Topic Wiki

To signup for credit cards you can click here or on the “other credit cards” tab on top of the DansDeals logo banner to view links for card offers. Then just click on the link to “View all card offers by issuing bank” and scroll down to view all card offers from the bank of your choice.


Current available offers:
http://www.dansdeals.com/go/AAExec/

Citi-Business
http://www.aa.com/i18n/AAdvantage/earnMiles/beyondTravel/creditDebit/citi-business.jsp
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening
The new 18 month language isn't on this application

50k WMC Plat level offer page
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening. American Airlines AAdvantage®
bonus miles are not available if you have had a Citi® / AAdvantage® Platinum Select® Card opened or closed (meaning opened a new card no matter it's current statues) in the past 18 months.

From FlyerTalk Old Citi Executive AA 50k after $5k spend link. The new 18 month language isn't on this application.[/url]


35K WMC consumer and business offer page
$1.5k spending in 3 months

Citibank Contacts:
Application status – https://www.accountonline.com/cards/acq/CardApplicationStatus.do?screenID=3187
(800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
(888) 201-4523 – Application status
(866) 606-2961 – Reconsideration Line
(800) 763-9795 – General Personal Application Inquiries with live rep
(800) 645-7240 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(800) 288-4653 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(866) 606-2787 – General Application and Account Questions with live rep

Many people have also had better luck writing to the office of the President for reconsideration on Citi cards:
Mr. Ken Stork
Office of the President
PO Box 6000
Sioux Falls, SD 57117

HT: FT

Citi in NY pulls from either Equifax or Experian or both. YMMV even by the same person.

If you live in NJ or NY, you should freeze your Experian. They will only pull Equifax then. Otherwise, YMMV.

FOR MORE INFO, READ FT'S WIKI - IT IS PHENOMENAL, FT WIKI

Quote from the above mentioned FT WIKI:
For the most part, freezing Experian, or another bureau, will not cause Citi to pull a different bureau. They will almost certainly require you to unfreeze the bureau they wish to pull or deny your application. Some people have been successful providing the PIN but others have not. Mostly, freezing a credit bureau in an attempt to force Citi to pull a different one seems to waste time, money, and effort for little result. But YMMV.

DDF data points (As of 10/2015)
NY- pulls both EQ/EX, can still get instant approval with EX frozen
CA, OH, PA, TX- ONLY EX. Citi will refuse to pull other bureau

Benefits:..
New no forex fees starting Nov.'15

From FT Wiki:"Important exception: If you receive a Platinum World MC which is later converted to a World Elite MC (as indicated on the back of the card), the opening of that card will no longer count for purposes of the 18-month rule. This is true not only for conversions in early 2015, but also for those in more recent months.
Note: It makes no difference when (or whether) you activate the World Elite card. If you have the WE card in hand, then the conversion on Citi's books is already complete. There is nothing magical about activating it.
There are a few reports that some Gold World MC are being converted to Gold World Elite MC and that will no longer count for purposes of the 18-month rule."
UPDATE: As of 02/18/2016 (for applications after 02/09/2016), the W>WE loophole may be dead.
« Last edited by Yhgfkj on August 26, 2016, 12:49:48 AM »

Author Topic: Citi AA Master Thread  (Read 2813433 times)

Offline CS91

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Re: Citi AA Master Thread
« Reply #9300 on: February 29, 2016, 10:41:47 PM »
They can bring up the app with a SSN.

Offline AJK

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Re: Citi AA Master Thread
« Reply #9301 on: February 29, 2016, 10:54:42 PM »
They can bring up the app with a SSN.

They could bring it up, but they claim cannot tell me why denied. I have to wait until I receive letter.

Guess we'll see.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline KidOOO

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Re: Citi AA Master Thread
« Reply #9302 on: February 29, 2016, 11:30:56 PM »
Just applied for Citi Biz, Instant approval for myself, instant denial for the wife

Offline EJB

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Re: Citi AA Master Thread
« Reply #9303 on: February 29, 2016, 11:35:32 PM »
They could bring it up, but they claim cannot tell me why denied. I have to wait until I receive letter.

Guess we'll see.

If it gives you any consolation, I got the same message for the Prestige card today (got AA business ~2 weeks ago). I'm assuming it's a credit related decision and that my credit was pulled as I've gotten a different message when no credit was pulled. Wife got prestige successfully today, though the app errored out online.

Offline Venilla

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Re: Citi AA Master Thread
« Reply #9304 on: February 29, 2016, 11:39:00 PM »
Tried applying for Citi AA Biz and got this for me and Mrs. AJK:





I have an open Citi AA Biz which may explain it for me, but Mrs. AJK hasn't had one open in > 18 months (not that it officially matters for Citi AA Biz).

Hmm...

Anyone know (i) why this would be and (ii) if credit was pulled?
I had the same thing on the Citi AA Business Card and the letter said "too many recently opened accounts as reported with your credit bureau". It's very weird because on personal cards they approved me without any problems.

My report was pulled.

Recon didn't help. I'm preparing a letter now...
I like vanilla but my name is Venilla.

Offline AJK

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Re: Citi AA Master Thread
« Reply #9305 on: February 29, 2016, 11:40:59 PM »
I had the same thing on the Citi AA Business Card and the letter said "too many recently opened accounts as reported with your credit bureau". It's very weird because on personal cards they approved me without any problems.

My report was pulled.

Recon didn't help. I'm preparing a letter now...

Yup. Was approved for personal card without issue.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline EJB

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Re: Citi AA Master Thread
« Reply #9306 on: February 29, 2016, 11:43:53 PM »
Yup. Was approved for personal card without issue.

Don't think it's a personal/business issue, as I got that message on prestige today

Offline LoLo

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Re: Citi AA Master Thread
« Reply #9307 on: February 29, 2016, 11:55:15 PM »
Tried applying for Citi AA Biz and got this for me and Mrs. AJK:





I have an open Citi AA Biz which may explain it for me, but Mrs. AJK hasn't had one open in > 18 months (not that it officially matters for Citi AA Biz).

Hmm...

Anyone know (i) why this would be and (ii) if credit was pulled?
Received same msg now for DW.. No email either.

She hasn't opened any personal cards for over a year, high util. on one card, but perfect report otherwise.

Offline D93

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Re: Citi AA Master Thread
« Reply #9308 on: March 01, 2016, 01:10:48 AM »
Generally, no reason not to. Except for instances like today, where bonuses of 50K are expiring today on both :)

Still no reason to. Zombie links usually last on FT for a long time after their official death.

Offline AJK

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Re: Citi AA Master Thread
« Reply #9309 on: March 01, 2016, 01:11:57 AM »
Still no reason to. Zombie links usually last on FT for a long time after their official death.

Citi has gotten a lot better on cleaning those things up and putting them down for good.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline D93

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Re: Citi AA Master Thread
« Reply #9310 on: March 01, 2016, 01:43:35 AM »
Citi has gotten a lot better on cleaning those things up and putting them down for good.

Gotcha.

Offline Geshmak25

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Re: Citi AA Master Thread
« Reply #9311 on: March 01, 2016, 10:24:19 AM »
How long does it typically take for award miles from sign up bonus to post after statement close?
PUTPAC = PITA

Offline D93

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Re: Citi AA Master Thread
« Reply #9312 on: March 01, 2016, 10:27:30 AM »
How long does it typically take for award miles from sign up bonus to post after statement close?

24-48 hours

Offline benjie1305

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Re: Citi AA Master Thread
« Reply #9313 on: March 01, 2016, 10:27:38 AM »
How long does it typically take for award miles from sign up bonus to post after statement close?

24-48 hours usually.
Work hard, Play harder!

Offline Geshmak25

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Re: Citi AA Master Thread
« Reply #9314 on: March 01, 2016, 10:27:45 AM »
PUTPAC = PITA

Offline Aaaron

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Re: Citi AA Master Thread
« Reply #9315 on: March 01, 2016, 10:51:44 AM »
Tried applying for Citi AA Biz and got this for me and Mrs. AJK:





I have an open Citi AA Biz which may explain it for me, but Mrs. AJK hasn't had one open in > 18 months (not that it officially matters for Citi AA Biz).

Hmm...

Anyone know (i) why this would be and (ii) if credit was pulled?

I applied for myself and DW last month and I got intaproved and she got that.  She didn't want me to use one of my businesses for her app since she's officially not a member (she's like that). 


Offline dealfinder85

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Re: Citi AA Master Thread
« Reply #9316 on: March 01, 2016, 01:00:46 PM »
Awesome thanks
took me an extra statement close last time IIRC

Offline D93

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Re: Citi AA Master Thread
« Reply #9317 on: March 01, 2016, 01:04:00 PM »
took me an extra statement close last time IIRC

That's not the norm

Offline PETERP

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Re: Citi AA Master Thread
« Reply #9318 on: March 01, 2016, 02:04:02 PM »
My last one took 4 days and points for spend posted first

Offline LoLo

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Re: Citi AA Master Thread
« Reply #9319 on: March 01, 2016, 04:56:50 PM »
Waiting 5 days already for my bonus + spend to post, nothing yet.