Author Topic: Citi AA Master Thread (Read 2816317 times)

avadah · « **Reply #8020 on:** January 26, 2015, 03:52:13 PM »

Quote from: eAge on January 24, 2015, 06:59:44 PM

1. They waived/credited me in the past

You call the regular number to get it waived or is there a special retention dept?

sky121 · « **Reply #8021 on:** January 26, 2015, 04:39:47 PM »

Does anyone know if the Citi app helps with fraud alerts?
Wondering if I should set it up for making large purchases in store...

eAge · « **Reply #8022 on:** January 26, 2015, 07:48:19 PM »

Quote from: avadah on January 26, 2015, 03:52:13 PM

You call the regular number to get it waived or is there a special retention dept?

Number in back of the card

Joe4007 · « **Reply #8023 on:** January 27, 2015, 11:09:04 AM »

Quote from: Hershelsdeals on January 22, 2015, 01:16:47 AM

Grocery
Gas
Drugstore
Restaurants
Commuter transportation locations

No electronic stores in my offer

We should be able to knock this out at Target, right?

avadah · « **Reply #8024 on:** January 27, 2015, 01:22:10 PM »

Have people gotten it waived recently?

avadah · « **Reply #8025 on:** January 27, 2015, 04:06:48 PM »

Does this card ($95 AF version) give expanded award availability?

D93 · « **Reply #8026 on:** January 27, 2015, 05:00:09 PM »

Quote from: avadah on January 27, 2015, 04:06:48 PM

Does this card ($95 AF version) give expanded award availability?

No AA card does

theblaide · « **Reply #8027 on:** January 28, 2015, 02:47:07 PM »

I currently have the AA exec, can I get the platinum with the bonus without canceling?

Lou Bob · « **Reply #8028 on:** January 28, 2015, 02:51:07 PM »

Quote from: theblaide on January 28, 2015, 02:47:07 PM

I currently have the AA exec, can I get the platinum with the bonus without canceling?

when did you get the Exec card?

theblaide · « **Reply #8029 on:** January 28, 2015, 02:53:09 PM »

Feb last yr. basically I'm trying not to pay a AF and keep my CL so I'll open the the aa plat and move my CL over and close the exec

D93 · « **Reply #8030 on:** January 28, 2015, 03:34:19 PM »

Quote from: theblaide on January 28, 2015, 02:53:09 PM

Feb last yr.

You won't get the bonus if you open a Personal Platinum now.

Quote

basically I'm trying not to pay a AF and keep my CL so I'll open the the aa plat and move my CL over and close the exec

you can downgrade the Executive to a free Citi double cash card.

reed · « **Reply #8031 on:** January 29, 2015, 01:47:16 AM »

Is 50k the best offer out there?

Marco Polo · « **Reply #8032 on:** January 29, 2015, 08:39:35 AM »

Quote from: reed on January 29, 2015, 01:47:16 AM

Is 50k the best offer out there?

Check the FT wiki. They should have it all.

layid · « **Reply #8033 on:** February 03, 2015, 01:24:46 AM »

What's the best strategy for dealing with a 6 month old AA card, now that you can only get the bonus again 18 months after canceling? Try to convince them to downgrade to a no-fee card (doubtful this works before the card is a year old, and I don't want to keep my 18-month clock tolled till then)? Cancel and move credit line to another no-fee citi card I currently have? Cancel outright and lose the credit line? Anything I'm missing?

danfan5773 · « **Reply #8034 on:** February 03, 2015, 01:34:27 AM »

Quote from: layid on February 03, 2015, 01:24:46 AM

What's the best strategy for dealing with a 6 month old AA card, now that you can only get the bonus again 18 months after canceling? Try to convince them to downgrade to a no-fee card (doubtful this works before the card is a year old, and I don't want to keep my 18-month clock tolled till then)? Cancel and move credit line to another no-fee citi card I currently have? Cancel outright and lose the credit line? Anything I'm missing?

As far as my understanding the clock starts from when you applied even though u still have the card.

layid · « **Reply #8035 on:** February 03, 2015, 01:43:35 AM »

Quote from: danfan5773 on February 03, 2015, 01:34:27 AM

As far as my understanding the clock starts from when you applied even though u still have the card.

"American Airlines AAdvantage® bonus miles are not available if you have had a Citi® / AAdvantage® Platinum Select® Card opened or closed in the past 18 months."

This is new language.

pixi · « **Reply #8036 on:** February 10, 2015, 03:38:03 PM »

I just applied for the citi aa platinum and I was declined, I called reconsideration and they told me the reason why the declined me is because the amount of debt that I have on my credit report and my income was to low accordingly, I explained that I never had a late payment and I pay off my bills every month and I'm not sure why that shows up as a open debt, they told there is nothing what they can do..
Any advice?

Redbull3 · « **Reply #8037 on:** February 10, 2015, 03:50:15 PM »

Quote from: pixi on February 10, 2015, 03:38:03 PM

I just applied for the citi aa platinum and I was declined, I called reconsideration and they told me the reason why the declined me is because the amount of debt that I have on my credit report and my income was to low accordingly, I explained that I never had a late payment and I pay off my bills every month and I'm not sure why that shows up as a open debt, they told there is nothing what they can do..
Any advice?

In the future, you can pay off more of your debt before the statement even closes. This will keep your utilization lower.

pixi · « **Reply #8038 on:** February 10, 2015, 05:04:08 PM »

Quote from: Redbull3 on February 10, 2015, 03:50:15 PM

In the future, you can pay off more of your debt before the statement even closes. This will keep your utilization lower.

I just spoke with them they say the reason for my denial was because it was reported on my Equifax cr that I have a balance from abt 6k, the more I told them that it's very normal to have such a balance since I have a 20k credit line they did not want to except it.. What can I do?

D93 · « **Reply #8039 on:** February 10, 2015, 05:07:05 PM »

Quote from: pixi on February 10, 2015, 05:04:08 PM

I just spoke with them they say the reason for my denial was because it was reported on my Equifax cr that I have a balance from abt 6k, the more I told them that it's very normal to have such a balance since I have a 20k credit line they did not want to except it.. What can I do?

you call 29% utilization - normal?

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Author Topic: Citi AA Master Thread (Read 2816317 times)