 26, 2021, 11:34:06 AM
Best card for unlimited groceries?

Cap1 Savor/SavorOne earns 3% on groceries without a cap.

Good luck getting approved though
Logged

Online Cat18

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Nov 2016
  • Posts: 480
  • Total likes: 32
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Which is the best card to use? *Master Thread*
« Reply #522 on: November 27, 2021, 11:50:02 PM »
Quote from: CountValentine on October 26, 2021, 11:45:24 AM
Have a few OBC that are 50k/yr and they don't last a month.

Time sensitive inquiry——

Looking for ideas on how to “spend” $25k at small businesses over 6 months? Feel free to PM if you prefer.

@CountValentine
Logged

Offline CountValentine

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Mar 2013
  • Posts: 16514
  • Total likes: 7446
  • DansDeals.com Hat Tips -1
  • Gender: Female
    • View Profile
  • Location: Poland - Exiled
  • Programs: DAOTYA, DDF Level 3, 5K Lounge
Re: Which is the best card to use? *Master Thread*
« Reply #523 on: November 28, 2021, 12:16:05 AM »
What about something like Ink Business Preferred? 100k bonus for spending 15k in 3 months?
Logged
Only on DDF does 24/6 mean 24/5/half/half

Offline CountValentine

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Mar 2013
  • Posts: 16514
  • Total likes: 7446
  • DansDeals.com Hat Tips -1
  • Gender: Female
    • View Profile
  • Location: Poland - Exiled
  • Programs: DAOTYA, DDF Level 3, 5K Lounge
Re: Which is the best card to use? *Master Thread*
« Reply #524 on: November 28, 2021, 12:19:42 AM »
Quote from: Spoon on November 04, 2021, 10:44:11 PM
Cap1 Savor/SavorOne earns 3% on groceries without a cap.

Good luck getting approved though
Don't think approval would be an issue. The problem would be getting shut down. They would also close Kohl's cards if you have them.
Logged
Only on DDF does 24/6 mean 24/5/half/half

Online Cat18

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Nov 2016
  • Posts: 480
  • Total likes: 32
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Which is the best card to use? *Master Thread*
« Reply #525 on: November 28, 2021, 08:26:03 AM »
Quote from: Cat18 on November 27, 2021, 11:50:02 PM
Time sensitive inquiry——

Looking for ideas on how to “spend” $25k at small businesses over 6 months? Feel free to PM if you prefer.

@CountValentine

wanted to take advantage of Resy Amex offer. anyone with ideas?

all my original ideas are not panning out i.e. contractors, house rental (not airbnb), tuition.
Logged

Offline Spoon

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2019
  • Posts: 1057
  • Total likes: 219
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NY
Re: Which is the best card to use? *Master Thread*
« Reply #526 on: November 28, 2021, 01:44:25 PM »
Quote from: CountValentine on November 28, 2021, 12:19:42 AM
Don't think approval would be an issue. The problem would be getting shut down. They would also close Kohl's cards if you have them.

Why would they shut you down? For cycling the CL?
Logged

Offline CountValentine

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Mar 2013
  • Posts: 16514
  • Total likes: 7446
  • DansDeals.com Hat Tips -1
  • Gender: Female
    • View Profile
  • Location: Poland - Exiled
  • Programs: DAOTYA, DDF Level 3, 5K Lounge
Re: Which is the best card to use? *Master Thread*
« Reply #527 on: November 28, 2021, 01:51:18 PM »
Logged
Only on DDF does 24/6 mean 24/5/half/half

Offline Spoon

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2019
  • Posts: 1057
  • Total likes: 219
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NY
Re: Which is the best card to use? *Master Thread*
« Reply #528 on: November 28, 2021, 01:57:17 PM »
Quote from: CountValentine on November 28, 2021, 01:51:18 PM
Yes

FWIW I was cycling my Sark CL pretty often when I had to hit the SUB with no issue. They just take longer to release the available CL  unless you call them to manually do it.
Logged

Online Jeremiah

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Apr 2013
  • Posts: 679
  • Total likes: 75
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Which is the best card to use? *Master Thread*
« Reply #529 on: December 21, 2021, 08:29:56 AM »
Best credit card to use for restaurant spend?
25k+ annual
Need both business card and personal
Logged

Offline Euclid

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2010
  • Posts: 5030
  • Total likes: 6181
  • DansDeals.com Hat Tips 5
    • View Profile
Re: Which is the best card to use? *Master Thread*
« Reply #530 on: December 21, 2021, 08:31:39 AM »
Quote from: Jeremiah on December 21, 2021, 08:29:56 AM
Best credit card to use for restaurant spend?
25k+ annual
Need both business card and personal
https://resy.com/amex-offers

15x
Logged

Online Jeremiah

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Apr 2013
  • Posts: 679
  • Total likes: 75
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Which is the best card to use? *Master Thread*
« Reply #531 on: December 21, 2021, 08:36:01 AM »
Logged

Offline WonderingYid

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jun 2021
  • Posts: 1557
  • Total likes: 298
  • DansDeals.com Hat Tips 3
    • View Profile
  • Location: New York
Re: Which is the best card to use? *Master Thread*
« Reply #532 on: December 21, 2021, 04:05:08 PM »
Logged

Offline Spoon

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2019
  • Posts: 1057
  • Total likes: 219
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NY
Re: Which is the best card to use? *Master Thread*
« Reply #533 on: December 21, 2021, 08:53:20 PM »
Logged

Offline WonderingYid

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jun 2021
  • Posts: 1557
  • Total likes: 298
  • DansDeals.com Hat Tips 3
    • View Profile
  • Location: New York
Re: Which is the best card to use? *Master Thread*
« Reply #534 on: December 22, 2021, 01:51:19 PM »
Quote from: Spoon on December 21, 2021, 08:53:20 PM
Don't need to downgrade to get Inks
Correct but why pay 2 AFs if this card gives the same benefits as the CSP.

Am I correct?
Logged

Offline as2

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Mar 2013
  • Posts: 5724
  • Total likes: 917
  • DansDeals.com Hat Tips 24
  • Gender: Male
    • View Profile
Re: Which is the best card to use? *Master Thread*
« Reply #535 on: December 22, 2021, 02:22:54 PM »
Quote from: WonderingYid on December 22, 2021, 01:51:19 PM
Correct but why pay 2 AFs if this card gives the same benefits as the CSP.

Am I correct?
If you are referring to redemption benefits, yes you are correct. Your points will be transferable to partner programs and have a cash value of 1.25 cpp when redeemed for travel, with either card.
Logged
Memories last forever, make them while you can.

Offline Spoon

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2019
  • Posts: 1057
  • Total likes: 219
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NY
Re: Which is the best card to use? *Master Thread*
« Reply #536 on: December 22, 2021, 02:29:44 PM »
Quote from: WonderingYid on December 22, 2021, 01:51:19 PM
Correct but why pay 2 AFs if this card gives the same benefits as the CSP.

Am I correct?

Yes that's correct though I would get the Citi Premier or Venture X (or both) instead of this.
Logged

Offline as2

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Mar 2013
  • Posts: 5724
  • Total likes: 917
  • DansDeals.com Hat Tips 24
  • Gender: Male
    • View Profile
Re: Which is the best card to use? *Master Thread*
« Reply #537 on: December 22, 2021, 03:07:47 PM »
Quote from: Spoon on December 22, 2021, 02:29:44 PM
Yes that's correct though I would get the Citi Premier or Venture X (or both) instead of this.
Why?
Logged
Memories last forever, make them while you can.

Offline Spoon

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2019
  • Posts: 1057
  • Total likes: 219
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NY
Re: Which is the best card to use? *Master Thread*
« Reply #538 on: December 22, 2021, 03:24:22 PM »
Quote from: as2 on December 22, 2021, 03:07:47 PM
Why?

Premier is 80k for only 4k spend and is 3x uncapped on groceries and gas.

Venture X is 100k and 2x everyday spend and is effectively a money maker for the first year.

Even both together would require less spend than the CIP
Logged

Offline as2

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Mar 2013
  • Posts: 5724
  • Total likes: 917
  • DansDeals.com Hat Tips 24
  • Gender: Male
    • View Profile
Re: Which is the best card to use? *Master Thread*
« Reply #539 on: December 22, 2021, 03:29:58 PM »
Quote from: Spoon on December 22, 2021, 03:24:22 PM
Premier is 80k for only 4k spend and is 3x uncapped on groceries and gas.

Venture X is 100k and 2x everyday spend and is effectively a money maker for the first year.

Even both together would require less spend than the CIP
If spend isn't an issue for you, and your spend isn't primarily in one of those categories, that's all worthless. Ink has more valuable SUB and points.
Logged
Memories last forever, make them while you can.
Pages: 1 ... 21 22 23 24 25 26 [27] 28 29 30 31 32   Go Up
« previous next »