Author Topic: Went through the process of house hunting/buying  (Read 116919 times)

Offline ADG

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Re: Went through the process of house hunting/buying
« Reply #520 on: January 12, 2018, 10:29:08 AM »
What happened with this?

I spoke to one of the sisters. (its a group of 5 siblings) and she took my number and never called. I still see it sitting and continue to attempt to run into them...

Offline efflpetzel

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Re: Went through the process of house hunting/buying
« Reply #521 on: January 14, 2018, 12:52:25 AM »
Anyone familiar with, what sound proofing method of actually works or is worth getting, house is being built by arms developers in Lakewood they have 3 options.

  • Thermal 1800
  • Green glue & cualking 3800
  • Both combined + some other (dont remember what its called)  7000
Green glue is supposed to be very good for soundproofing, however I find that in lakewood paying for something doesn't actually mean you that you get it

Please find out what option 3 is in more detail

Offline dsw193

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Re: Went through the process of house hunting/buying
« Reply #522 on: January 14, 2018, 12:54:41 AM »
Anyone familiar with, what sound proofing method of actually works or is worth getting, house is being built by arms developers in Lakewood they have 3 options.

  • Thermal 1800
  • Green glue & cualking 3800
  • Both combined + some other (dont remember what its called)  7000
Foam + rubber under floor.

Offline Boruch999

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Re: Went through the process of house hunting/buying
« Reply #523 on: January 14, 2018, 07:03:27 AM »
20cm of poured concrete + 10cm sand  ;D

Offline churnbabychurn

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Re: Went through the process of house hunting/buying
« Reply #524 on: January 14, 2018, 08:26:55 AM »
Green glue is supposed to be very good for soundproofing, however I find that in lakewood paying for something doesn't actually mean you that you get it

Please find out what option 3 is in more detail
Yes, they don't install it properly.

Offline reed

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Re: Went through the process of house hunting/buying
« Reply #525 on: January 19, 2018, 02:40:24 PM »
How much does a mortgage broker typically charge? And reason to use them instead of going through quicken loans or something?

Offline Yikes2179

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Re: Went through the process of house hunting/buying
« Reply #526 on: January 19, 2018, 02:45:36 PM »
AFAIK quicken loans would be issues with ribis

Offline reed

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Re: Went through the process of house hunting/buying
« Reply #527 on: January 19, 2018, 03:07:20 PM »
AFAIK quicken loans would be issues with ribis
let’s put the ribbis issue on the side for the moment. Quicken loans was just an example

Offline coralsnake

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Re: Went through the process of house hunting/buying
« Reply #528 on: January 19, 2018, 03:32:39 PM »
How much does a mortgage broker typically charge? And reason to use them instead of going through quicken loans or something?
A good broker/banker will get you a better deal than going to quicken loans or chase/Citi etc.
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Offline schneury

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Re: Went through the process of house hunting/buying
« Reply #529 on: January 19, 2018, 03:55:45 PM »
AFAIK quicken loans would be issues with ribis
Quicken Loans is owned by a yid?

Offline Yikes2179

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Offline yoruel

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Re: Went through the process of house hunting/buying
« Reply #531 on: January 20, 2018, 10:28:29 PM »
A local mortgage broker will get a local person to do your assessment. You can get the amount you need.
Quicken loan probably doesn't have a local assessor, the non local assessor doesn't know the real market value of your area. He won't get you the best value assessed for your house.

Offline coralsnake

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Re: Went through the process of house hunting/buying
« Reply #532 on: January 20, 2018, 10:39:20 PM »
A local mortgage broker will get a local person to do your assessment. You can get the amount you need.
Quicken loan probably doesn't have a local assessor, the non local assessor doesn't know the real market value of your area. He won't get you the best value assessed for your house.
I believe by assessor you mean appraiser. However your whole statement lacks a basis in reality. 
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Online ckmk47

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Re: Went through the process of house hunting/buying
« Reply #533 on: January 20, 2018, 11:11:38 PM »
A mortgage broker is working to get you the loan.
He should be guiding you as far as what paperwork you need.  And what you can substitute if necessary.  What should be on the paper work, etc.
Shop for a mortgage with banks and brokers for rates and expenses. (Don't give your ss# before you commit to one, although it pays to know your credit score (approx) and shop based on that.)
The more typical your paperwork situation is, the less you may need a broker.
My favorite cause: cssy.org

Online Pinreb

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Re: Went through the process of house hunting/buying
« Reply #534 on: January 21, 2018, 12:23:27 AM »
A good broker/banker will get you a better deal than going to quicken loans or chase/Citi etc.
+1

Offline noturbizniss

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Re: Went through the process of house hunting/buying
« Reply #535 on: January 21, 2018, 01:34:02 PM »
How much does a mortgage broker typically charge? And reason to use them instead of going through quicken loans or something?
I called quicken. Don't use them. You don't deal with mortgage brokers or financial professionals. You deal with sales people. There is a lot of bait and switch, dishonesty, misleading, etc. Use a broker or go direct to the banks. definitely shop around. get a dozen quotes if you need to.
A mortgage broker is working to get you the loan.
He should be guiding you as far as what paperwork you need.  And what you can substitute if necessary.  What should be on the paper work, etc.
Shop for a mortgage with banks and brokers for rates and expenses. (Don't give your ss# before you commit to one, although it pays to know your credit score (approx) and shop based on that.)
The more typical your paperwork situation is, the less you may need a broker.
WTF?
Of course you give your SSN before you committ. No other way to get an accurate quote!
READ THE DARN WIKI!!!!

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Offline Yammer

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Re: Went through the process of house hunting/buying
« Reply #536 on: January 21, 2018, 01:40:42 PM »
A mortgage broker is working to get you the loan.
He should be guiding you as far as what paperwork you need.  And what you can substitute if necessary.  What should be on the paper work, etc.
Shop for a mortgage with banks and brokers for rates and expenses. (Don't give your ss# before you commit to one, although it pays to know your credit score (approx) and shop based on that.)
The more typical your paperwork situation is, the less you may need a broker.
Multiple pulls don't hurt your credit when shopping for a Morgage

Online ckmk47

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Re: Went through the process of house hunting/buying
« Reply #537 on: January 21, 2018, 02:59:20 PM »
Multiple pulls don't hurt your credit when shopping for a Morgage
You're right.  I forgot. 
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Online ckmk47

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Re: Went through the process of house hunting/buying
« Reply #538 on: January 21, 2018, 03:06:42 PM »

Of course you give your SSN before you committ. No other way to get an accurate quote!
I did basic shopping by giving my credit score.
But as Yammer points out, multiple pulls for a mortgage doesn't hurt your credit score.
My favorite cause: cssy.org

Offline Yammer

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Re: Went through the process of house hunting/buying
« Reply #539 on: January 21, 2018, 03:10:38 PM »