Topic Wiki

To signup for credit cards you can click here or on the “other credit cards” tab on top of the DansDeals logo banner to view links for card offers. Then just click on the link to “View all card offers by issuing bank” and scroll down to view all card offers from the bank of your choice.


Current available offers:
http://www.dansdeals.com/go/AAExec/

Citi-Business
http://www.aa.com/i18n/AAdvantage/earnMiles/beyondTravel/creditDebit/citi-business.jsp
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening
The new 18 month language isn't on this application

50k WMC Plat level offer page
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening. American Airlines AAdvantage®
bonus miles are not available if you have had a Citi® / AAdvantage® Platinum Select® Card opened or closed (meaning opened a new card no matter it's current statues) in the past 18 months.

From FlyerTalk Old Citi Executive AA 50k after $5k spend link. The new 18 month language isn't on this application.[/url]


35K WMC consumer and business offer page
$1.5k spending in 3 months

Citibank Contacts:
Application status – https://www.accountonline.com/cards/acq/CardApplicationStatus.do?screenID=3187
(800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
(888) 201-4523 – Application status
(866) 606-2961 – Reconsideration Line
(800) 763-9795 – General Personal Application Inquiries with live rep
(800) 645-7240 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(800) 288-4653 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(866) 606-2787 – General Application and Account Questions with live rep

Many people have also had better luck writing to the office of the President for reconsideration on Citi cards:
Mr. Ken Stork
Office of the President
PO Box 6000
Sioux Falls, SD 57117

HT: FT

Citi in NY pulls from either Equifax or Experian or both. YMMV even by the same person.

If you live in NJ or NY, you should freeze your Experian. They will only pull Equifax then. Otherwise, YMMV.

FOR MORE INFO, READ FT'S WIKI - IT IS PHENOMENAL, FT WIKI

Quote from the above mentioned FT WIKI:
For the most part, freezing Experian, or another bureau, will not cause Citi to pull a different bureau. They will almost certainly require you to unfreeze the bureau they wish to pull or deny your application. Some people have been successful providing the PIN but others have not. Mostly, freezing a credit bureau in an attempt to force Citi to pull a different one seems to waste time, money, and effort for little result. But YMMV.

DDF data points (As of 10/2015)
NY- pulls both EQ/EX, can still get instant approval with EX frozen
CA, OH, PA, TX- ONLY EX. Citi will refuse to pull other bureau

Benefits:..
New no forex fees starting Nov.'15

From FT Wiki:"Important exception: If you receive a Platinum World MC which is later converted to a World Elite MC (as indicated on the back of the card), the opening of that card will no longer count for purposes of the 18-month rule. This is true not only for conversions in early 2015, but also for those in more recent months.
Note: It makes no difference when (or whether) you activate the World Elite card. If you have the WE card in hand, then the conversion on Citi's books is already complete. There is nothing magical about activating it.
There are a few reports that some Gold World MC are being converted to Gold World Elite MC and that will no longer count for purposes of the 18-month rule."
UPDATE: As of 02/18/2016 (for applications after 02/09/2016), the W>WE loophole may be dead.
« Last edited by Yhgfkj on August 26, 2016, 12:49:48 AM »

Author Topic: Citi AA Master Thread  (Read 2816458 times)

Offline Dr Moose

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Re: Citi AA Master Thread
« Reply #4780 on: March 12, 2014, 03:53:05 PM »
you inspire all of us ;D
Hey there! I am using DansDeals Forums.

Offline avadah

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Re: Citi AA Master Thread
« Reply #4781 on: March 12, 2014, 04:15:35 PM »
People are having issues with miles posting only on the business cards or also on the 100K card?

Offline Ephraimh

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Re: Citi AA Master Thread
« Reply #4782 on: March 12, 2014, 04:24:04 PM »

People are having issues with miles posting only on the business cards or also on the 100K card?

Business has few cycle delay,

100k posts latest a week after there's  a $10k statement.

Offline Marco Polo

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Re: Citi AA Master Thread
« Reply #4783 on: March 12, 2014, 04:24:08 PM »
Wow!

Truly amazing.

After telling citi recon non stop that I need a 2nd Executive for different king of spending, but nothing would move the needle,

I called back (just to give it one last shot) and told them that "not only do I need two cards for diff spending, but it actually needs to be the 'same kind' of card, and if they can't get me another one of the same I'll be forced to close the first card right now too (which was anyway on plan...), And I'll have to see what Chase or Amex has to offer"...

But even that didn't move the rep...
And she was very sorry, but couldn't do anything etc. and gave me the number where I can close the first one...

So I hung up thinking that that's it...

Until...

Until something amazing happened:

THE REP CALLED ME BACK FIVE MINUTES LATER!! Just to add my cell phone to the app and approve me for 8k "no questions asked"!!...

The power of... Citi's weakness!
Does Citi still "suck?"    :)

Happy to hear you got approved.
Quaerite et Invenietis.

Offline Ephraimh

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Re: Citi AA Master Thread
« Reply #4784 on: March 12, 2014, 04:28:30 PM »

Does Citi still "suck?"    :)

Happy to hear you got approved.

Either they wouldn't listen to you AT ALL...

Or they'll CALL YOU BACK like an unprofessional salesman...

Call it as you wish...

Offline Marco Polo

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Re: Citi AA Master Thread
« Reply #4785 on: March 12, 2014, 04:30:02 PM »
Either they wouldn't listen to you AT ALL...

Or they'll CALL YOU BACK like an unprofessional salesman...

Call it as you wish...
Persistence can pay off.
Quaerite et Invenietis.

Offline Eli+

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Re: Citi AA Master Thread
« Reply #4786 on: March 12, 2014, 04:51:54 PM »
Did you cancel the first one? What rationale did you use for why you needed another one? Or did they not ask you any questions?

No questions asked

Offline Dan

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Re: Citi AA Master Thread
« Reply #4787 on: March 12, 2014, 05:04:29 PM »
Did anyone here cancel his card after 30 days but before 37 days after the AF was posted?
Yes.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Eli+

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Re: Citi AA Master Thread
« Reply #4788 on: March 12, 2014, 05:06:09 PM »
Yes.

They mail you the full $450 refund?
Where you able to transfer CL from Card #1 to card #2?

Offline Marco Polo

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Re: Citi AA Master Thread
« Reply #4789 on: March 12, 2014, 05:07:30 PM »
They mail you the full $450 refund?
Where you able to transfer CL from Card #1 to card #2?
Showed as a credit on my closed account. I had them transfer it to my second card.
Quaerite et Invenietis.

Offline Eli+

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Re: Citi AA Master Thread
« Reply #4790 on: March 12, 2014, 05:11:46 PM »
Showed as a credit on my closed account. I had them transfer it to my second card.

I'm guessing you just forfeited the credit line, to avoid the chance of a pull?

Offline DBK

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Re: Citi AA Master Thread
« Reply #4791 on: March 12, 2014, 05:16:30 PM »
Showed as a credit on my closed account. I had them transfer it to my second card.
SM or Call?

Offline Marco Polo

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Re: Citi AA Master Thread
« Reply #4792 on: March 12, 2014, 05:16:48 PM »
I'm guessing you just forfeited the credit line, to avoid the chance of a pull?
Yes.
Quaerite et Invenietis.

Offline Centro

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Re: Citi AA Master Thread
« Reply #4793 on: March 12, 2014, 05:35:45 PM »

Offline bingit

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Re: Citi AA Master Thread
« Reply #4794 on: March 12, 2014, 06:12:22 PM »
If I close my aa executive to avoid the af  does that raise a red flag on my account and might aa close me down and I will lose my points??

Offline dirah

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Re: Citi AA Master Thread
« Reply #4795 on: March 12, 2014, 06:28:28 PM »
If I close my aa executive to avoid the af  does that raise a red flag on my account and might aa close me down and I will lose my points??
Good question.
No one has discussed this yet.

Offline DBK

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Re: Citi AA Master Thread
« Reply #4796 on: March 12, 2014, 06:34:26 PM »
 Please search through the thread- many of your questions can be answered just by looking.

Offline sam28

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Re: Citi AA Master Thread
« Reply #4797 on: March 12, 2014, 07:43:36 PM »
I did the spending on my second card it's 5 days after the closing and it says 110 points earned but 0 report how long can it take to post to my account ?  Does this mean I can wait 3 months till I get it because it is now 3 months since I open my citi business and my 50k points is still not showing up ?

My first card postet 4 days after the    closing date

Offline CountValentine

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Re: Citi AA Master Thread
« Reply #4798 on: March 12, 2014, 07:46:00 PM »
If I close my aa executive to avoid the af  does that raise a red flag on my account and might aa close me down and I will lose my points??
Closing your account with a negative miles balance is a red flag.
Only on DDF does 24/6 mean 24/5/half/half

Offline smart brit

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Re: Citi AA Master Thread
« Reply #4799 on: March 12, 2014, 07:51:13 PM »
Closing your account with a negative miles balance is a red flag.
+1
Reports on ft suggest red flag and even shut down