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Grocery -Amex BCP, EDP, OBC, BCE
Gas -(in order)(Freedom or Discover at thier quarters) Citi Costco (4% CB), Citi Premier (3x TU), Ink(2x UR), Amex gold (2x MR), Amex blue (2% CB)
Clothing - Freedom during dept store quarters (5x UR), buy GC where you earn more than 1x pts (example: Saks GC at Staples using Ink for 5x pts)
Tuition - VGC purchased at Staples with Ink
Office Supplies - Ink!
Restaurant - Freedom (2016 Q3), Sapphire Preferred (especially on first Friday of month! Buy gift cards from restaurants you frequent.)
Airlines, Travel - (in order)"Amex platinum if booked directly with the airline or through amextravel.com (5x MR) Amex PRG (3x MR), Chase Sapphire Reserve (3x UR), Prestige or Premier (3x TU), Sapphire Pref (2x UR)
Hotel - Ink or Sap p (2x UR), Prestige or Premier (3x TU)
Rental Car / CWD - CSP
Anything needing warranty - Amex SPG
International purchases - Any card that doesn't charge forex fee (some data on Visa vs MC vs AMEX)
Penny purchases - citi rewards+
Entertainment (Movies, Broadway shows, Concerts etc)- Citi Prestige or Premier or Forward (2x TU)
Phone,cellphone,internet - Ink (5x)
« Last edited by justmeha on January 22, 2020, 10:30:04 PM »

Author Topic: Which is the best card to use? *Master Thread*  (Read 98558 times)

Offline Super Speed

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Re: Which is the best card to use? *Master Thread*
« Reply #120 on: October 16, 2013, 01:43:12 AM »
I may not have enough information for this question to be answered:

At some point I will bli neder be buying tickets to E"Y for this summer.  The airline we use depends on the best deal that I can find.  Class will almost certainly be coach.  What is the best card to use?
What cards do you have? With some you may earn free luggage with others you may earn more points.


Offline notanonymous

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Re: Which is the best card to use? *Master Thread*
« Reply #121 on: October 16, 2013, 01:50:54 AM »
What cards do you have? With some you may earn free luggage with others you may earn more points.
I have many cards, but if there is a "best" one that I do not have, I can always apply for it.  It has been a while since I traveled internationally.  There is still at least one free bag, right?  If so, I will be purchasing around 8 tickets, so I do not think that luggage will be an issue.  Are there other factors to consider other than points?

Offline Super Speed

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Re: Which is the best card to use? *Master Thread*
« Reply #122 on: October 16, 2013, 01:52:42 AM »
I have many cards, but if there is a "best" one that I do not have, I can always apply for it.  It has been a while since I traveled internationally.  There is still at least one free bag, right?  If so, I will be purchasing around 8 tickets, so I do not think that luggage will be an issue.  Are there other factors to consider other than points?
Lounge passes, travel insurance.


Offline notanonymous

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Re: Which is the best card to use? *Master Thread*
« Reply #123 on: October 16, 2013, 01:59:01 AM »
Lounge passes, travel insurance.
Ok, so again, I can apply for new cards.  But, here is a partial list:
Amex
- Gold
- Plat
- SPG
- Blue
- Blue Bus
Chase
- SP
- Ink
- BA
- UA
- Freedom
Barclays
- US
- Lufthansa
Citi
- AA

Offline ckmk47

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Re: Which is the best card to use? *Master Thread*
« Reply #124 on: October 16, 2013, 09:46:15 AM »
I may not have enough information for this question to be answered:

At some point I will bli neder be buying tickets to E"Y for this summer.  The airline we use depends on the best deal that I can find.  Class will almost certainly be coach.  What is the best card to use?
IMO, Chase UR point are the most versatile.  They can be transferred to avios or to united.
Amex MR can be transferred to flying blue, which gets you to Europe, and I assume Israel.  But I haven't done that.

Opening new cards is when you get large chunks of points, using cards only add more point slowly.

To open new:
Earning UR: New Ink card 50K with 5k spending.    New SP 40K with 3k spending.
Earning MR: business gold 50K with 5K spending, Prg, others 25K with 1k spending.

For those cards you have, open new ones for your wife.

Offline notanonymous

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Re: Which is the best card to use? *Master Thread*
« Reply #125 on: October 28, 2013, 11:02:14 PM »
I am waiting for a "deal" on flights to E"Y next summer.  When it comes up, I am going to purchase pretty quickly.  With that in mind, I want to make sure I have my plan of action figured out right now.  I assume the purchase will be around $10k.

Is it a given that I should use my BGR for 3x, regardless of airline, or are there more things to consider?

Offline Dan

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Re: Which is the best card to use? *Master Thread*
« Reply #126 on: October 28, 2013, 11:03:58 PM »
I am waiting for a "deal" on flights to E"Y next summer.  When it comes up, I am going to purchase pretty quickly.  With that in mind, I want to make sure I have my plan of action figured out right now.  I assume the purchase will be around $10k.

Is it a given that I should use my BGR for 3x, regardless of airline, or are there more things to consider?
Depends if you would rather have 2.14UR or 3MR.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline notanonymous

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Re: Which is the best card to use? *Master Thread*
« Reply #127 on: October 28, 2013, 11:06:12 PM »
Depends if you would rather have 2.14UR or 3MR.
In mine-a matziv, di gelt iz besser fun di miles.  Much harder to travel as the family grows, kein yirbu, k'ayin hara.

Offline Super Speed

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Re: Which is the best card to use? *Master Thread*
« Reply #128 on: October 28, 2013, 11:21:05 PM »
In mine-a matziv, di gelt iz besser fun di miles.  Much harder to travel as the family grows, kein yirbu, k'ayin hara.
Then MR would be the way to go.


Offline ayman

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Re: Which is the best card to use? *Master Thread*
« Reply #129 on: October 29, 2013, 12:24:44 AM »
EZpass is for the SP yes?
Buy discounted gift cards from me.
www.simplifyshopping.com

Offline yoss6400

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Re: Which is the best card to use? *Master Thread*
« Reply #130 on: October 29, 2013, 06:29:10 PM »
"Credit Cards delaying arguments for 30 Days"

Offline YankyDoodle

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Re: Which is the best card to use? *Master Thread*
« Reply #131 on: October 29, 2013, 08:46:02 PM »
Is any card advantageous for a large Lowe's order?

Offline notanonymous

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Re: Which is the best card to use? *Master Thread*
« Reply #132 on: October 29, 2013, 08:50:35 PM »
Is any card advantageous for a large Lowe's order?
If you do not need purchase protection, use INK to buy GC at OSS.

Offline @Yehuda

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Re: Which is the best card to use? *Master Thread*
« Reply #133 on: October 29, 2013, 08:50:52 PM »
Is any card advantageous for a large Lowe's order?

Ink to buy Lowe's gift cards at Office Depot?

Offline Saver2000

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Re: Which is the best card to use? *Master Thread*
« Reply #134 on: October 29, 2013, 08:52:03 PM »
Is any card advantageous for a large Lowe's order?
.  . .  Use freedom to buy Lowes gc's at kohl's?