Topic Wiki

To signup for credit cards you can click here or on the “other credit cards” tab on top of the DansDeals logo banner to view links for card offers. Then just click on the link to “View all card offers by issuing bank” and scroll down to view all card offers from the bank of your choice.


Current available offers:
http://www.dansdeals.com/go/AAExec/

Citi-Business
http://www.aa.com/i18n/AAdvantage/earnMiles/beyondTravel/creditDebit/citi-business.jsp
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening
The new 18 month language isn't on this application

50k WMC Plat level offer page
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening. American Airlines AAdvantage®
bonus miles are not available if you have had a Citi® / AAdvantage® Platinum Select® Card opened or closed (meaning opened a new card no matter it's current statues) in the past 18 months.

From FlyerTalk Old Citi Executive AA 50k after $5k spend link. The new 18 month language isn't on this application.[/url]


35K WMC consumer and business offer page
$1.5k spending in 3 months

Citibank Contacts:
Application status – https://www.accountonline.com/cards/acq/CardApplicationStatus.do?screenID=3187
(800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
(888) 201-4523 – Application status
(866) 606-2961 – Reconsideration Line
(800) 763-9795 – General Personal Application Inquiries with live rep
(800) 645-7240 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(800) 288-4653 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(866) 606-2787 – General Application and Account Questions with live rep

Many people have also had better luck writing to the office of the President for reconsideration on Citi cards:
Mr. Ken Stork
Office of the President
PO Box 6000
Sioux Falls, SD 57117

HT: FT

Citi in NY pulls from either Equifax or Experian or both. YMMV even by the same person.

If you live in NJ or NY, you should freeze your Experian. They will only pull Equifax then. Otherwise, YMMV.

FOR MORE INFO, READ FT'S WIKI - IT IS PHENOMENAL, FT WIKI

Quote from the above mentioned FT WIKI:
For the most part, freezing Experian, or another bureau, will not cause Citi to pull a different bureau. They will almost certainly require you to unfreeze the bureau they wish to pull or deny your application. Some people have been successful providing the PIN but others have not. Mostly, freezing a credit bureau in an attempt to force Citi to pull a different one seems to waste time, money, and effort for little result. But YMMV.

DDF data points (As of 10/2015)
NY- pulls both EQ/EX, can still get instant approval with EX frozen
CA, OH, PA, TX- ONLY EX. Citi will refuse to pull other bureau

Benefits:..
New no forex fees starting Nov.'15

From FT Wiki:"Important exception: If you receive a Platinum World MC which is later converted to a World Elite MC (as indicated on the back of the card), the opening of that card will no longer count for purposes of the 18-month rule. This is true not only for conversions in early 2015, but also for those in more recent months.
Note: It makes no difference when (or whether) you activate the World Elite card. If you have the WE card in hand, then the conversion on Citi's books is already complete. There is nothing magical about activating it.
There are a few reports that some Gold World MC are being converted to Gold World Elite MC and that will no longer count for purposes of the 18-month rule."
UPDATE: As of 02/18/2016 (for applications after 02/09/2016), the W>WE loophole may be dead.
« Last edited by Yhgfkj on August 26, 2016, 12:49:48 AM »

Author Topic: Citi AA Master Thread  (Read 2817057 times)

Offline Toasted

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Re: Citi AA Master Thread
« Reply #7720 on: September 30, 2014, 11:11:14 AM »
You need to wait 18 months from the last executive application for the plat.

Just got denied. Rep said Citi is taking a hard stance on this and will NOT offer an AA card if you had it in last 18 or so months.
:-( . Opportunities are being sealed up a little too quickly. psach lanu shar be'ais ne'eelas shaar.......

Offline googwallet

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Re: Citi AA Master Thread
« Reply #7721 on: September 30, 2014, 11:12:03 AM »
Just got denied. Rep said Citi is taking a hard stance on this and will NOT offer an AA card if you had it in last 18 or so months.
:-( . Opportunities are being sealed up a little too quickly. psach lanu shar be'ais ne'eelas shaar.......
This is old news.
If you want to churn, apply for the executive card.

Offline Yaalili

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Re: Citi AA Master Thread
« Reply #7722 on: September 30, 2014, 01:55:38 PM »
@sillypainter said otherwise here - http://forums.dansdeals.com/index.php?topic=8028.msg925661#msg925661

Even with a new ffn you're saying I can't get it?

Know lots of people who were denied for that reason even with a new FFN.

This is old news.
If you want to churn, apply for the executive card.

Yup.

Offline D93

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Re: Citi AA Master Thread
« Reply #7723 on: September 30, 2014, 02:15:24 PM »
so even though i currently have a executive open, i can still apply for a new executive (50k offer)? same ffn or new?

Offline googwallet

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Re: Citi AA Master Thread
« Reply #7724 on: September 30, 2014, 02:47:31 PM »
so even though i currently have a executive open, i can still apply for a new executive (50k offer)? same ffn or new?
Yes.
Same.

Offline D93

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Re: Citi AA Master Thread
« Reply #7725 on: September 30, 2014, 04:02:12 PM »

Offline Thingywingy

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Re: Citi AA Master Thread
« Reply #7726 on: October 01, 2014, 12:17:31 AM »
Just got denied. Rep said Citi is taking a hard stance on this and will NOT offer an AA card if you had it in last 18 or so months.
You mean applied in last 18 months; not had.
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline rivkao

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Re: Citi AA Master Thread
« Reply #7727 on: October 01, 2014, 10:47:48 PM »
Does a 3BM work with citi? Executive, Bus. Plat. and Plat.?

Offline mawmaw

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Re: Citi AA Master Thread
« Reply #7728 on: October 01, 2014, 10:55:09 PM »

Offline rivkao

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Offline DP7

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Re: Citi AA Master Thread
« Reply #7730 on: October 01, 2014, 11:09:16 PM »

Offline mawmaw

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Re: Citi AA Master Thread
« Reply #7731 on: October 02, 2014, 12:06:04 AM »

Offline sruly101

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Re: Citi AA Master Thread
« Reply #7732 on: October 02, 2014, 08:35:31 AM »
Just a general credit card/citi question; can I schedule an online payment for $20 when my balance is just $10, and ill get $10 credit on the account?

Offline rivkao

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Re: Citi AA Master Thread
« Reply #7733 on: October 02, 2014, 09:00:17 AM »
Just a general credit card/citi question; can I schedule an online payment for $20 when my balance is just $10, and ill get $10 credit on the account?
yes

Offline HolyNyc

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Re: Citi AA Master Thread
« Reply #7734 on: October 02, 2014, 09:01:02 AM »
Just a general credit card/citi question; can I schedule an online payment for $20 when my balance is just $10, and ill get $10 credit on the account?
you cannot overpay a cc online

Offline D93

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Re: Citi AA Master Thread
« Reply #7735 on: October 02, 2014, 09:01:11 AM »
Just a general credit card/citi question; can I schedule an online payment for $20 when my balance is just $10, and ill get $10 credit on the account?
out of curiosity. Why you doing that?

Offline rivkao

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Re: Citi AA Master Thread
« Reply #7736 on: October 02, 2014, 09:01:43 AM »

Offline yoshi

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Re: Citi AA Master Thread
« Reply #7737 on: October 02, 2014, 11:36:01 AM »

Offline ckmk47

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Re: Citi AA Master Thread
« Reply #7738 on: October 02, 2014, 11:37:44 AM »
OK, how do you over pay a cc on line?
My favorite cause: cssy.org

Offline Lou Bob

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Re: Citi AA Master Thread
« Reply #7739 on: October 02, 2014, 11:41:52 AM »
OK, how do you over pay a cc on line?
+1
Didn't work for me either
Always use an Amex, you'll thank me one day.