Topic Wiki

To signup for credit cards you can click here or on the “other credit cards” tab on top of the DansDeals logo banner to view links for card offers. Then just click on the link to “View all card offers by issuing bank” and scroll down to view all card offers from the bank of your choice.


Current available offers:
http://www.dansdeals.com/go/AAExec/

Citi-Business
http://www.aa.com/i18n/AAdvantage/earnMiles/beyondTravel/creditDebit/citi-business.jsp
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening
The new 18 month language isn't on this application

50k WMC Plat level offer page
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening. American Airlines AAdvantage®
bonus miles are not available if you have had a Citi® / AAdvantage® Platinum Select® Card opened or closed (meaning opened a new card no matter it's current statues) in the past 18 months.

From FlyerTalk Old Citi Executive AA 50k after $5k spend link. The new 18 month language isn't on this application.[/url]


35K WMC consumer and business offer page
$1.5k spending in 3 months

Citibank Contacts:
Application status – https://www.accountonline.com/cards/acq/CardApplicationStatus.do?screenID=3187
(800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
(888) 201-4523 – Application status
(866) 606-2961 – Reconsideration Line
(800) 763-9795 – General Personal Application Inquiries with live rep
(800) 645-7240 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(800) 288-4653 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(866) 606-2787 – General Application and Account Questions with live rep

Many people have also had better luck writing to the office of the President for reconsideration on Citi cards:
Mr. Ken Stork
Office of the President
PO Box 6000
Sioux Falls, SD 57117

HT: FT

Citi in NY pulls from either Equifax or Experian or both. YMMV even by the same person.

If you live in NJ or NY, you should freeze your Experian. They will only pull Equifax then. Otherwise, YMMV.

FOR MORE INFO, READ FT'S WIKI - IT IS PHENOMENAL, FT WIKI

Quote from the above mentioned FT WIKI:
For the most part, freezing Experian, or another bureau, will not cause Citi to pull a different bureau. They will almost certainly require you to unfreeze the bureau they wish to pull or deny your application. Some people have been successful providing the PIN but others have not. Mostly, freezing a credit bureau in an attempt to force Citi to pull a different one seems to waste time, money, and effort for little result. But YMMV.

DDF data points (As of 10/2015)
NY- pulls both EQ/EX, can still get instant approval with EX frozen
CA, OH, PA, TX- ONLY EX. Citi will refuse to pull other bureau

Benefits:..
New no forex fees starting Nov.'15

From FT Wiki:"Important exception: If you receive a Platinum World MC which is later converted to a World Elite MC (as indicated on the back of the card), the opening of that card will no longer count for purposes of the 18-month rule. This is true not only for conversions in early 2015, but also for those in more recent months.
Note: It makes no difference when (or whether) you activate the World Elite card. If you have the WE card in hand, then the conversion on Citi's books is already complete. There is nothing magical about activating it.
There are a few reports that some Gold World MC are being converted to Gold World Elite MC and that will no longer count for purposes of the 18-month rule."
UPDATE: As of 02/18/2016 (for applications after 02/09/2016), the W>WE loophole may be dead.
« Last edited by Yhgfkj on August 26, 2016, 12:49:48 AM »

Author Topic: Citi AA Master Thread  (Read 2230580 times)

Offline mmgfarb

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Re: Citi AA Master Thread
« Reply #10095 on: October 19, 2020, 12:10:10 AM »
any advice on how to proceed?

my story: I signed up and received a SUB on CitiBusiness platinum card for business #1 (sole prop no business name). A year later I was interested in getting the same card & SUB for business #2 (business name w/ EIN), so checked with Citi knowing the 48 month rule. Via chat that I still have a copy of, the representative confirmed I would in fact get a bonus on card for business #2 since now applying under a legal business name (despite already having the citibusiness card). With that information, I applied and reached spend amount on card. As feared, bonus never showed and now Citi is refusing to honor their reps statement saying "it was a mistake".

tried HUCA via chat and phone. spoke to "supervisors" and nothing.
You're probably SOL TBH but you can try to keep pushing up the chain.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline nirc

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Re: Citi AA Master Thread
« Reply #10096 on: October 19, 2020, 12:28:09 AM »
You're probably SOL TBH but you can try to keep pushing up the chain.

How push up the chain?

No government agency to complain to i.e. DoT for airline tickets?

Offline mmgfarb

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Re: Citi AA Master Thread
« Reply #10097 on: October 19, 2020, 12:30:00 AM »
How push up the chain?

No government agency to complain to i.e. DoT for airline tickets?
Just keep asking for people's superiors. You can also SM and send a letter to the office of the CEO, that sometimes works.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline nirc

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Re: Citi AA Master Thread
« Reply #10098 on: October 19, 2020, 08:26:11 AM »
Just keep asking for people's superiors. You can also SM and send a letter to the office of the CEO, that sometimes works.

I already tried and hit a wall on the former as the response is "i am a floor supervisor".

Will try your other idea, but do you have the contact info for "Office of the CEO"?

I really thought Citi would honor the SUB, considering I have a transcript of their rep confirming I will receive it, and which Citi can confirm on their end.

Offline justmeha

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Re: Citi AA Master Thread
« Reply #10099 on: October 19, 2020, 08:33:13 AM »
any advice on how to proceed?

my story: I signed up and received a SUB on CitiBusiness platinum card for business #1 (sole prop no business name). A year later I was interested in getting the same card & SUB for business #2 (business name w/ EIN), so checked with Citi knowing the 48 month rule. Via chat that I still have a copy of, the representative confirmed I would in fact get a bonus on card for business #2 since now applying under a legal business name (despite already having the citibusiness card). With that information, I applied and reached spend amount on card. As feared, bonus never showed and now Citi is refusing to honor their reps statement saying "it was a mistake".

tried HUCA via chat and phone. spoke to "supervisors" and nothing.
at least we have the answer to the question that numerous people have asked about if you can get the bonus with another ein.
Though it's possible that there is some trick how it's done and that's why no one answered

Offline AJK

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Re: Citi AA Master Thread
« Reply #10100 on: October 19, 2020, 10:19:41 AM »
Following executive offices, sue or arbitrate.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline CountValentine

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Re: Citi AA Master Thread
« Reply #10101 on: October 19, 2020, 10:59:19 AM »
any advice on how to proceed?

my story: I signed up and received a SUB on CitiBusiness platinum card for business #1 (sole prop no business name). A year later I was interested in getting the same card & SUB for business #2 (business name w/ EIN), so checked with Citi knowing the 48 month rule. Via chat that I still have a copy of, the representative confirmed I would in fact get a bonus on card for business #2 since now applying under a legal business name (despite already having the citibusiness card). With that information, I applied and reached spend amount on card. As feared, bonus never showed and now Citi is refusing to honor their reps statement saying "it was a mistake".

tried HUCA via chat and phone. spoke to "supervisors" and nothing.
At some point you need to ask yourself if it is worth all the trouble.
You're so far up Trump's a** you can see Giuliani's feet.  HT Baruch

Offline nirc

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Re: Citi AA Master Thread
« Reply #10102 on: October 19, 2020, 11:18:14 AM »
At some point you need to ask yourself if it is worth all the trouble.

true, but for 65K miles i can make a few phone calls, emails and send letters :)

Offline nirc

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Re: Citi AA Master Thread
« Reply #10103 on: October 19, 2020, 11:19:31 AM »
Following executive offices, sue or arbitrate.

what does "Following executive offices" mean?

never sued/arbitrate anyone - i assume its quite time consuming, yes?

Offline CountValentine

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Re: Citi AA Master Thread
« Reply #10104 on: October 19, 2020, 11:26:12 AM »
true, but for 65K miles i can make a few phone calls, emails and send letters :)
I agree but at some point it gets to much. You can focus your energy on getting other bonuses.
never sued/arbitrate anyone - i assume its quite time consuming, yes?
Yes, best to have someone do it for you.
One thing you want to ask if you sue or arbitrate does it come with a lifetime ban?
You're so far up Trump's a** you can see Giuliani's feet.  HT Baruch

Offline mmgfarb

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Re: Citi AA Master Thread
« Reply #10105 on: October 19, 2020, 11:53:26 AM »
what does "Following executive offices" mean?

never sued/arbitrate anyone - i assume its quite time consuming, yes?
I think @AJK meant "following an attempt to get the executive office to grant you the SUB" CMIIW.

You can call them at 1-888-766-2484
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Offline Samb

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Re: Citi AA Master Thread
« Reply #10106 on: October 19, 2020, 01:27:12 PM »
I quick complaint to the CFPB works wonders https://www.consumerfinance.gov/complaint/