Author Topic: Credit balance on Amex platinum  (Read 1502 times)

Offline Palm5

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Credit balance on Amex platinum
« on: May 13, 2013, 06:41:10 PM »
I just got the credit from doing the PMMG now i have a credit balance,
Should I call up and ask for a check? Or will I be risking an FR?

I rarely use the card so I'd rather not spend the credit

Offline mahnishma

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Re: Credit balance on Amex platinum
« Reply #1 on: August 01, 2017, 08:30:13 PM »
Ended up cancelling some flights so now have a credit balance of near of close to 10k, can it sit on my amex card, or I'm better off calling for a refund? I'm thinking such a big refund may raise a red flag possibly, is it better to wait then for it to automatically refund?
« Last Edit: August 01, 2017, 08:38:30 PM by mahnishma »

Offline LoLo

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Re: Credit balance on Amex platinum
« Reply #2 on: August 02, 2017, 12:13:02 AM »
Ended up cancelling some flights so now have a credit balance of near of close to 10k, can it sit on my amex card, or I'm better off calling for a refund? I'm thinking such a big refund may raise a red flag possibly, is it better to wait then for it to automatically refund?
You can request a refund check online, through the dispute page.

Offline Iz

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Re: Credit balance on Amex platinum
« Reply #3 on: August 02, 2017, 12:13:56 AM »
What's PMMG? :o

Offline sag95

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Re: Credit balance on Amex platinum
« Reply #4 on: August 02, 2017, 12:35:50 AM »
What's PMMG? :o
The PGGM of 4+ years ago.

Offline yitzgar

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Re: Credit balance on Amex platinum
« Reply #5 on: August 02, 2017, 12:41:11 AM »
You can also have them transfer the credit to a different amex card that you use for spending

Offline regular

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Re: Credit balance on Amex platinum
« Reply #6 on: August 02, 2017, 07:51:31 AM »
You can also have them transfer the credit to a different amex card that you use for spending
Cool! How?

Offline Hjay

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Re: Credit balance on Amex platinum
« Reply #7 on: August 02, 2017, 08:13:28 AM »
                        Go to Account services > inquiry and dispute center > open a payment dispute and you can transfer it from there

Offline yitzgar

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Re: Credit balance on Amex platinum
« Reply #8 on: August 02, 2017, 10:30:41 AM »
                        Go to Account services > inquiry and dispute center > open a payment dispute and you can transfer it from there
I didn't know that. I always call up and ask. Good to know

Offline mahnishma

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Re: Credit balance on Amex platinum
« Reply #9 on: August 02, 2017, 11:41:34 AM »
You can request a refund check online, through the dispute page.
Yes but having a near 10k credit balance wont raise any red flags?
Thanks!

Offline Mountain Man

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Re: Credit balance on Amex platinum
« Reply #10 on: August 02, 2017, 12:04:28 PM »
Yes but having a near 10k credit balance wont raise any red flags?
Thanks!
If you're really concerned then why not MS it out and take 1-2% haircut.
Quote from: JTZ link=topic=10531.msg1695873
If you never had to eat crow then you lived one boring life.

Offline Tuna Baygel

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Re: Credit balance on Amex platinum
« Reply #11 on: August 02, 2017, 12:12:25 PM »
If you're really concerned then why not MS it out and take 1-2% haircut.
+1

Good chance they will look into it, not worth it to worry

Offline mahnishma

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Re: Credit balance on Amex platinum
« Reply #12 on: August 02, 2017, 12:53:06 PM »
If you're really concerned then why not MS it out and take 1-2% haircut.
No time to MS

Do i need to be concerned?

Offline LoLo

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Re: Credit balance on Amex platinum
« Reply #13 on: August 02, 2017, 01:00:49 PM »
If the charge and cancellation, and everything else on the account is legit, I wouldn't worry too much.

Offline JACKBLUE

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Re: Credit balance on Amex platinum
« Reply #14 on: August 02, 2017, 02:09:52 PM »
If the charge and cancellation, and everything else on the account is legit, I wouldn't worry too much.
assuming it wasn't