It is really interesting the way we get around things.
Let me be clear.
I am not advocating getting around things.
If according to the terms and conditions you shouldn't be doing this, then you shouldn't be doing this.
Being a mench is also abiding by the law of the land (even in those areas where Halacha doesn't
require it, it doesn't forbid it either,) and similarly, abiding by the terms and conditions of programs you sign up for.
[If anyone disagrees, continue that discussion in "Is it ethical" - I don't check that thread, but CV will set you straight

.]
I am just discussing whether it is Halachic or not.