Best sign up bonus for spending $50k+ right away

[joesol]

I need to charge about $50k+ within 2 months. I am being charged 2.5% for using a CC or I can send a check. Is it worth it? If so, which card?

[Alexsei]

can you maximize a category bonus?

[joesol]

I dont think so. Doesnt fall under any of the big categories

[Dan]

Buy Visa gcs on Ink?

[EMES]

United club card 2.7% roughly return valuing the miles.

[churnbabychurn]

not worth it. (Unless you use something with zero apr for a long time and decent rewards, you can earn some interest on the 50k...)
1) Sign up for Ally Credit Union.
2) Open up a 3 month CD
3) Wait for it to mature.
4) Renew the CD to 5 years at 1.59% APY, and receive a .25% loyalty bonus, for a total of 1.84% APY.

It's worth it to pay the penalty to withdraw money from a CD prematurely.
Ally has a small, 60 day interest penalty, so that means if you cancel after:
1 year you get a resulting APY of 1.54%
2 years you get a resulting APY of 1.69%

plus the points you can be ahead.

[MEIR613]

United club card 2.7% roughly return valuing the miles.

2.7 is pushing it.

If there are no category bonuses or spending thresholds to meet, unless you want the miles instead of cash, I would skip it.

[Yeki89]

1.5 miles a dollar @ .015 a point is .0225

[EMES]

1.5 miles a dollar @ .015 a point is .0225

if u value each mile at 1.8   do the math 1.8*1.5+=2.7 each dollar spent

[MEIR613]

if u value each mile at 1.8   do the math 1.8*1.5+=2.7 each dollar spent

Still not worth the hassle for .002