Topic Wiki

To signup for credit cards you can click here or on the “other credit cards” tab on top of the DansDeals logo banner to view links for card offers. Then just click on the link to “View all card offers by issuing bank” and scroll down to view all card offers from the bank of your choice.


Current available offers:
http://www.dansdeals.com/go/AAExec/

Citi-Business
http://www.aa.com/i18n/AAdvantage/earnMiles/beyondTravel/creditDebit/citi-business.jsp
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening
The new 18 month language isn't on this application

50k WMC Plat level offer page
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening. American Airlines AAdvantage®
bonus miles are not available if you have had a Citi® / AAdvantage® Platinum Select® Card opened or closed (meaning opened a new card no matter it's current statues) in the past 18 months.

From FlyerTalk Old Citi Executive AA 50k after $5k spend link. The new 18 month language isn't on this application.[/url]


35K WMC consumer and business offer page
$1.5k spending in 3 months

Citibank Contacts:
Application status – https://www.accountonline.com/cards/acq/CardApplicationStatus.do?screenID=3187
(800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
(888) 201-4523 – Application status
(866) 606-2961 – Reconsideration Line
(800) 763-9795 – General Personal Application Inquiries with live rep
(800) 645-7240 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(800) 288-4653 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(866) 606-2787 – General Application and Account Questions with live rep

Many people have also had better luck writing to the office of the President for reconsideration on Citi cards:
Mr. Ken Stork
Office of the President
PO Box 6000
Sioux Falls, SD 57117

HT: FT

Citi in NY pulls from either Equifax or Experian or both. YMMV even by the same person.

If you live in NJ or NY, you should freeze your Experian. They will only pull Equifax then. Otherwise, YMMV.

FOR MORE INFO, READ FT'S WIKI - IT IS PHENOMENAL, FT WIKI

Quote from the above mentioned FT WIKI:
For the most part, freezing Experian, or another bureau, will not cause Citi to pull a different bureau. They will almost certainly require you to unfreeze the bureau they wish to pull or deny your application. Some people have been successful providing the PIN but others have not. Mostly, freezing a credit bureau in an attempt to force Citi to pull a different one seems to waste time, money, and effort for little result. But YMMV.

DDF data points (As of 10/2015)
NY- pulls both EQ/EX, can still get instant approval with EX frozen
CA, OH, PA, TX- ONLY EX. Citi will refuse to pull other bureau

Benefits:..
New no forex fees starting Nov.'15

From FT Wiki:"Important exception: If you receive a Platinum World MC which is later converted to a World Elite MC (as indicated on the back of the card), the opening of that card will no longer count for purposes of the 18-month rule. This is true not only for conversions in early 2015, but also for those in more recent months.
Note: It makes no difference when (or whether) you activate the World Elite card. If you have the WE card in hand, then the conversion on Citi's books is already complete. There is nothing magical about activating it.
There are a few reports that some Gold World MC are being converted to Gold World Elite MC and that will no longer count for purposes of the 18-month rule."
UPDATE: As of 02/18/2016 (for applications after 02/09/2016), the W>WE loophole may be dead.
« Last edited by Yhgfkj on August 26, 2016, 12:49:48 AM »

Author Topic: Citi AA Master Thread  (Read 2801774 times)

Offline churnbabychurn

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Re: Citi AA Master Thread
« Reply #3960 on: February 20, 2014, 10:34:58 PM »
Your not gonna believe this! I wanted to cancel my Citi Amex cuz of the AF so the lady convinced me to downgrade the card to the regular advantage the annual fee would be $50 and if I did 5 purchases in 3 months they would wave the $50 dollar fee. After the new card came I realized i didnt want the card cuz no real benefits so called to cancel. SO THE REP TELLS ME YOUR SUCH A GOOD CUSTOMER I'M GONNA SEE IF THEY WILL UPGRADE YOU BACK AND WAIVE THE FEE. HE STARTS ASKING ME SOME INFO AND I ASK HIM" yOUR NOT MAKING ANOTHER APPLICATION RIGHT CUZ I DON'T WANT THAT! SO HE TELLS ME NO ABSOLUTELY NOT. TODAY I GET UP AND THERE WAS 7 PULLS ON EQUIFAX ALL DENIED FOR THE SAME CARD! SEVEN DENIALS ON MY CREDIT REPORT ALL ON THE SAME DAY!!!  ANY ADVICE?????
they'll be merged to one pull. Now have a stiff drink and relax.

Offline myb821

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Re: Citi AA Master Thread
« Reply #3961 on: February 20, 2014, 10:35:42 PM »
Refunding a refundable ticket is also by the rules... which is why a refundable ticket is called refundable, you see?
not even a little the same

Offline dirah

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Re: Citi AA Master Thread
« Reply #3962 on: February 20, 2014, 10:36:14 PM »
not even a little the same
Can you explain it to me?

Offline eve

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Re: Citi AA Master Thread
« Reply #3963 on: February 20, 2014, 10:39:52 PM »
they'll be merged to one pull. Now have a stiff drink and relax.
Whew thanks, as you picked up I was pretty ticked off! Anyway they offered a $100 credit and 5000 miles....... you think thats fair for the headache?

Offline Freddie

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Re: Citi AA Master Thread
« Reply #3964 on: February 20, 2014, 10:42:10 PM »
Whew thanks, as you picked up I was pretty ticked off! Anyway they offered a $100 credit and 5000 miles....... you think thats fair for the headache?

It's hard to say. Please, describe the exact symptoms of your headache and I will try to asses its value in monetary and miles compensation.

Offline compddd

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Re: Citi AA Master Thread
« Reply #3965 on: February 20, 2014, 10:42:14 PM »
Why didn't you just downgrade to Citi AA Bronze which has no AF?

Offline Ephraimh

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Re: Citi AA Master Thread
« Reply #3966 on: February 20, 2014, 10:43:31 PM »
Can you explain it to me?
You really don't see any difference between MS and closing an AF card?
Maybe Chase could explain it to you, They're shutting down long-term-good-standing customers for the sole sin of a big CVC purchase, while they'll perfectly understand why you're closing a card with an AF.

Offline eve

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Re: Citi AA Master Thread
« Reply #3967 on: February 20, 2014, 10:44:24 PM »
It's hard to say. Please, describe the exact symptoms of your headache and I will try to asses its value in monetary and miles compensation.
LOL! Ill take that as a yes :)

Offline eve

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Re: Citi AA Master Thread
« Reply #3968 on: February 20, 2014, 10:46:41 PM »
Why didn't you just downgrade to Citi AA Bronze which has no AF?
I didn't really need the card kinda just held on to it for the few Amex perks and my wallet was getting too fat. Rather wait and then apply again for the bonus.

Offline dirah

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Re: Citi AA Master Thread
« Reply #3969 on: February 20, 2014, 10:49:51 PM »
You really don't see any difference between MS and closing an AF card?
Maybe Chase could explain it to you, They're shutting down long-term-good-standing customers for the sole sin of a big CVC purchase, while they'll perfectly understand why you're closing a card with an AF.
If Citi was doing the shutting, I could get that.
Here it is AA doing the shutting.

Offline ar13

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Re: Citi AA Master Thread
« Reply #3970 on: February 20, 2014, 10:50:52 PM »
Refunding a refundable ticket is also by the rules... which is why a refundable ticket is called refundable, you see?
Yes but I think theres a difference between a purchase for a car that im not returning after the miles post vs buying a ticket from the airline giving the signup bonus and then slapping them in the face by returning it once the miles post.. all im doing is spending without returning and closing the card.

Offline ari2955

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Re: Citi AA Master Thread
« Reply #3971 on: February 20, 2014, 10:51:24 PM »
Thank you! That is useful info! 56 days and counting :)
You're gonna have to wait 60 days from the last app, as they count declined apps too.

"No more than 2 Citi applications of any kind in 60 days (65 days to be safe).
No more than 1 Citi business application in 90 days (95 to be safe). This does not override the rules above.

While the day limits are a little flexible by a few days either way and YMMV, the rules themselves are not flexible. Note: In applying the rules above, count all Citi applications, including denials and/or applications for non-AA cards."

Offline ar13

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Re: Citi AA Master Thread
« Reply #3972 on: February 20, 2014, 10:52:59 PM »
If Citi was doing the shutting, I could get that.
Here it is AA doing the shutting.
AF? cCVC? what do they stand for... please excuse my ignorance

Offline ar13

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Re: Citi AA Master Thread
« Reply #3973 on: February 20, 2014, 10:54:14 PM »
You're gonna have to wait 60 days from the last app, as they count declined apps too.

"No more than 2 Citi applications of any kind in 60 days (65 days to be safe).
No more than 1 Citi business application in 90 days (95 to be safe). This does not override the rules above.

While the day limits are a little flexible by a few days either way and YMMV, the rules themselves are not flexible. Note: In applying the rules above, count all Citi applications, including denials and/or applications for non-AA cards."
Thnx

Offline dirah

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Re: Citi AA Master Thread
« Reply #3974 on: February 20, 2014, 10:55:13 PM »
Yes but I think theres a difference between a purchase for a car that im not returning after the miles post vs buying a ticket from the airline giving the signup bonus and then slapping them in the face by returning it once the miles post.. all im doing is spending without returning and closing the card.
What would your car dealer do if Chatzkel Feivel bought a car (AF) with a rebate (100K+$200), and then returned the car and kept the rebate.

Listen folks, time will tell... For your sakes I hope you are all right and I am wrong.

BYW, here is a snippet FYI.
Take it the way you like it.

Offline Ephraimh

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Re: Citi AA Master Thread
« Reply #3975 on: February 20, 2014, 10:56:03 PM »
If Citi was doing the shutting, I could get that.
Here it is AA doing the shutting.
I'd assume that if it's "AA doing the shutting" they'll be more upset with cancellations affecting their product than with cancellation affecting Citi's product... don't you think so? ???

Offline Ephraimh

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Re: Citi AA Master Thread
« Reply #3976 on: February 20, 2014, 11:00:14 PM »
AF? cCVC? what do they stand for... please excuse my ignorance
AF - Annual Fee,
CVC - CVS (my mistake...)

Offline ar13

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Re: Citi AA Master Thread
« Reply #3977 on: February 20, 2014, 11:04:24 PM »
What would your car dealer do if Chatzkel Feivel bought a car (AF) with a rebate (100K+$200), and then returned the car and kept the rebate.

Listen folks, time will tell... For your sakes I hope you are all right and I am wrong.

BYW, here is a snippet FYI.
Take it the way you like it.
Is the a link to look up all of the acronyms? AF CVC and so on

Offline ar13

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Re: Citi AA Master Thread
« Reply #3978 on: February 20, 2014, 11:07:20 PM »
AF - Annual Fee,
CVC - CVS (my mistake...)
You mean to say Chase is already going after 5k cvs vanilla reloads at a time? I just made a $5,000 vanilla reload at (cvc :)) CVS purchase yesterday with 3 chase cards! am i screwed?

Offline dirah

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Re: Citi AA Master Thread
« Reply #3979 on: February 20, 2014, 11:14:39 PM »
I'd assume that if it's "AA doing the shutting" they'll be more upset with cancellations affecting their product than with cancellation affecting Citi's product... don't you think so? ???
It was reported upthread that this applies to any refund, not just with AA.
« Last Edit: February 20, 2014, 11:36:09 PM by dirah »