Topic Wiki

To signup for credit cards you can click here or on the “other credit cards” tab on top of the DansDeals logo banner to view links for card offers. Then just click on the link to “View all card offers by issuing bank” and scroll down to view all card offers from the bank of your choice.


Current available offers:
http://www.dansdeals.com/go/AAExec/

Citi-Business
http://www.aa.com/i18n/AAdvantage/earnMiles/beyondTravel/creditDebit/citi-business.jsp
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening
The new 18 month language isn't on this application

50k WMC Plat level offer page
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening. American Airlines AAdvantage®
bonus miles are not available if you have had a Citi® / AAdvantage® Platinum Select® Card opened or closed (meaning opened a new card no matter it's current statues) in the past 18 months.

From FlyerTalk Old Citi Executive AA 50k after $5k spend link. The new 18 month language isn't on this application.[/url]


35K WMC consumer and business offer page
$1.5k spending in 3 months

Citibank Contacts:
Application status – https://www.accountonline.com/cards/acq/CardApplicationStatus.do?screenID=3187
(800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
(888) 201-4523 – Application status
(866) 606-2961 – Reconsideration Line
(800) 763-9795 – General Personal Application Inquiries with live rep
(800) 645-7240 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(800) 288-4653 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(866) 606-2787 – General Application and Account Questions with live rep

Many people have also had better luck writing to the office of the President for reconsideration on Citi cards:
Mr. Ken Stork
Office of the President
PO Box 6000
Sioux Falls, SD 57117

HT: FT

Citi in NY pulls from either Equifax or Experian or both. YMMV even by the same person.

If you live in NJ or NY, you should freeze your Experian. They will only pull Equifax then. Otherwise, YMMV.

FOR MORE INFO, READ FT'S WIKI - IT IS PHENOMENAL, FT WIKI

Quote from the above mentioned FT WIKI:
For the most part, freezing Experian, or another bureau, will not cause Citi to pull a different bureau. They will almost certainly require you to unfreeze the bureau they wish to pull or deny your application. Some people have been successful providing the PIN but others have not. Mostly, freezing a credit bureau in an attempt to force Citi to pull a different one seems to waste time, money, and effort for little result. But YMMV.

DDF data points (As of 10/2015)
NY- pulls both EQ/EX, can still get instant approval with EX frozen
CA, OH, PA, TX- ONLY EX. Citi will refuse to pull other bureau

Benefits:..
New no forex fees starting Nov.'15

From FT Wiki:"Important exception: If you receive a Platinum World MC which is later converted to a World Elite MC (as indicated on the back of the card), the opening of that card will no longer count for purposes of the 18-month rule. This is true not only for conversions in early 2015, but also for those in more recent months.
Note: It makes no difference when (or whether) you activate the World Elite card. If you have the WE card in hand, then the conversion on Citi's books is already complete. There is nothing magical about activating it.
There are a few reports that some Gold World MC are being converted to Gold World Elite MC and that will no longer count for purposes of the 18-month rule."
UPDATE: As of 02/18/2016 (for applications after 02/09/2016), the W>WE loophole may be dead.
« Last edited by Yhgfkj on August 26, 2016, 12:49:48 AM »

Author Topic: Citi AA Master Thread  (Read 2958195 times)

Offline HoKo

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Re: Citi AA Master Thread
« Reply #10120 on: April 09, 2023, 12:02:25 PM »
When do the points earned from my Citi Business card post to my AA account? Do the loyalty points post at the same time?

Points will post when your monthly statement closes. And yes, loyalty points will post at the same time.

Offline mlardi

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Re: Citi AA Master Thread
« Reply #10121 on: April 11, 2023, 03:58:20 AM »


Is this worth to sign up and then downgrade after 12 month to no annual fee card?

Offline HoKo

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Re: Citi AA Master Thread
« Reply #10122 on: April 11, 2023, 09:15:19 AM »
Is this worth to sign up and then downgrade after 12 month to no annual fee card?

Yes, 75k is a solid offer for that card (assuming you have use for AA miles)

Offline Dan

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Re: Citi AA Master Thread
« Reply #10123 on: April 11, 2023, 09:46:32 AM »
Is this worth to sign up and then downgrade after 12 month to no annual fee card?


Sure!

DD link:
https://www.dansdeals.com/go/AAMC

Thanks :)   
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline HoKo

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Re: Citi AA Master Thread
« Reply #10124 on: April 11, 2023, 10:44:20 AM »
Is this worth to sign up and then downgrade after 12 month to no annual fee card?

Yes, 75k is a solid offer for that card (assuming you have use for AA miles)

Also, on a related note, the no-AF AA MileUp card is actually a decent card for groceries: uncapped 2X (and those miles count {at a 1x rate} as loyalty points too)

Offline elimmm

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Re: Citi AA Master Thread
« Reply #10125 on: April 26, 2023, 10:37:19 AM »
does citi pull CR even if i am not eligible since bonus was rcvd w/in 48 months?
is there a simple way to see if i am eligible?    (only by checking aa.com for activity/history of past 4 years??)

Offline HoKo

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Re: Citi AA Master Thread
« Reply #10126 on: April 26, 2023, 03:54:33 PM »
does citi pull CR even if i am not eligible since bonus was rcvd w/in 48 months?
is there a simple way to see if i am eligible?    (only by checking aa.com for activity/history of past 4 years??)

Yes i believe they do still pull your credit, and may even approve you for the card (despite being ineligible for the bonus).

Offline elimmm

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Re: Citi AA Master Thread
« Reply #10127 on: April 27, 2023, 09:18:32 AM »
how can i find out when i last got a bonus?
aadvantage only shows past 2 years?

Offline theyankel

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Re: Citi AA Master Thread
« Reply #10128 on: April 27, 2023, 10:05:11 AM »
how can i find out when i last got a bonus?
aadvantage only shows past 2 years?
call citi

Offline Gvann

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Re: Citi AA Master Thread
« Reply #10129 on: April 27, 2023, 03:38:12 PM »
Lets say youre gunning for exec plat and just got the card, and first card with citi… how fast should you be piling up spending? They gave a pretty generous credit limit, but dont want to raise red flags

Offline Lh15

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Re: Citi AA Master Thread
« Reply #10130 on: May 05, 2023, 02:13:09 AM »
Any tips for speaking to recon about the citi aa platinum?

Got rejected. I have good credit and income. I also have a Citi premier probably 6-12 months old.

Would they move a credit line to approve?


Online Spoon

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Re: Citi AA Master Thread
« Reply #10131 on: May 05, 2023, 09:17:37 AM »
Any tips for speaking to recon about the citi aa platinum?

Got rejected. I have good credit and income. I also have a Citi premier probably 6-12 months old.

Would they move a credit line to approve?

Citi is inquiry sensitive. Have you had many recently?

Offline Yaakov7

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Re: Citi AA Master Thread
« Reply #10132 on: May 06, 2023, 02:13:39 PM »
Citi is inquiry sensitive. Have you had many recently?
in the last 12 months I had an inquiry in august for the premier and 2 from chase in march  is that a lot?
כל מקום שאני הולך, אני הולך לארץ ישראל

Offline Yaakov7

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Re: Citi AA Master Thread
« Reply #10133 on: May 06, 2023, 02:14:33 PM »
Also would they shift credit Line over?
כל מקום שאני הולך, אני הולך לארץ ישראל

Online Spoon

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Re: Citi AA Master Thread
« Reply #10134 on: May 06, 2023, 10:28:03 PM »
in the last 12 months I had an inquiry in august for the premier and 2 from chase in march  is that a lot?

Doesn't seem so but idk.

They also care about low credit utilization
Also would they shift credit Line over?

Ymmv

Offline Yaakov7

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Re: Citi AA Master Thread
« Reply #10135 on: May 07, 2023, 02:37:15 AM »
Bonus is over anyway…
כל מקום שאני הולך, אני הולך לארץ ישראל

Offline UKinNYS

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Offline theyankel

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Re: Citi AA Master Thread
« Reply #10137 on: May 08, 2023, 03:02:05 PM »
called citi to verify when accounts were opened.
got the dates which should allow me to be eligible
applied for this offer
didnt go through immediately but got text if i have time press 1
also got app ID and number to call

rep said the system approved me for 24,800 but i would need to move some of my available credit from the other accounts which in total is over 100 or 5k without doing anything.
i took the additional 5,000

Offline Gvann

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Re: Citi AA Master Thread
« Reply #10138 on: June 05, 2023, 01:32:56 PM »
If you’re an authorized user on someone’s Executive card, how do you link that to your AA account so that you get lounges etc..


Offline Dan

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Re: Citi AA Master Thread
« Reply #10139 on: June 05, 2023, 02:13:59 PM »
If you’re an authorized user on someone’s Executive card, how do you link that to your AA account so that you get lounges etc..
You don't. Need to show the card.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.