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Author Topic: Two Rejections - Chase  (Read 6368 times)

Offline noturbizniss

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Re: Two Rejections - Chase
« Reply #20 on: May 21, 2013, 09:48:30 AM »
Quote from: Shmulyg on May 17, 2013, 12:55:06 PM
You should be able to see all your Experian pulls from when you signed up to Credit Sesame in the My Monitoring section.
It looks like they only show changes since you signed up, not older pulls.
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Offline sun365

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Re: Two Rejections - Chase
« Reply #21 on: May 21, 2013, 01:05:55 PM »
why wouldn't I just get a copy of the report from the agency that they used (equifax) as I'm entitled to a free copy ....?
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Offline Shmulyg

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Re: Two Rejections - Chase
« Reply #22 on: May 21, 2013, 01:25:04 PM »
Quote from: noturbizniss on May 21, 2013, 09:48:30 AM
It looks like they only show changes since you signed up, not older pulls.
The precisely what i said :). Reread.
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Offline Shmulyg

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Re: Two Rejections - Chase
« Reply #23 on: May 21, 2013, 01:30:08 PM »
Quote from: sun365 on May 21, 2013, 01:05:55 PM
why wouldn't I just get a copy of the report from the agency that they used (equifax) as I'm entitled to a free copy ....?
Yes. That's an option.
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Offline compddd

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Re: Two Rejections - Chase
« Reply #24 on: May 21, 2013, 01:50:47 PM »
Chase has never double pulled me for the same app and I've waited a week before calling on apps sometimes.
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Offline aviz

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Re: Two Rejections - Chase
« Reply #25 on: May 21, 2013, 09:03:40 PM »
Keep the letters they send you too when you get approved (or not approved).. they often will give you the agency they pulled (which you already know) but will also give you your real FICO score
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Offline sun365

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Re: Two Rejections - Chase
« Reply #26 on: May 21, 2013, 11:34:26 PM »
I recently heard from a friend that he got real FICO scores with rejection letters from Amex, but I have not gotten this from Chase (neither now or ever). I would be nice though.
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Offline Shmulyg

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Re: Two Rejections - Chase
« Reply #27 on: May 22, 2013, 01:14:38 AM »
Quote from: sun365 on May 21, 2013, 11:34:26 PM
I recently heard from a friend that he got real FICO scores with rejection letters from Amex, but I have not gotten this from Chase (neither now or ever). I would be nice though.
Amex sends it on some cards with both rejection and acceptance letters. Chase never gives you your FICO, AFAIK.
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Offline Dan

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Re: Two Rejections - Chase
« Reply #28 on: May 22, 2013, 06:30:59 AM »
SPG seems to give FICO.
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Offline meshugener

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Re: Two Rejections - Chase
« Reply #29 on: May 22, 2013, 09:56:04 AM »
I remember 3 instances where Chase sent me the FICO score along with the approved card.
IIRC it was the Slate.
But its not something they usually do.
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Offline aviz

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Re: Two Rejections - Chase
« Reply #30 on: May 22, 2013, 10:30:39 AM »
on my most recent apporama .. i got it from all 3 agencies -

AMEX - (EXPERIAN) - Got it with the SPG approval , Not Business GOLD
CHASE - (TRANSUNION)I got it with both rejection letters for the BA and MARRIOT
USBANK (EQUIFAX)   - Got it with the approval of the Club Carlson card (it said the source was SCS Credit Services) but then says to contact equifax for the full report.
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Offline Shmulyg

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Re: Two Rejections - Chase
« Reply #31 on: May 22, 2013, 10:39:00 AM »
You got what?
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Offline aviz

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Re: Two Rejections - Chase
« Reply #32 on: May 22, 2013, 10:41:11 AM »
Quote from: Shmulyg on May 22, 2013, 10:39:00 AM
You got what?

Sorry .. was replying to the previous conversation ...

I got my Real FICO score ...
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Offline Shmulyg

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Re: Two Rejections - Chase
« Reply #33 on: May 22, 2013, 11:00:35 AM »
Quote from: aviz on May 22, 2013, 10:41:11 AM
Sorry .. was replying to the previous conversation ...

I got my Real FICO score ...
You're sure it was FICO and not FACO?
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Offline aviz

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Re: Two Rejections - Chase
« Reply #34 on: May 22, 2013, 01:58:37 PM »
Quote from: Shmulyg on May 22, 2013, 11:00:35 AM
You're sure it was FICO and not FACO?

Pretty sure  as it comes directly from them ...

Now that I look at it further though .. the SPG letter from AMEX actually says "FICO Score - 768"

the Letters from Chase say "Credit Score - 759" but above it it says "application Score"  and below it says "Scores can range for 100-990"

which isn't FICO ... but regardless it is what they use I guess ...
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